vs
Side-by-side financial comparison of GCL Global Holdings Ltd (GCL) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $98.7M, roughly 2.0× GCL Global Holdings Ltd). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -5.2%, a 54.6% gap on every dollar of revenue. TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-5.2M).
GCL Global Holdings Ltd is a leading clean energy enterprise focusing on R&D, production and operation of photovoltaic products, energy storage systems and low-carbon energy solutions. Its main markets cover Asia, Europe, North America, serving utility, commercial and residential distributed energy users across the globe.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
GCL vs TMP — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $98.7M | $194.8M |
| Net Profit | $-5.1M | $96.2M |
| Gross Margin | 11.0% | — |
| Operating Margin | -6.7% | 71.7% |
| Net Margin | -5.2% | 49.4% |
| Revenue YoY | — | 152.7% |
| Net Profit YoY | — | 388.9% |
| EPS (diluted) | $-0.04 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $194.8M | ||
| Q3 25 | $98.7M | $87.4M | ||
| Q2 25 | $142.1M | $82.6M | ||
| Q1 25 | — | $81.7M | ||
| Q4 24 | — | $77.1M | ||
| Q3 24 | $36.1M | $76.6M | ||
| Q2 24 | — | $72.7M | ||
| Q1 24 | — | $72.8M |
| Q4 25 | — | $96.2M | ||
| Q3 25 | $-5.1M | $23.7M | ||
| Q2 25 | $5.6M | $21.5M | ||
| Q1 25 | — | $19.7M | ||
| Q4 24 | — | $19.7M | ||
| Q3 24 | $-1.9M | $18.6M | ||
| Q2 24 | — | $15.7M | ||
| Q1 24 | — | $16.9M |
| Q4 25 | — | — | ||
| Q3 25 | 11.0% | — | ||
| Q2 25 | 15.0% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 16.2% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 71.7% | ||
| Q3 25 | -6.7% | 35.6% | ||
| Q2 25 | 2.3% | 34.2% | ||
| Q1 25 | — | 31.6% | ||
| Q4 24 | — | 33.4% | ||
| Q3 24 | -5.6% | 32.0% | ||
| Q2 24 | — | 28.3% | ||
| Q1 24 | — | 30.4% |
| Q4 25 | — | 49.4% | ||
| Q3 25 | -5.2% | 27.1% | ||
| Q2 25 | 3.9% | 26.0% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | -5.2% | 24.3% | ||
| Q2 24 | — | 21.6% | ||
| Q1 24 | — | 23.2% |
| Q4 25 | — | $6.72 | ||
| Q3 25 | $-0.04 | $1.65 | ||
| Q2 25 | $0.05 | $1.50 | ||
| Q1 25 | — | $1.37 | ||
| Q4 24 | — | $1.39 | ||
| Q3 24 | — | $1.30 | ||
| Q2 24 | — | $1.10 | ||
| Q1 24 | — | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $16.6M | $132.8M |
| Total DebtLower is stronger | $52.0M | — |
| Stockholders' EquityBook value | $33.1M | $938.4M |
| Total Assets | $159.9M | $8.7B |
| Debt / EquityLower = less leverage | 1.57× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $132.8M | ||
| Q3 25 | $16.6M | $193.5M | ||
| Q2 25 | $18.2M | $212.6M | ||
| Q1 25 | — | $193.1M | ||
| Q4 24 | — | $134.4M | ||
| Q3 24 | $2.7M | $132.3M | ||
| Q2 24 | — | $70.9M | ||
| Q1 24 | — | $57.1M |
| Q4 25 | — | — | ||
| Q3 25 | $52.0M | — | ||
| Q2 25 | $11.9M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $938.4M | ||
| Q3 25 | $33.1M | $788.8M | ||
| Q2 25 | $35.9M | $761.8M | ||
| Q1 25 | — | $741.4M | ||
| Q4 24 | — | $713.4M | ||
| Q3 24 | $15.9M | $719.9M | ||
| Q2 24 | — | $674.6M | ||
| Q1 24 | — | $667.9M |
| Q4 25 | — | $8.7B | ||
| Q3 25 | $159.9M | $8.5B | ||
| Q2 25 | $101.6M | $8.4B | ||
| Q1 25 | — | $8.2B | ||
| Q4 24 | — | $8.1B | ||
| Q3 24 | $49.6M | $8.0B | ||
| Q2 24 | — | $7.9B | ||
| Q1 24 | — | $7.8B |
| Q4 25 | — | — | ||
| Q3 25 | 1.57× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-4.8M | $38.9M |
| Free Cash FlowOCF − Capex | $-5.2M | $31.9M |
| FCF MarginFCF / Revenue | -5.3% | 16.4% |
| Capex IntensityCapex / Revenue | 0.4% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | — | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $38.9M | ||
| Q3 25 | $-4.8M | $34.9M | ||
| Q2 25 | $-10.3M | $18.9M | ||
| Q1 25 | — | $22.2M | ||
| Q4 24 | — | $95.0M | ||
| Q3 24 | $6.1M | $21.2M | ||
| Q2 24 | — | $27.3M | ||
| Q1 24 | — | $23.2M |
| Q4 25 | — | $31.9M | ||
| Q3 25 | $-5.2M | $33.9M | ||
| Q2 25 | $-10.5M | $18.3M | ||
| Q1 25 | — | $20.9M | ||
| Q4 24 | — | $88.8M | ||
| Q3 24 | — | $18.9M | ||
| Q2 24 | — | $26.3M | ||
| Q1 24 | — | $21.9M |
| Q4 25 | — | 16.4% | ||
| Q3 25 | -5.3% | 38.8% | ||
| Q2 25 | -7.4% | 22.1% | ||
| Q1 25 | — | 25.5% | ||
| Q4 24 | — | 115.1% | ||
| Q3 24 | — | 24.7% | ||
| Q2 24 | — | 36.2% | ||
| Q1 24 | — | 30.0% |
| Q4 25 | — | 3.6% | ||
| Q3 25 | 0.4% | 1.1% | ||
| Q2 25 | 0.1% | 0.8% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 8.1% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | -1.84× | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
