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Side-by-side financial comparison of Gloo Holdings, Inc. (GLOO) and OP Bancorp (OPBK). Click either name above to swap in a different company.
Gloo Holdings, Inc. is the larger business by last-quarter revenue ($32.6M vs $24.3M, roughly 1.3× OP Bancorp). OP Bancorp produced more free cash flow last quarter ($23.4M vs $-63.4M).
OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.
GLOO vs OPBK — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $32.6M | $24.3M |
| Net Profit | $-38.0M | — |
| Gross Margin | — | — |
| Operating Margin | -82.0% | 39.2% |
| Net Margin | -116.9% | — |
| Revenue YoY | — | 13.7% |
| Net Profit YoY | 12.2% | — |
| EPS (diluted) | $-6.08 | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $32.6M | $24.3M | ||
| Q3 25 | — | $24.5M | ||
| Q2 25 | — | $23.7M | ||
| Q1 25 | — | $22.2M | ||
| Q4 24 | — | $21.3M | ||
| Q3 24 | — | $20.7M | ||
| Q2 24 | — | $20.4M | ||
| Q1 24 | — | $19.6M |
| Q4 25 | $-38.0M | — | ||
| Q3 25 | — | $6.7M | ||
| Q2 25 | — | $6.3M | ||
| Q1 25 | — | $5.6M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $5.4M | ||
| Q2 24 | — | $5.4M | ||
| Q1 24 | — | $5.2M |
| Q4 25 | -82.0% | 39.2% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 35.7% | ||
| Q1 25 | — | 34.6% | ||
| Q4 24 | — | 31.2% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 37.2% | ||
| Q1 24 | — | 37.1% |
| Q4 25 | -116.9% | — | ||
| Q3 25 | — | 27.4% | ||
| Q2 25 | — | 26.7% | ||
| Q1 25 | — | 25.0% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 26.2% | ||
| Q2 24 | — | 26.7% | ||
| Q1 24 | — | 26.7% |
| Q4 25 | $-6.08 | $0.48 | ||
| Q3 25 | — | $0.45 | ||
| Q2 25 | — | $0.42 | ||
| Q1 25 | — | $0.37 | ||
| Q4 24 | — | $0.33 | ||
| Q3 24 | — | $0.36 | ||
| Q2 24 | — | $0.36 | ||
| Q1 24 | — | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.1M | $167.3M |
| Total DebtLower is stronger | $176.5M | — |
| Stockholders' EquityBook value | $-444.4M | $227.9M |
| Total Assets | $206.7M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.1M | $167.3M | ||
| Q3 25 | — | $166.7M | ||
| Q2 25 | — | $205.4M | ||
| Q1 25 | — | $198.9M | ||
| Q4 24 | — | $134.9M | ||
| Q3 24 | — | $166.8M | ||
| Q2 24 | — | $127.7M | ||
| Q1 24 | — | $139.2M |
| Q4 25 | $176.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-444.4M | $227.9M | ||
| Q3 25 | — | $221.5M | ||
| Q2 25 | — | $213.7M | ||
| Q1 25 | — | $210.1M | ||
| Q4 24 | — | $205.0M | ||
| Q3 24 | — | $203.6M | ||
| Q2 24 | — | $195.9M | ||
| Q1 24 | — | $194.7M |
| Q4 25 | $206.7M | $2.7B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | — | $2.6B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.3B | ||
| Q1 24 | — | $2.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-63.0M | $26.2M |
| Free Cash FlowOCF − Capex | $-63.4M | $23.4M |
| FCF MarginFCF / Revenue | -194.8% | 96.2% |
| Capex IntensityCapex / Revenue | 1.4% | 11.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-63.0M | $26.2M | ||
| Q3 25 | — | $23.9M | ||
| Q2 25 | — | $-7.0M | ||
| Q1 25 | — | $5.6M | ||
| Q4 24 | — | $31.2M | ||
| Q3 24 | — | $13.3M | ||
| Q2 24 | — | $15.8M | ||
| Q1 24 | — | $-3.2M |
| Q4 25 | $-63.4M | $23.4M | ||
| Q3 25 | — | $23.4M | ||
| Q2 25 | — | $-7.7M | ||
| Q1 25 | — | $4.2M | ||
| Q4 24 | — | $29.7M | ||
| Q3 24 | — | $12.8M | ||
| Q2 24 | — | $15.7M | ||
| Q1 24 | — | $-3.2M |
| Q4 25 | -194.8% | 96.2% | ||
| Q3 25 | — | 95.6% | ||
| Q2 25 | — | -32.5% | ||
| Q1 25 | — | 19.0% | ||
| Q4 24 | — | 139.0% | ||
| Q3 24 | — | 61.5% | ||
| Q2 24 | — | 77.0% | ||
| Q1 24 | — | -16.6% |
| Q4 25 | 1.4% | 11.5% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 6.4% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.5% |
| Q4 25 | — | — | ||
| Q3 25 | — | 3.57× | ||
| Q2 25 | — | -1.10× | ||
| Q1 25 | — | 1.02× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.45× | ||
| Q2 24 | — | 2.90× | ||
| Q1 24 | — | -0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GLOO
| Platform Solutions | $12.7M | 39% |
| Advertising | $11.1M | 34% |
| Marketplace | $3.9M | 12% |
| Midwestern Acquisition | $2.7M | 8% |
| Servant Acquisition | $1.8M | 6% |
OPBK
Segment breakdown not available.
