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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and SHOULDER INNOVATIONS, INC. (SI). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $11.8M, roughly 1.9× SHOULDER INNOVATIONS, INC.). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -74.3%, a 120.6% gap on every dollar of revenue. GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-11.4M).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

Shoulder Innovations, Inc. is a medical technology firm specializing in design, development, and commercialization of innovative orthopedic devices for shoulder replacement surgery. Its products reduce surgical complications, improve patient outcomes, and are sold to orthopedic surgeons and healthcare providers across North America and Western Europe.

GCBC vs SI — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.9× larger
GCBC
$22.2M
$11.8M
SI
Higher net margin
GCBC
GCBC
120.6% more per $
GCBC
46.3%
-74.3%
SI
More free cash flow
GCBC
GCBC
$17.6M more FCF
GCBC
$6.2M
$-11.4M
SI

Income Statement — Q2 FY2026 vs Q3 FY2025

Metric
GCBC
GCBC
SI
SI
Revenue
$22.2M
$11.8M
Net Profit
$10.3M
$-8.7M
Gross Margin
76.2%
Operating Margin
52.0%
-65.0%
Net Margin
46.3%
-74.3%
Revenue YoY
23.8%
Net Profit YoY
37.4%
EPS (diluted)
$0.60
$-0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
SI
SI
Q4 25
$22.2M
Q3 25
$21.5M
$11.8M
Q2 25
$20.5M
$11.0M
Q1 25
$20.1M
Q4 24
$17.9M
Q3 24
$16.9M
Q2 24
$16.6M
Q1 24
$15.7M
Net Profit
GCBC
GCBC
SI
SI
Q4 25
$10.3M
Q3 25
$8.9M
$-8.7M
Q2 25
$9.3M
$-19.2M
Q1 25
$8.1M
Q4 24
$7.5M
Q3 24
$6.3M
Q2 24
$6.7M
Q1 24
$5.9M
Gross Margin
GCBC
GCBC
SI
SI
Q4 25
Q3 25
76.2%
Q2 25
76.2%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
GCBC
GCBC
SI
SI
Q4 25
52.0%
Q3 25
47.4%
-65.0%
Q2 25
53.5%
-53.2%
Q1 25
44.6%
Q4 24
45.0%
Q3 24
39.6%
Q2 24
41.2%
Q1 24
39.4%
Net Margin
GCBC
GCBC
SI
SI
Q4 25
46.3%
Q3 25
41.2%
-74.3%
Q2 25
45.6%
-174.3%
Q1 25
40.1%
Q4 24
41.7%
Q3 24
37.1%
Q2 24
40.6%
Q1 24
37.3%
EPS (diluted)
GCBC
GCBC
SI
SI
Q4 25
$0.60
Q3 25
$0.52
$-0.64
Q2 25
$0.55
$-165.53
Q1 25
$0.47
Q4 24
$0.44
Q3 24
$0.37
Q2 24
$0.39
Q1 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
SI
SI
Cash + ST InvestmentsLiquidity on hand
$54.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.3M
$147.8M
Total Assets
$3.1B
$177.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
SI
SI
Q4 25
Q3 25
$54.9M
Q2 25
$27.1M
Q1 25
$155.5M
Q4 24
$166.4M
Q3 24
Q2 24
$190.4M
Q1 24
Stockholders' Equity
GCBC
GCBC
SI
SI
Q4 25
$258.3M
Q3 25
$248.2M
$147.8M
Q2 25
$238.8M
$-78.2M
Q1 25
$229.0M
Q4 24
$218.4M
Q3 24
$216.3M
Q2 24
$206.0M
Q1 24
$199.2M
Total Assets
GCBC
GCBC
SI
SI
Q4 25
$3.1B
Q3 25
$3.1B
$177.8M
Q2 25
$3.0B
$77.8M
Q1 25
$3.0B
Q4 24
$3.0B
Q3 24
$2.9B
Q2 24
$2.8B
Q1 24
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
SI
SI
Operating Cash FlowLast quarter
$6.4M
$-8.6M
Free Cash FlowOCF − Capex
$6.2M
$-11.4M
FCF MarginFCF / Revenue
28.0%
-96.7%
Capex IntensityCapex / Revenue
0.9%
23.9%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
SI
SI
Q4 25
$6.4M
Q3 25
$7.0M
$-8.6M
Q2 25
$28.0M
$-11.3M
Q1 25
$7.3M
Q4 24
$5.3M
Q3 24
$2.1M
Q2 24
$24.9M
Q1 24
$5.6M
Free Cash Flow
GCBC
GCBC
SI
SI
Q4 25
$6.2M
Q3 25
$6.5M
$-11.4M
Q2 25
$27.3M
$-13.6M
Q1 25
$7.3M
Q4 24
$5.1M
Q3 24
$2.0M
Q2 24
$23.4M
Q1 24
$4.9M
FCF Margin
GCBC
GCBC
SI
SI
Q4 25
28.0%
Q3 25
30.4%
-96.7%
Q2 25
133.3%
-123.4%
Q1 25
36.1%
Q4 24
28.6%
Q3 24
11.8%
Q2 24
141.2%
Q1 24
31.3%
Capex Intensity
GCBC
GCBC
SI
SI
Q4 25
0.9%
Q3 25
1.9%
23.9%
Q2 25
3.4%
21.0%
Q1 25
0.3%
Q4 24
1.0%
Q3 24
0.9%
Q2 24
9.1%
Q1 24
4.2%
Cash Conversion
GCBC
GCBC
SI
SI
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
Q3 24
0.34×
Q2 24
3.70×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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