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Side-by-side financial comparison of GLOBAL INDUSTRIAL Co (GIC) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.

GLOBAL INDUSTRIAL Co is the larger business by last-quarter revenue ($345.6M vs $333.4M, roughly 1.0× PRA GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 4.2%, a 12.7% gap on every dollar of revenue. On growth, GLOBAL INDUSTRIAL Co posted the faster year-over-year revenue change (14.3% vs 13.7%). GLOBAL INDUSTRIAL Co produced more free cash flow last quarter ($19.2M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 3.4%).

Global Industrial Company is a Port Washington, New York–based company providing industrial and MRO products through a system of branded e-Commerce websites and relationship marketers in North America. The primary brand is Global Industrial.

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

GIC vs PRAA — Head-to-Head

Bigger by revenue
GIC
GIC
1.0× larger
GIC
$345.6M
$333.4M
PRAA
Growing faster (revenue YoY)
GIC
GIC
+0.6% gap
GIC
14.3%
13.7%
PRAA
Higher net margin
PRAA
PRAA
12.7% more per $
PRAA
17.0%
4.2%
GIC
More free cash flow
GIC
GIC
$109.6M more FCF
GIC
$19.2M
$-90.4M
PRAA
Faster 2-yr revenue CAGR
PRAA
PRAA
Annualised
PRAA
14.2%
3.4%
GIC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GIC
GIC
PRAA
PRAA
Revenue
$345.6M
$333.4M
Net Profit
$14.6M
$56.5M
Gross Margin
34.5%
Operating Margin
5.7%
37.7%
Net Margin
4.2%
17.0%
Revenue YoY
14.3%
13.7%
Net Profit YoY
36.4%
206.3%
EPS (diluted)
$0.37
$1.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GIC
GIC
PRAA
PRAA
Q4 25
$345.6M
$333.4M
Q3 25
$353.6M
$311.1M
Q2 25
$358.9M
$287.7M
Q1 25
$321.0M
$269.6M
Q4 24
$302.3M
$293.2M
Q3 24
$342.4M
$281.5M
Q2 24
$347.8M
$284.2M
Q1 24
$323.4M
$255.6M
Net Profit
GIC
GIC
PRAA
PRAA
Q4 25
$14.6M
$56.5M
Q3 25
$18.8M
$-407.7M
Q2 25
$25.1M
$42.4M
Q1 25
$13.6M
$3.7M
Q4 24
$10.7M
$18.5M
Q3 24
$16.8M
$27.2M
Q2 24
$20.3M
$21.5M
Q1 24
$13.2M
$3.5M
Gross Margin
GIC
GIC
PRAA
PRAA
Q4 25
34.5%
Q3 25
35.6%
Q2 25
37.1%
Q1 25
34.9%
Q4 24
33.8%
Q3 24
34.0%
Q2 24
35.2%
Q1 24
34.3%
Operating Margin
GIC
GIC
PRAA
PRAA
Q4 25
5.7%
37.7%
Q3 25
7.4%
-101.4%
Q2 25
9.3%
29.6%
Q1 25
5.7%
27.7%
Q4 24
4.8%
32.1%
Q3 24
6.5%
32.0%
Q2 24
7.6%
31.4%
Q1 24
5.4%
26.0%
Net Margin
GIC
GIC
PRAA
PRAA
Q4 25
4.2%
17.0%
Q3 25
5.3%
-131.0%
Q2 25
7.0%
14.7%
Q1 25
4.2%
1.4%
Q4 24
3.5%
6.3%
Q3 24
4.9%
9.6%
Q2 24
5.8%
7.6%
Q1 24
4.1%
1.4%
EPS (diluted)
GIC
GIC
PRAA
PRAA
Q4 25
$0.37
$1.47
Q3 25
$0.48
$-10.43
Q2 25
$0.65
$1.08
Q1 25
$0.35
$0.09
Q4 24
$0.28
$0.47
Q3 24
$0.44
$0.69
Q2 24
$0.52
$0.54
Q1 24
$0.34
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GIC
GIC
PRAA
PRAA
Cash + ST InvestmentsLiquidity on hand
$67.5M
$104.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$313.2M
$979.9M
Total Assets
$580.8M
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GIC
GIC
PRAA
PRAA
Q4 25
$67.5M
$104.4M
Q3 25
$67.2M
$107.5M
Q2 25
$55.1M
$131.6M
Q1 25
$39.0M
$128.7M
Q4 24
$44.6M
$105.9M
Q3 24
$38.9M
$141.1M
Q2 24
$38.8M
$118.9M
Q1 24
$29.9M
$108.1M
Stockholders' Equity
GIC
GIC
PRAA
PRAA
Q4 25
$313.2M
$979.9M
Q3 25
$316.0M
$928.5M
Q2 25
$305.2M
$1.3B
Q1 25
$287.9M
$1.2B
Q4 24
$281.1M
$1.1B
Q3 24
$279.2M
$1.2B
Q2 24
$270.4M
$1.1B
Q1 24
$260.2M
$1.1B
Total Assets
GIC
GIC
PRAA
PRAA
Q4 25
$580.8M
$5.1B
Q3 25
$602.5M
$5.0B
Q2 25
$586.5M
$5.4B
Q1 25
$536.7M
$5.1B
Q4 24
$520.7M
$4.9B
Q3 24
$531.6M
$4.9B
Q2 24
$542.5M
$4.7B
Q1 24
$517.4M
$4.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GIC
GIC
PRAA
PRAA
Operating Cash FlowLast quarter
$20.0M
$-85.5M
Free Cash FlowOCF − Capex
$19.2M
$-90.4M
FCF MarginFCF / Revenue
5.6%
-27.1%
Capex IntensityCapex / Revenue
0.2%
1.4%
Cash ConversionOCF / Net Profit
1.37×
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$74.7M
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GIC
GIC
PRAA
PRAA
Q4 25
$20.0M
$-85.5M
Q3 25
$22.7M
$-10.1M
Q2 25
$31.7M
$-12.9M
Q1 25
$3.4M
$-52.6M
Q4 24
$15.9M
$-94.6M
Q3 24
$9.6M
$-35.0M
Q2 24
$18.8M
$-29.5M
Q1 24
$6.4M
$-73.0M
Free Cash Flow
GIC
GIC
PRAA
PRAA
Q4 25
$19.2M
$-90.4M
Q3 25
$22.0M
$-11.3M
Q2 25
$30.3M
$-14.2M
Q1 25
$3.2M
$-53.5M
Q4 24
$15.2M
$-98.6M
Q3 24
$8.7M
$-36.1M
Q2 24
$17.9M
$-30.8M
Q1 24
$5.1M
$-73.5M
FCF Margin
GIC
GIC
PRAA
PRAA
Q4 25
5.6%
-27.1%
Q3 25
6.2%
-3.6%
Q2 25
8.4%
-4.9%
Q1 25
1.0%
-19.8%
Q4 24
5.0%
-33.6%
Q3 24
2.5%
-12.8%
Q2 24
5.1%
-10.8%
Q1 24
1.6%
-28.8%
Capex Intensity
GIC
GIC
PRAA
PRAA
Q4 25
0.2%
1.4%
Q3 25
0.2%
0.4%
Q2 25
0.4%
0.4%
Q1 25
0.1%
0.3%
Q4 24
0.2%
1.4%
Q3 24
0.3%
0.4%
Q2 24
0.3%
0.5%
Q1 24
0.4%
0.2%
Cash Conversion
GIC
GIC
PRAA
PRAA
Q4 25
1.37×
-1.51×
Q3 25
1.21×
Q2 25
1.26×
-0.30×
Q1 25
0.25×
-14.37×
Q4 24
1.49×
-5.13×
Q3 24
0.57×
-1.29×
Q2 24
0.93×
-1.37×
Q1 24
0.48×
-21.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GIC
GIC

Segment breakdown not available.

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

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