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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and GENCOR INDUSTRIES INC (GENC). Click either name above to swap in a different company.

GENCOR INDUSTRIES INC is the larger business by last-quarter revenue ($23.6M vs $22.2M, roughly 1.1× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs 14.6%, a 31.7% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -25.0%). GENCOR INDUSTRIES INC produced more free cash flow last quarter ($10.1M vs $6.2M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -23.9%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

Gencor Industries Inc is a leading manufacturer of heavy construction and infrastructure equipment, specializing in asphalt production plants, thermal combustion systems, and supporting road-building machinery. It primarily serves North American and global construction markets, supplying products to both public sector infrastructure projects and private commercial construction operators.

GCBC vs GENC — Head-to-Head

Bigger by revenue
GENC
GENC
1.1× larger
GENC
$23.6M
$22.2M
GCBC
Growing faster (revenue YoY)
GCBC
GCBC
+48.8% gap
GCBC
23.8%
-25.0%
GENC
Higher net margin
GCBC
GCBC
31.7% more per $
GCBC
46.3%
14.6%
GENC
More free cash flow
GENC
GENC
$3.9M more FCF
GENC
$10.1M
$6.2M
GCBC
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
-23.9%
GENC

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
GCBC
GCBC
GENC
GENC
Revenue
$22.2M
$23.6M
Net Profit
$10.3M
$3.4M
Gross Margin
28.7%
Operating Margin
52.0%
13.2%
Net Margin
46.3%
14.6%
Revenue YoY
23.8%
-25.0%
Net Profit YoY
37.4%
-9.8%
EPS (diluted)
$0.60
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
GENC
GENC
Q4 25
$22.2M
$23.6M
Q3 25
$21.5M
$18.8M
Q2 25
$20.5M
$27.0M
Q1 25
$20.1M
$38.2M
Q4 24
$17.9M
$31.4M
Q3 24
$16.9M
$20.9M
Q2 24
$16.6M
$25.6M
Q1 24
$15.7M
$40.7M
Net Profit
GCBC
GCBC
GENC
GENC
Q4 25
$10.3M
$3.4M
Q3 25
$8.9M
$1.9M
Q2 25
$9.3M
$3.8M
Q1 25
$8.1M
$6.1M
Q4 24
$7.5M
$3.8M
Q3 24
$6.3M
$1.5M
Q2 24
$6.7M
$2.6M
Q1 24
$5.9M
$6.2M
Gross Margin
GCBC
GCBC
GENC
GENC
Q4 25
28.7%
Q3 25
24.2%
Q2 25
26.5%
Q1 25
29.7%
Q4 24
27.6%
Q3 24
25.6%
Q2 24
23.9%
Q1 24
30.3%
Operating Margin
GCBC
GCBC
GENC
GENC
Q4 25
52.0%
13.2%
Q3 25
47.4%
-1.2%
Q2 25
53.5%
11.6%
Q1 25
44.6%
17.0%
Q4 24
45.0%
14.7%
Q3 24
39.6%
5.9%
Q2 24
41.2%
7.8%
Q1 24
39.4%
17.4%
Net Margin
GCBC
GCBC
GENC
GENC
Q4 25
46.3%
14.6%
Q3 25
41.2%
10.2%
Q2 25
45.6%
14.2%
Q1 25
40.1%
16.0%
Q4 24
41.7%
12.1%
Q3 24
37.1%
6.9%
Q2 24
40.6%
10.0%
Q1 24
37.3%
15.3%
EPS (diluted)
GCBC
GCBC
GENC
GENC
Q4 25
$0.60
$0.23
Q3 25
$0.52
$0.13
Q2 25
$0.55
$0.26
Q1 25
$0.47
$0.42
Q4 24
$0.44
$0.26
Q3 24
$0.37
$0.10
Q2 24
$0.39
$0.17
Q1 24
$0.34
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
GENC
GENC
Cash + ST InvestmentsLiquidity on hand
$147.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.3M
$215.2M
Total Assets
$3.1B
$228.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
GENC
GENC
Q4 25
$147.7M
Q3 25
$136.3M
Q2 25
$136.0M
Q1 25
$155.5M
$143.7M
Q4 24
$166.4M
$130.1M
Q3 24
$115.4M
Q2 24
$190.4M
$116.6M
Q1 24
$117.1M
Total Debt
GCBC
GCBC
GENC
GENC
Q4 25
Q3 25
$0
Q2 25
Q1 25
Q4 24
Q3 24
$0
Q2 24
Q1 24
Stockholders' Equity
GCBC
GCBC
GENC
GENC
Q4 25
$258.3M
$215.2M
Q3 25
$248.2M
$211.8M
Q2 25
$238.8M
$209.9M
Q1 25
$229.0M
$206.1M
Q4 24
$218.4M
$200.0M
Q3 24
$216.3M
$196.1M
Q2 24
$206.0M
$194.7M
Q1 24
$199.2M
$192.1M
Total Assets
GCBC
GCBC
GENC
GENC
Q4 25
$3.1B
$228.9M
Q3 25
$3.1B
$222.6M
Q2 25
$3.0B
$220.2M
Q1 25
$3.0B
$223.9M
Q4 24
$3.0B
$218.2M
Q3 24
$2.9B
$208.1M
Q2 24
$2.8B
$201.8M
Q1 24
$2.9B
$206.0M
Debt / Equity
GCBC
GCBC
GENC
GENC
Q4 25
Q3 25
0.00×
Q2 25
Q1 25
Q4 24
Q3 24
0.00×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
GENC
GENC
Operating Cash FlowLast quarter
$6.4M
$11.1M
Free Cash FlowOCF − Capex
$6.2M
$10.1M
FCF MarginFCF / Revenue
28.0%
43.0%
Capex IntensityCapex / Revenue
0.9%
4.1%
Cash ConversionOCF / Net Profit
0.62×
3.23×
TTM Free Cash FlowTrailing 4 quarters
$47.3M
$-3.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
GENC
GENC
Q4 25
$6.4M
$11.1M
Q3 25
$7.0M
$-275.0K
Q2 25
$28.0M
$-23.9M
Q1 25
$7.3M
$12.4M
Q4 24
$5.3M
$14.8M
Q3 24
$2.1M
$-3.2M
Q2 24
$24.9M
$-1.0M
Q1 24
$5.6M
$11.7M
Free Cash Flow
GCBC
GCBC
GENC
GENC
Q4 25
$6.2M
$10.1M
Q3 25
$6.5M
$-1.3M
Q2 25
$27.3M
$-24.4M
Q1 25
$7.3M
$12.3M
Q4 24
$5.1M
$14.5M
Q3 24
$2.0M
$-3.3M
Q2 24
$23.4M
$-1.4M
Q1 24
$4.9M
$11.7M
FCF Margin
GCBC
GCBC
GENC
GENC
Q4 25
28.0%
43.0%
Q3 25
30.4%
-6.8%
Q2 25
133.3%
-90.4%
Q1 25
36.1%
32.2%
Q4 24
28.6%
46.1%
Q3 24
11.8%
-15.8%
Q2 24
141.2%
-5.6%
Q1 24
31.3%
28.7%
Capex Intensity
GCBC
GCBC
GENC
GENC
Q4 25
0.9%
4.1%
Q3 25
1.9%
5.4%
Q2 25
3.4%
1.8%
Q1 25
0.3%
0.4%
Q4 24
1.0%
1.0%
Q3 24
0.9%
0.4%
Q2 24
9.1%
1.5%
Q1 24
4.2%
0.0%
Cash Conversion
GCBC
GCBC
GENC
GENC
Q4 25
0.62×
3.23×
Q3 25
0.78×
-0.14×
Q2 25
3.00×
-6.24×
Q1 25
0.91×
2.04×
Q4 24
0.71×
3.88×
Q3 24
0.34×
-2.22×
Q2 24
3.70×
-0.41×
Q1 24
0.95×
1.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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