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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and PETMED EXPRESS INC (PETS). Click either name above to swap in a different company.

PETMED EXPRESS INC is the larger business by last-quarter revenue ($40.7M vs $22.2M, roughly 1.8× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -26.0%, a 72.3% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -23.3%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-9.2M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -20.9%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

PetMed Express, Inc., also known as PetMeds, is an online pet pharmacy based in the United States. It is publicly traded and sells prescription and non-prescription pet medication.

GCBC vs PETS — Head-to-Head

Bigger by revenue
PETS
PETS
1.8× larger
PETS
$40.7M
$22.2M
GCBC
Growing faster (revenue YoY)
GCBC
GCBC
+47.1% gap
GCBC
23.8%
-23.3%
PETS
Higher net margin
GCBC
GCBC
72.3% more per $
GCBC
46.3%
-26.0%
PETS
More free cash flow
GCBC
GCBC
$15.4M more FCF
GCBC
$6.2M
$-9.2M
PETS
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
-20.9%
PETS

Income Statement — Q2 FY2026 vs Q3 FY2026

Metric
GCBC
GCBC
PETS
PETS
Revenue
$22.2M
$40.7M
Net Profit
$10.3M
$-10.6M
Gross Margin
23.3%
Operating Margin
52.0%
-25.7%
Net Margin
46.3%
-26.0%
Revenue YoY
23.8%
-23.3%
Net Profit YoY
37.4%
-1392.6%
EPS (diluted)
$0.60
$-0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
PETS
PETS
Q4 25
$22.2M
$40.7M
Q3 25
$21.5M
$44.4M
Q2 25
$20.5M
$51.2M
Q1 25
$20.1M
$50.8M
Q4 24
$17.9M
$52.0M
Q3 24
$16.9M
$58.0M
Q2 24
$16.6M
$66.2M
Q1 24
$15.7M
$65.1M
Net Profit
GCBC
GCBC
PETS
PETS
Q4 25
$10.3M
$-10.6M
Q3 25
$8.9M
$-8.5M
Q2 25
$9.3M
$-34.2M
Q1 25
$8.1M
$-11.6M
Q4 24
$7.5M
$-707.0K
Q3 24
$6.3M
$2.3M
Q2 24
$6.7M
$3.8M
Q1 24
$5.9M
$-5.0M
Gross Margin
GCBC
GCBC
PETS
PETS
Q4 25
23.3%
Q3 25
28.0%
Q2 25
28.1%
Q1 25
29.9%
Q4 24
31.0%
Q3 24
32.3%
Q2 24
28.8%
Q1 24
29.3%
Operating Margin
GCBC
GCBC
PETS
PETS
Q4 25
52.0%
-25.7%
Q3 25
47.4%
-18.9%
Q2 25
53.5%
-66.7%
Q1 25
44.6%
-11.9%
Q4 24
45.0%
-0.9%
Q3 24
39.6%
1.0%
Q2 24
41.2%
6.6%
Q1 24
39.4%
-5.9%
Net Margin
GCBC
GCBC
PETS
PETS
Q4 25
46.3%
-26.0%
Q3 25
41.2%
-19.2%
Q2 25
45.6%
-66.7%
Q1 25
40.1%
-22.9%
Q4 24
41.7%
-1.4%
Q3 24
37.1%
4.0%
Q2 24
40.6%
5.7%
Q1 24
37.3%
-7.7%
EPS (diluted)
GCBC
GCBC
PETS
PETS
Q4 25
$0.60
$-0.50
Q3 25
$0.52
$-0.41
Q2 25
$0.55
$-1.65
Q1 25
$0.47
$-0.56
Q4 24
$0.44
$-0.03
Q3 24
$0.37
$0.11
Q2 24
$0.39
$0.18
Q1 24
$0.34
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
PETS
PETS
Cash + ST InvestmentsLiquidity on hand
$26.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.3M
$32.8M
Total Assets
$3.1B
$88.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
PETS
PETS
Q4 25
$26.9M
Q3 25
$36.1M
Q2 25
$41.1M
Q1 25
$155.5M
$54.7M
Q4 24
$166.4M
$50.1M
Q3 24
$52.0M
Q2 24
$190.4M
$46.0M
Q1 24
$55.3M
Stockholders' Equity
GCBC
GCBC
PETS
PETS
Q4 25
$258.3M
$32.8M
Q3 25
$248.2M
$43.1M
Q2 25
$238.8M
$51.5M
Q1 25
$229.0M
$85.1M
Q4 24
$218.4M
$96.2M
Q3 24
$216.3M
$96.4M
Q2 24
$206.0M
$93.5M
Q1 24
$199.2M
$96.7M
Total Assets
GCBC
GCBC
PETS
PETS
Q4 25
$3.1B
$88.0M
Q3 25
$3.1B
$100.3M
Q2 25
$3.0B
$109.8M
Q1 25
$3.0B
$148.7M
Q4 24
$3.0B
$144.8M
Q3 24
$2.9B
$146.0M
Q2 24
$2.8B
$152.7M
Q1 24
$2.9B
$169.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
PETS
PETS
Operating Cash FlowLast quarter
$6.4M
$-9.2M
Free Cash FlowOCF − Capex
$6.2M
$-9.2M
FCF MarginFCF / Revenue
28.0%
-22.7%
Capex IntensityCapex / Revenue
0.9%
0.1%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M
$-23.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
PETS
PETS
Q4 25
$6.4M
$-9.2M
Q3 25
$7.0M
$-2.2M
Q2 25
$28.0M
$-12.3M
Q1 25
$7.3M
$7.0M
Q4 24
$5.3M
$-1.2M
Q3 24
$2.1M
$7.4M
Q2 24
$24.9M
$-8.5M
Q1 24
$5.6M
$7.1M
Free Cash Flow
GCBC
GCBC
PETS
PETS
Q4 25
$6.2M
$-9.2M
Q3 25
$6.5M
$-4.8M
Q2 25
$27.3M
$-13.6M
Q1 25
$7.3M
$4.6M
Q4 24
$5.1M
$-1.9M
Q3 24
$2.0M
$6.1M
Q2 24
$23.4M
$-9.2M
Q1 24
$4.9M
$5.9M
FCF Margin
GCBC
GCBC
PETS
PETS
Q4 25
28.0%
-22.7%
Q3 25
30.4%
-10.8%
Q2 25
133.3%
-26.5%
Q1 25
36.1%
9.1%
Q4 24
28.6%
-3.7%
Q3 24
11.8%
10.6%
Q2 24
141.2%
-13.9%
Q1 24
31.3%
9.0%
Capex Intensity
GCBC
GCBC
PETS
PETS
Q4 25
0.9%
0.1%
Q3 25
1.9%
5.9%
Q2 25
3.4%
2.5%
Q1 25
0.3%
4.7%
Q4 24
1.0%
1.5%
Q3 24
0.9%
2.2%
Q2 24
9.1%
1.0%
Q1 24
4.2%
1.9%
Cash Conversion
GCBC
GCBC
PETS
PETS
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
Q3 24
0.34×
3.18×
Q2 24
3.70×
-2.27×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GCBC
GCBC

Segment breakdown not available.

PETS
PETS

Reorder$34.0M84%
New Order$5.0M12%
Membership Fees$1.6M4%

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