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HORACE MANN EDUCATORS CORP /DE/

HORACE MANN EDUCATORS CORP /DE/HMNEarnings & Financial Report

NYSE · insurance

Horace Mann is an Illinois-based auto, property, supplemental and life insurance, as well as financial services company that focuses on retirement annuities and mutual funds. Horace Mann primarily works with educators and their families.

NextMar 13, 2026

HMN Q3 2025 Key Financial Metrics

Revenue

$438.5M

Gross Profit

N/A

Operating Profit

$71.5M

Net Profit

$58.3M

Gross Margin

N/A

Operating Margin

16.3%

Net Margin

13.3%

YoY Growth

6.4%

EPS

$1.40

Financial Flow

HORACE MANN EDUCATORS CORP /DE/ Q3 2025 Financial Summary

HORACE MANN EDUCATORS CORP /DE/ reported revenue of $438.5M for Q3 2025, with a net profit of $58.3M (13.3% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$438.5M
Net Profit$58.3M
Gross MarginN/A
Operating Margin16.3%
Report PeriodQ3 2025

HORACE MANN EDUCATORS CORP /DE/ Annual Revenue by Year

HORACE MANN EDUCATORS CORP /DE/ annual revenue history includes year-by-year totals (for example, 2024 revenue was $1.6B).

YearAnnual Revenue
2024$1.6B
2023$1.5B
2022$1.4B

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$402.9M$386.0M$388.1M$412.1M$409.0M$416.4M$411.7M$438.5M
YoY Growth16.2%9.1%8.9%8.8%1.5%7.9%6.1%6.4%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$14.05B$14.24B$14.28B$14.71B$14.49B$14.40B$14.73B$15.49B
Liabilities$12.87B$13.02B$13.07B$13.43B$13.20B$13.05B$13.37B$14.05B
Equity$1.18B$1.21B$1.21B$1.29B$1.29B$1.34B$1.36B$1.44B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$102.9M$74.5M$40.2M$143.9M$193.5M$140.8M$131.3M$151.2M