vs

Side-by-side financial comparison of Guardant Health, Inc. (GH) and HORACE MANN EDUCATORS CORP (HMN). Click either name above to swap in a different company.

HORACE MANN EDUCATORS CORP is the larger business by last-quarter revenue ($434.8M vs $281.3M, roughly 1.5× Guardant Health, Inc.). On growth, Guardant Health, Inc. posted the faster year-over-year revenue change (39.4% vs 6.3%). Over the past eight quarters, Guardant Health, Inc.'s revenue compounded faster (29.2% CAGR vs 6.1%).

Guardant Health, Inc. is an American biotechnology company based in Palo Alto, California. Co-founders Helmy Eltoukhy and AmirAli Talasaz serve as co-chief executive officers.

Horace Mann is an Illinois-based auto, property, supplemental and life insurance, as well as financial services company that focuses on retirement annuities and mutual funds. Horace Mann primarily works with educators and their families.

GH vs HMN — Head-to-Head

Bigger by revenue
HMN
HMN
1.5× larger
HMN
$434.8M
$281.3M
GH
Growing faster (revenue YoY)
GH
GH
+33.1% gap
GH
39.4%
6.3%
HMN
Faster 2-yr revenue CAGR
GH
GH
Annualised
GH
29.2%
6.1%
HMN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GH
GH
HMN
HMN
Revenue
$281.3M
$434.8M
Net Profit
$-128.5M
Gross Margin
64.6%
Operating Margin
-43.0%
10.5%
Net Margin
-45.7%
Revenue YoY
39.4%
6.3%
Net Profit YoY
-15.8%
EPS (diluted)
$-1.01
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GH
GH
HMN
HMN
Q4 25
$281.3M
$434.8M
Q3 25
$265.2M
$438.5M
Q2 25
$232.1M
$411.7M
Q1 25
$203.5M
$416.4M
Q4 24
$201.8M
$409.0M
Q3 24
$191.5M
$412.1M
Q2 24
$177.2M
$388.1M
Q1 24
$168.5M
$386.0M
Net Profit
GH
GH
HMN
HMN
Q4 25
$-128.5M
Q3 25
$-92.7M
$58.3M
Q2 25
$-99.9M
$29.4M
Q1 25
$-95.2M
$38.2M
Q4 24
$-111.0M
Q3 24
$-107.8M
$34.3M
Q2 24
$-102.6M
$3.8M
Q1 24
$-115.0M
$26.5M
Gross Margin
GH
GH
HMN
HMN
Q4 25
64.6%
Q3 25
64.7%
Q2 25
65.0%
Q1 25
63.3%
Q4 24
61.6%
Q3 24
61.1%
Q2 24
59.1%
Q1 24
61.2%
Operating Margin
GH
GH
HMN
HMN
Q4 25
-43.0%
10.5%
Q3 25
-37.3%
16.3%
Q2 25
-45.9%
8.9%
Q1 25
-54.6%
11.4%
Q4 24
-62.4%
11.8%
Q3 24
-61.3%
10.4%
Q2 24
-56.8%
1.2%
Q1 24
-59.2%
8.5%
Net Margin
GH
GH
HMN
HMN
Q4 25
-45.7%
Q3 25
-35.0%
13.3%
Q2 25
-43.0%
7.1%
Q1 25
-46.8%
9.2%
Q4 24
-55.0%
Q3 24
-56.3%
8.3%
Q2 24
-57.9%
1.0%
Q1 24
-68.2%
6.9%
EPS (diluted)
GH
GH
HMN
HMN
Q4 25
$-1.01
$0.87
Q3 25
$-0.74
$1.40
Q2 25
$-0.80
$0.71
Q1 25
$-0.77
$0.92
Q4 24
$-0.90
$0.92
Q3 24
$-0.88
$0.83
Q2 24
$-0.84
$0.09
Q1 24
$-0.94
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GH
GH
HMN
HMN
Cash + ST InvestmentsLiquidity on hand
$378.2M
$27.5M
Total DebtLower is stronger
$1.5B
$593.4M
Stockholders' EquityBook value
$-99.3M
$1.5B
Total Assets
$2.0B
$15.3B
Debt / EquityLower = less leverage
0.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GH
GH
HMN
HMN
Q4 25
$378.2M
$27.5M
Q3 25
$580.0M
$46.7M
Q2 25
$629.1M
Q1 25
$698.6M
Q4 24
$525.5M
$38.1M
Q3 24
$585.0M
Q2 24
$933.7M
Q1 24
$1.0B
Total Debt
GH
GH
HMN
HMN
Q4 25
$1.5B
$593.4M
Q3 25
$1.1B
$842.9M
Q2 25
$1.1B
$547.5M
Q1 25
$1.1B
$547.2M
Q4 24
$1.1B
$547.0M
Q3 24
$546.7M
Q2 24
$546.5M
Q1 24
$546.2M
Stockholders' Equity
GH
GH
HMN
HMN
Q4 25
$-99.3M
$1.5B
Q3 25
$-354.5M
$1.4B
Q2 25
$-305.5M
$1.4B
Q1 25
$-250.8M
$1.3B
Q4 24
$-139.6M
$1.3B
Q3 24
$-60.1M
$1.3B
Q2 24
$-1.6M
$1.2B
Q1 24
$68.3M
$1.2B
Total Assets
GH
GH
HMN
HMN
Q4 25
$2.0B
$15.3B
Q3 25
$1.3B
$15.5B
Q2 25
$1.3B
$14.7B
Q1 25
$1.3B
$14.4B
Q4 24
$1.5B
$14.5B
Q3 24
$1.5B
$14.7B
Q2 24
$1.6B
$14.3B
Q1 24
$1.7B
$14.2B
Debt / Equity
GH
GH
HMN
HMN
Q4 25
0.40×
Q3 25
0.58×
Q2 25
0.40×
Q1 25
0.41×
Q4 24
0.42×
Q3 24
0.42×
Q2 24
0.45×
Q1 24
0.45×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GH
GH
HMN
HMN
Operating Cash FlowLast quarter
$-26.4M
$553.2M
Free Cash FlowOCF − Capex
$-54.2M
FCF MarginFCF / Revenue
-19.3%
Capex IntensityCapex / Revenue
9.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-233.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GH
GH
HMN
HMN
Q4 25
$-26.4M
$553.2M
Q3 25
$-35.4M
$151.2M
Q2 25
$-60.3M
$131.3M
Q1 25
$-62.7M
$140.8M
Q4 24
$-64.5M
$452.1M
Q3 24
$-51.1M
$143.9M
Q2 24
$-94.0M
$40.2M
Q1 24
$-30.3M
$74.5M
Free Cash Flow
GH
GH
HMN
HMN
Q4 25
$-54.2M
Q3 25
$-45.8M
Q2 25
$-65.9M
Q1 25
$-67.1M
Q4 24
$-83.4M
Q3 24
$-55.3M
Q2 24
$-99.1M
Q1 24
$-37.2M
FCF Margin
GH
GH
HMN
HMN
Q4 25
-19.3%
Q3 25
-17.3%
Q2 25
-28.4%
Q1 25
-33.0%
Q4 24
-41.3%
Q3 24
-28.9%
Q2 24
-55.9%
Q1 24
-22.1%
Capex Intensity
GH
GH
HMN
HMN
Q4 25
9.9%
Q3 25
3.9%
Q2 25
2.4%
Q1 25
2.2%
Q4 24
9.4%
Q3 24
2.2%
Q2 24
2.9%
Q1 24
4.1%
Cash Conversion
GH
GH
HMN
HMN
Q4 25
Q3 25
2.59×
Q2 25
4.47×
Q1 25
3.69×
Q4 24
Q3 24
4.20×
Q2 24
10.58×
Q1 24
2.81×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GH
GH

Oncology$189.9M68%
Biopharma Data$54.0M19%
Screening$35.1M12%
Licensing Other$2.2M1%

HMN
HMN

Property And Casualty$224.3M52%
Life And Retirement$139.6M32%
Supplemental And Group Benefits$77.0M18%

Related Comparisons