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Side-by-side financial comparison of GCL Global Holdings Ltd (GCL) and ORRSTOWN FINANCIAL SERVICES INC (ORRF). Click either name above to swap in a different company.

GCL Global Holdings Ltd is the larger business by last-quarter revenue ($98.7M vs $64.6M, roughly 1.5× ORRSTOWN FINANCIAL SERVICES INC). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs -5.2%, a 38.9% gap on every dollar of revenue.

GCL Global Holdings Ltd is a leading clean energy enterprise focusing on R&D, production and operation of photovoltaic products, energy storage systems and low-carbon energy solutions. Its main markets cover Asia, Europe, North America, serving utility, commercial and residential distributed energy users across the globe.

Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.

GCL vs ORRF — Head-to-Head

Bigger by revenue
GCL
GCL
1.5× larger
GCL
$98.7M
$64.6M
ORRF
Higher net margin
ORRF
ORRF
38.9% more per $
ORRF
33.8%
-5.2%
GCL

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
GCL
GCL
ORRF
ORRF
Revenue
$98.7M
$64.6M
Net Profit
$-5.1M
$21.8M
Gross Margin
11.0%
Operating Margin
-6.7%
Net Margin
-5.2%
33.8%
Revenue YoY
Net Profit YoY
19.1%
EPS (diluted)
$-0.04
$1.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCL
GCL
ORRF
ORRF
Q1 26
$64.6M
Q4 25
$64.9M
Q3 25
$98.7M
$64.4M
Q2 25
$142.1M
$62.4M
Q1 25
$60.4M
Q4 24
$61.8M
Q3 24
$36.1M
$64.1M
Q2 24
$33.3M
Net Profit
GCL
GCL
ORRF
ORRF
Q1 26
$21.8M
Q4 25
$21.5M
Q3 25
$-5.1M
$21.9M
Q2 25
$5.6M
$19.4M
Q1 25
$18.1M
Q4 24
$13.7M
Q3 24
$-1.9M
$-7.9M
Q2 24
$7.7M
Gross Margin
GCL
GCL
ORRF
ORRF
Q1 26
Q4 25
Q3 25
11.0%
Q2 25
15.0%
Q1 25
Q4 24
Q3 24
16.2%
Q2 24
Operating Margin
GCL
GCL
ORRF
ORRF
Q1 26
Q4 25
42.3%
Q3 25
-6.7%
43.0%
Q2 25
2.3%
39.6%
Q1 25
37.7%
Q4 24
27.7%
Q3 24
-5.6%
-15.4%
Q2 24
29.5%
Net Margin
GCL
GCL
ORRF
ORRF
Q1 26
33.8%
Q4 25
33.1%
Q3 25
-5.2%
34.0%
Q2 25
3.9%
31.2%
Q1 25
29.9%
Q4 24
22.1%
Q3 24
-5.2%
-12.3%
Q2 24
23.3%
EPS (diluted)
GCL
GCL
ORRF
ORRF
Q1 26
$1.12
Q4 25
$1.11
Q3 25
$-0.04
$1.13
Q2 25
$0.05
$1.01
Q1 25
$0.93
Q4 24
$0.35
Q3 24
$-0.41
Q2 24
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCL
GCL
ORRF
ORRF
Cash + ST InvestmentsLiquidity on hand
$16.6M
$161.8M
Total DebtLower is stronger
$52.0M
Stockholders' EquityBook value
$33.1M
$603.2M
Total Assets
$159.9M
$5.6B
Debt / EquityLower = less leverage
1.57×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCL
GCL
ORRF
ORRF
Q1 26
$161.8M
Q4 25
Q3 25
$16.6M
Q2 25
$18.2M
Q1 25
Q4 24
Q3 24
$2.7M
Q2 24
Total Debt
GCL
GCL
ORRF
ORRF
Q1 26
Q4 25
Q3 25
$52.0M
Q2 25
$11.9M
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
GCL
GCL
ORRF
ORRF
Q1 26
$603.2M
Q4 25
$591.5M
Q3 25
$33.1M
$571.9M
Q2 25
$35.9M
$548.4M
Q1 25
$532.9M
Q4 24
$516.7M
Q3 24
$15.9M
$516.2M
Q2 24
$278.4M
Total Assets
GCL
GCL
ORRF
ORRF
Q1 26
$5.6B
Q4 25
$5.5B
Q3 25
$159.9M
$5.5B
Q2 25
$101.6M
$5.4B
Q1 25
$5.4B
Q4 24
$5.4B
Q3 24
$49.6M
$5.5B
Q2 24
$3.2B
Debt / Equity
GCL
GCL
ORRF
ORRF
Q1 26
Q4 25
Q3 25
1.57×
Q2 25
0.33×
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCL
GCL
ORRF
ORRF
Operating Cash FlowLast quarter
$-4.8M
Free Cash FlowOCF − Capex
$-5.2M
FCF MarginFCF / Revenue
-5.3%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCL
GCL
ORRF
ORRF
Q1 26
Q4 25
$74.7M
Q3 25
$-4.8M
$22.8M
Q2 25
$-10.3M
$24.5M
Q1 25
$11.0M
Q4 24
$35.0M
Q3 24
$6.1M
$7.5M
Q2 24
$6.4M
Free Cash Flow
GCL
GCL
ORRF
ORRF
Q1 26
Q4 25
$70.5M
Q3 25
$-5.2M
$22.3M
Q2 25
$-10.5M
$23.7M
Q1 25
$8.6M
Q4 24
$33.4M
Q3 24
$7.1M
Q2 24
$6.4M
FCF Margin
GCL
GCL
ORRF
ORRF
Q1 26
Q4 25
108.6%
Q3 25
-5.3%
34.7%
Q2 25
-7.4%
37.9%
Q1 25
14.3%
Q4 24
54.0%
Q3 24
11.1%
Q2 24
19.2%
Capex Intensity
GCL
GCL
ORRF
ORRF
Q1 26
Q4 25
6.5%
Q3 25
0.4%
0.8%
Q2 25
0.1%
1.3%
Q1 25
3.8%
Q4 24
2.6%
Q3 24
0.6%
Q2 24
0.1%
Cash Conversion
GCL
GCL
ORRF
ORRF
Q1 26
Q4 25
3.48×
Q3 25
1.04×
Q2 25
-1.84×
1.26×
Q1 25
0.61×
Q4 24
2.55×
Q3 24
Q2 24
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GCL
GCL

Segment breakdown not available.

ORRF
ORRF

Net Interest Income$49.0M76%
Noninterest Income$15.6M24%

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