vs
Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and Legacy Housing Corp (LEGH). Click either name above to swap in a different company.
Legacy Housing Corp is the larger business by last-quarter revenue ($25.5M vs $22.2M, roughly 1.1× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs 32.2%, a 14.2% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -30.6%). Legacy Housing Corp produced more free cash flow last quarter ($15.7M vs $6.2M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -9.1%).
Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.
Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.
GCBC vs LEGH — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $22.2M | $25.5M |
| Net Profit | $10.3M | $8.2M |
| Gross Margin | — | 26.4% |
| Operating Margin | 52.0% | 40.4% |
| Net Margin | 46.3% | 32.2% |
| Revenue YoY | 23.8% | -30.6% |
| Net Profit YoY | 37.4% | -43.5% |
| EPS (diluted) | $0.60 | $0.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $22.2M | $25.5M | ||
| Q3 25 | $21.5M | $28.8M | ||
| Q2 25 | $20.5M | $38.4M | ||
| Q1 25 | $20.1M | $24.3M | ||
| Q4 24 | $17.9M | $36.7M | ||
| Q3 24 | $16.9M | $30.2M | ||
| Q2 24 | $16.6M | $31.7M | ||
| Q1 24 | $15.7M | $30.8M |
| Q4 25 | $10.3M | $8.2M | ||
| Q3 25 | $8.9M | $8.6M | ||
| Q2 25 | $9.3M | $14.7M | ||
| Q1 25 | $8.1M | $10.3M | ||
| Q4 24 | $7.5M | $14.5M | ||
| Q3 24 | $6.3M | $15.8M | ||
| Q2 24 | $6.7M | $16.2M | ||
| Q1 24 | $5.9M | $15.1M |
| Q4 25 | — | 26.4% | ||
| Q3 25 | — | 20.2% | ||
| Q2 25 | — | 32.4% | ||
| Q1 25 | — | 29.2% | ||
| Q4 24 | — | 27.3% | ||
| Q3 24 | — | 29.2% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 33.6% |
| Q4 25 | 52.0% | 40.4% | ||
| Q3 25 | 47.4% | 33.7% | ||
| Q2 25 | 53.5% | 43.8% | ||
| Q1 25 | 44.6% | 47.7% | ||
| Q4 24 | 45.0% | 42.3% | ||
| Q3 24 | 39.6% | 50.8% | ||
| Q2 24 | 41.2% | 50.6% | ||
| Q1 24 | 39.4% | 54.3% |
| Q4 25 | 46.3% | 32.2% | ||
| Q3 25 | 41.2% | 30.0% | ||
| Q2 25 | 45.6% | 38.3% | ||
| Q1 25 | 40.1% | 42.3% | ||
| Q4 24 | 41.7% | 39.5% | ||
| Q3 24 | 37.1% | 52.4% | ||
| Q2 24 | 40.6% | 51.1% | ||
| Q1 24 | 37.3% | 49.1% |
| Q4 25 | $0.60 | $0.38 | ||
| Q3 25 | $0.52 | $0.35 | ||
| Q2 25 | $0.55 | $0.60 | ||
| Q1 25 | $0.47 | $0.41 | ||
| Q4 24 | $0.44 | $0.59 | ||
| Q3 24 | $0.37 | $0.64 | ||
| Q2 24 | $0.39 | $0.65 | ||
| Q1 24 | $0.34 | $0.60 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $258.3M | $528.6M |
| Total Assets | $3.1B | $580.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $8.5M | ||
| Q3 25 | — | $13.6M | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | $155.5M | $3.4M | ||
| Q4 24 | $166.4M | $1.1M | ||
| Q3 24 | — | $570.0K | ||
| Q2 24 | $190.4M | $60.0K | ||
| Q1 24 | — | $621.0K |
| Q4 25 | $258.3M | $528.6M | ||
| Q3 25 | $248.2M | $521.6M | ||
| Q2 25 | $238.8M | $512.8M | ||
| Q1 25 | $229.0M | $503.7M | ||
| Q4 24 | $218.4M | $494.0M | ||
| Q3 24 | $216.3M | $479.3M | ||
| Q2 24 | $206.0M | $463.2M | ||
| Q1 24 | $199.2M | $450.4M |
| Q4 25 | $3.1B | $580.3M | ||
| Q3 25 | $3.1B | $557.9M | ||
| Q2 25 | $3.0B | $552.0M | ||
| Q1 25 | $3.0B | $544.6M | ||
| Q4 24 | $3.0B | $534.2M | ||
| Q3 24 | $2.9B | $521.4M | ||
| Q2 24 | $2.8B | $514.9M | ||
| Q1 24 | $2.9B | $510.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $6.4M | $19.0M |
| Free Cash FlowOCF − Capex | $6.2M | $15.7M |
| FCF MarginFCF / Revenue | 28.0% | 61.6% |
| Capex IntensityCapex / Revenue | 0.9% | 13.1% |
| Cash ConversionOCF / Net Profit | 0.62× | 2.32× |
| TTM Free Cash FlowTrailing 4 quarters | $47.3M | $28.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $6.4M | $19.0M | ||
| Q3 25 | $7.0M | $7.2M | ||
| Q2 25 | $28.0M | $6.1M | ||
| Q1 25 | $7.3M | $4.9M | ||
| Q4 24 | $5.3M | $7.9M | ||
| Q3 24 | $2.1M | $13.8M | ||
| Q2 24 | $24.9M | $3.5M | ||
| Q1 24 | $5.6M | $10.8M |
| Q4 25 | $6.2M | $15.7M | ||
| Q3 25 | $6.5M | $5.1M | ||
| Q2 25 | $27.3M | $3.7M | ||
| Q1 25 | $7.3M | $3.6M | ||
| Q4 24 | $5.1M | $6.0M | ||
| Q3 24 | $2.0M | $9.1M | ||
| Q2 24 | $23.4M | $1.7M | ||
| Q1 24 | $4.9M | $9.9M |
| Q4 25 | 28.0% | 61.6% | ||
| Q3 25 | 30.4% | 17.8% | ||
| Q2 25 | 133.3% | 9.6% | ||
| Q1 25 | 36.1% | 15.0% | ||
| Q4 24 | 28.6% | 16.4% | ||
| Q3 24 | 11.8% | 30.2% | ||
| Q2 24 | 141.2% | 5.4% | ||
| Q1 24 | 31.3% | 32.2% |
| Q4 25 | 0.9% | 13.1% | ||
| Q3 25 | 1.9% | 7.1% | ||
| Q2 25 | 3.4% | 6.2% | ||
| Q1 25 | 0.3% | 5.2% | ||
| Q4 24 | 1.0% | 5.1% | ||
| Q3 24 | 0.9% | 15.6% | ||
| Q2 24 | 9.1% | 5.5% | ||
| Q1 24 | 4.2% | 2.8% |
| Q4 25 | 0.62× | 2.32× | ||
| Q3 25 | 0.78× | 0.83× | ||
| Q2 25 | 3.00× | 0.41× | ||
| Q1 25 | 0.91× | 0.48× | ||
| Q4 24 | 0.71× | 0.54× | ||
| Q3 24 | 0.34× | 0.88× | ||
| Q2 24 | 3.70× | 0.21× | ||
| Q1 24 | 0.95× | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GCBC
Segment breakdown not available.
LEGH
| Commercial Sales | $8.6M | 34% |
| Retail Store Sales | $6.0M | 24% |
| Inventory Finance Sales | $5.0M | 20% |
| Direct Sales | $4.4M | 17% |
| Other | $1.5M | 6% |
