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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and ON24 INC. (ONTF). Click either name above to swap in a different company.

ON24 INC. is the larger business by last-quarter revenue ($34.6M vs $22.2M, roughly 1.6× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -18.8%, a 65.1% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -5.6%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-2.2M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -4.2%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

ON24 Inc., a San Francisco-based company, is a cloud-based platform that develops and sells web-based webinar, virtual conferencing, content hub, and landing page applications as a service for marketing and sales teams in B2B organizations. In 2023 it expanded its offerings to include generative AI services.

GCBC vs ONTF — Head-to-Head

Bigger by revenue
ONTF
ONTF
1.6× larger
ONTF
$34.6M
$22.2M
GCBC
Growing faster (revenue YoY)
GCBC
GCBC
+29.4% gap
GCBC
23.8%
-5.6%
ONTF
Higher net margin
GCBC
GCBC
65.1% more per $
GCBC
46.3%
-18.8%
ONTF
More free cash flow
GCBC
GCBC
$8.4M more FCF
GCBC
$6.2M
$-2.2M
ONTF
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
-4.2%
ONTF

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
GCBC
GCBC
ONTF
ONTF
Revenue
$22.2M
$34.6M
Net Profit
$10.3M
$-6.5M
Gross Margin
74.9%
Operating Margin
52.0%
-23.5%
Net Margin
46.3%
-18.8%
Revenue YoY
23.8%
-5.6%
Net Profit YoY
37.4%
26.8%
EPS (diluted)
$0.60
$-0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
ONTF
ONTF
Q4 25
$22.2M
$34.6M
Q3 25
$21.5M
$34.6M
Q2 25
$20.5M
$35.3M
Q1 25
$20.1M
$34.7M
Q4 24
$17.9M
$36.7M
Q3 24
$16.9M
$36.3M
Q2 24
$16.6M
$37.3M
Q1 24
$15.7M
$37.7M
Net Profit
GCBC
GCBC
ONTF
ONTF
Q4 25
$10.3M
$-6.5M
Q3 25
$8.9M
$-6.4M
Q2 25
$9.3M
$-7.3M
Q1 25
$8.1M
$-8.7M
Q4 24
$7.5M
$-8.9M
Q3 24
$6.3M
$-11.4M
Q2 24
$6.7M
$-11.2M
Q1 24
$5.9M
$-10.7M
Gross Margin
GCBC
GCBC
ONTF
ONTF
Q4 25
74.9%
Q3 25
74.7%
Q2 25
75.1%
Q1 25
73.8%
Q4 24
74.5%
Q3 24
74.3%
Q2 24
74.5%
Q1 24
74.1%
Operating Margin
GCBC
GCBC
ONTF
ONTF
Q4 25
52.0%
-23.5%
Q3 25
47.4%
-23.1%
Q2 25
53.5%
-26.0%
Q1 25
44.6%
-30.1%
Q4 24
45.0%
-32.1%
Q3 24
39.6%
-36.7%
Q2 24
41.2%
-35.0%
Q1 24
39.4%
-33.1%
Net Margin
GCBC
GCBC
ONTF
ONTF
Q4 25
46.3%
-18.8%
Q3 25
41.2%
-18.4%
Q2 25
45.6%
-20.6%
Q1 25
40.1%
-25.1%
Q4 24
41.7%
-24.2%
Q3 24
37.1%
-31.4%
Q2 24
40.6%
-29.9%
Q1 24
37.3%
-28.4%
EPS (diluted)
GCBC
GCBC
ONTF
ONTF
Q4 25
$0.60
$-0.15
Q3 25
$0.52
$-0.15
Q2 25
$0.55
$-0.17
Q1 25
$0.47
$-0.21
Q4 24
$0.44
$-0.21
Q3 24
$0.37
$-0.27
Q2 24
$0.39
$-0.27
Q1 24
$0.34
$-0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
ONTF
ONTF
Cash + ST InvestmentsLiquidity on hand
$37.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.3M
$139.4M
Total Assets
$3.1B
$228.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
ONTF
ONTF
Q4 25
$37.0M
Q3 25
$47.2M
Q2 25
$37.7M
Q1 25
$155.5M
$26.8M
Q4 24
$166.4M
$14.9M
Q3 24
$11.0M
Q2 24
$190.4M
$15.5M
Q1 24
$18.3M
Stockholders' Equity
GCBC
GCBC
ONTF
ONTF
Q4 25
$258.3M
$139.4M
Q3 25
$248.2M
$144.3M
Q2 25
$238.8M
$150.0M
Q1 25
$229.0M
$153.7M
Q4 24
$218.4M
$159.4M
Q3 24
$216.3M
$164.9M
Q2 24
$206.0M
$170.8M
Q1 24
$199.2M
$174.4M
Total Assets
GCBC
GCBC
ONTF
ONTF
Q4 25
$3.1B
$228.4M
Q3 25
$3.1B
$224.8M
Q2 25
$3.0B
$235.1M
Q1 25
$3.0B
$245.8M
Q4 24
$3.0B
$251.0M
Q3 24
$2.9B
$250.9M
Q2 24
$2.8B
$259.0M
Q1 24
$2.9B
$269.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
ONTF
ONTF
Operating Cash FlowLast quarter
$6.4M
$-1.1M
Free Cash FlowOCF − Capex
$6.2M
$-2.2M
FCF MarginFCF / Revenue
28.0%
-6.4%
Capex IntensityCapex / Revenue
0.9%
3.3%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M
$4.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
ONTF
ONTF
Q4 25
$6.4M
$-1.1M
Q3 25
$7.0M
$2.5M
Q2 25
$28.0M
$2.6M
Q1 25
$7.3M
$3.4M
Q4 24
$5.3M
$985.0K
Q3 24
$2.1M
$295.0K
Q2 24
$24.9M
$1.4M
Q1 24
$5.6M
$2.1M
Free Cash Flow
GCBC
GCBC
ONTF
ONTF
Q4 25
$6.2M
$-2.2M
Q3 25
$6.5M
$2.2M
Q2 25
$27.3M
$2.1M
Q1 25
$7.3M
$1.9M
Q4 24
$5.1M
$424.0K
Q3 24
$2.0M
$143.0K
Q2 24
$23.4M
$898.0K
Q1 24
$4.9M
$1.1M
FCF Margin
GCBC
GCBC
ONTF
ONTF
Q4 25
28.0%
-6.4%
Q3 25
30.4%
6.2%
Q2 25
133.3%
5.9%
Q1 25
36.1%
5.6%
Q4 24
28.6%
1.2%
Q3 24
11.8%
0.4%
Q2 24
141.2%
2.4%
Q1 24
31.3%
2.9%
Capex Intensity
GCBC
GCBC
ONTF
ONTF
Q4 25
0.9%
3.3%
Q3 25
1.9%
1.1%
Q2 25
3.4%
1.4%
Q1 25
0.3%
4.2%
Q4 24
1.0%
1.5%
Q3 24
0.9%
0.4%
Q2 24
9.1%
1.3%
Q1 24
4.2%
2.8%
Cash Conversion
GCBC
GCBC
ONTF
ONTF
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
Q3 24
0.34×
Q2 24
3.70×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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