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Side-by-side financial comparison of GRID DYNAMICS HOLDINGS, INC. (GDYN) and TRICO BANCSHARES (TCBK). Click either name above to swap in a different company.

TRICO BANCSHARES is the larger business by last-quarter revenue ($109.4M vs $104.1M, roughly 1.1× GRID DYNAMICS HOLDINGS, INC.). TRICO BANCSHARES runs the higher net margin — 251.6% vs -1.4%, a 253.1% gap on every dollar of revenue. On growth, TRICO BANCSHARES posted the faster year-over-year revenue change (9.0% vs 3.7%). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (12.0% CAGR vs 5.4%).

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

Trico Bancshares is a U.S.-headquartered regional bank holding company operating Tri Counties Bank. It offers a full range of retail and commercial banking services including deposit products, mortgages, small business loans, and wealth management, primarily serving consumers and SMEs in Northern California.

GDYN vs TCBK — Head-to-Head

Bigger by revenue
TCBK
TCBK
1.1× larger
TCBK
$109.4M
$104.1M
GDYN
Growing faster (revenue YoY)
TCBK
TCBK
+5.3% gap
TCBK
9.0%
3.7%
GDYN
Higher net margin
TCBK
TCBK
253.1% more per $
TCBK
251.6%
-1.4%
GDYN
Faster 2-yr revenue CAGR
GDYN
GDYN
Annualised
GDYN
12.0%
5.4%
TCBK

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GDYN
GDYN
TCBK
TCBK
Revenue
$104.1M
$109.4M
Net Profit
$-1.5M
$33.6M
Gross Margin
34.8%
Operating Margin
61.7%
42.6%
Net Margin
-1.4%
251.6%
Revenue YoY
3.7%
9.0%
Net Profit YoY
-150.6%
15.8%
EPS (diluted)
$-0.02
$1.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GDYN
GDYN
TCBK
TCBK
Q1 26
$104.1M
Q4 25
$106.2M
$109.4M
Q3 25
$104.2M
$107.6M
Q2 25
$101.1M
$103.6M
Q1 25
$100.4M
$98.6M
Q4 24
$100.3M
$100.4M
Q3 24
$87.4M
$99.1M
Q2 24
$83.0M
$97.9M
Net Profit
GDYN
GDYN
TCBK
TCBK
Q1 26
$-1.5M
Q4 25
$306.0K
$33.6M
Q3 25
$1.2M
$34.0M
Q2 25
$5.3M
$27.5M
Q1 25
$2.9M
$26.4M
Q4 24
$4.5M
$29.0M
Q3 24
$4.3M
$29.1M
Q2 24
$-817.0K
$29.0M
Gross Margin
GDYN
GDYN
TCBK
TCBK
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
GDYN
GDYN
TCBK
TCBK
Q1 26
61.7%
Q4 25
0.5%
42.6%
Q3 25
-0.2%
43.2%
Q2 25
-0.1%
36.5%
Q1 25
-2.0%
35.8%
Q4 24
1.3%
38.7%
Q3 24
2.4%
39.8%
Q2 24
0.0%
40.0%
Net Margin
GDYN
GDYN
TCBK
TCBK
Q1 26
-1.4%
Q4 25
0.3%
251.6%
Q3 25
1.1%
31.6%
Q2 25
5.2%
26.6%
Q1 25
2.9%
26.7%
Q4 24
4.5%
221.4%
Q3 24
4.9%
29.3%
Q2 24
-1.0%
29.7%
EPS (diluted)
GDYN
GDYN
TCBK
TCBK
Q1 26
$-0.02
Q4 25
$0.01
$1.02
Q3 25
$0.01
$1.04
Q2 25
$0.06
$0.84
Q1 25
$0.03
$0.80
Q4 24
$0.06
$0.88
Q3 24
$0.05
$0.88
Q2 24
$-0.01
$0.87

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GDYN
GDYN
TCBK
TCBK
Cash + ST InvestmentsLiquidity on hand
$327.5M
$157.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$530.1M
$1.3B
Total Assets
$605.0M
$9.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GDYN
GDYN
TCBK
TCBK
Q1 26
$327.5M
Q4 25
$342.1M
$157.0M
Q3 25
$338.6M
$298.8M
Q2 25
$336.8M
$314.3M
Q1 25
$325.5M
$308.3M
Q4 24
$334.7M
$145.0M
Q3 24
$231.3M
$320.1M
Q2 24
$256.0M
$206.6M
Stockholders' Equity
GDYN
GDYN
TCBK
TCBK
Q1 26
$530.1M
Q4 25
$542.1M
$1.3B
Q3 25
$537.7M
$1.3B
Q2 25
$532.2M
$1.3B
Q1 25
$517.4M
$1.3B
Q4 24
$517.8M
$1.2B
Q3 24
$400.2M
$1.2B
Q2 24
$388.4M
$1.2B
Total Assets
GDYN
GDYN
TCBK
TCBK
Q1 26
$605.0M
Q4 25
$612.9M
$9.8B
Q3 25
$613.2M
$9.9B
Q2 25
$608.9M
$9.9B
Q1 25
$590.9M
$9.8B
Q4 24
$592.2M
$9.7B
Q3 24
$477.3M
$9.8B
Q2 24
$443.6M
$9.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GDYN
GDYN
TCBK
TCBK
Operating Cash FlowLast quarter
$133.3M
Free Cash FlowOCF − Capex
$127.9M
FCF MarginFCF / Revenue
116.9%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
3.96×
TTM Free Cash FlowTrailing 4 quarters
$222.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GDYN
GDYN
TCBK
TCBK
Q1 26
Q4 25
$9.9M
$133.3M
Q3 25
$7.0M
$45.1M
Q2 25
$14.4M
$29.2M
Q1 25
$9.4M
$24.5M
Q4 24
$7.1M
$109.7M
Q3 24
$9.2M
$28.6M
Q2 24
$10.7M
$31.8M
Free Cash Flow
GDYN
GDYN
TCBK
TCBK
Q1 26
Q4 25
$6.1M
$127.9M
Q3 25
$2.9M
$43.2M
Q2 25
$10.2M
$28.2M
Q1 25
$6.0M
$22.8M
Q4 24
$4.4M
$105.2M
Q3 24
$5.9M
$27.3M
Q2 24
$8.0M
$30.8M
FCF Margin
GDYN
GDYN
TCBK
TCBK
Q1 26
Q4 25
5.7%
116.9%
Q3 25
2.8%
40.2%
Q2 25
10.1%
27.2%
Q1 25
6.0%
23.1%
Q4 24
4.4%
104.8%
Q3 24
6.8%
27.6%
Q2 24
9.7%
31.5%
Capex Intensity
GDYN
GDYN
TCBK
TCBK
Q1 26
Q4 25
3.6%
4.9%
Q3 25
3.9%
1.7%
Q2 25
4.1%
1.0%
Q1 25
3.3%
1.7%
Q4 24
2.6%
4.5%
Q3 24
3.7%
1.3%
Q2 24
3.2%
1.0%
Cash Conversion
GDYN
GDYN
TCBK
TCBK
Q1 26
Q4 25
32.34×
3.96×
Q3 25
5.92×
1.33×
Q2 25
2.73×
1.06×
Q1 25
3.21×
0.93×
Q4 24
1.56×
3.78×
Q3 24
2.15×
0.98×
Q2 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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