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Side-by-side financial comparison of GENWORTH FINANCIAL INC (GNW) and OLD REPUBLIC INTERNATIONAL CORP (ORI). Click either name above to swap in a different company.
OLD REPUBLIC INTERNATIONAL CORP is the larger business by last-quarter revenue ($2.4B vs $1.8B, roughly 1.3× GENWORTH FINANCIAL INC). OLD REPUBLIC INTERNATIONAL CORP runs the higher net margin — 13.8% vs 0.1%, a 13.6% gap on every dollar of revenue. On growth, OLD REPUBLIC INTERNATIONAL CORP posted the faster year-over-year revenue change (6.7% vs 0.1%). Over the past eight quarters, OLD REPUBLIC INTERNATIONAL CORP's revenue compounded faster (13.2% CAGR vs -2.2%).
Genworth Financial, headquartered in Richmond, Virginia, is an American financial services company. It provides life insurance, long-term care insurance, mortgage insurance, and annuities.
Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.
GNW vs ORI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.8B | $2.4B |
| Net Profit | $2.0M | $330.0M |
| Gross Margin | — | — |
| Operating Margin | 1.0% | — |
| Net Margin | 0.1% | 13.8% |
| Revenue YoY | 0.1% | 6.7% |
| Net Profit YoY | 300.0% | 34.7% |
| EPS (diluted) | $0.01 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $2.4B | ||
| Q4 25 | $1.8B | $2.4B | ||
| Q3 25 | $1.9B | $2.4B | ||
| Q2 25 | $1.8B | $2.2B | ||
| Q1 25 | $1.8B | $2.1B | ||
| Q4 24 | $1.8B | $2.0B | ||
| Q3 24 | $1.9B | $2.3B | ||
| Q2 24 | $1.8B | $1.9B |
| Q1 26 | — | $330.0M | ||
| Q4 25 | $2.0M | $206.5M | ||
| Q3 25 | $116.0M | $279.5M | ||
| Q2 25 | $51.0M | $204.4M | ||
| Q1 25 | $54.0M | $245.0M | ||
| Q4 24 | $-1.0M | $105.3M | ||
| Q3 24 | $85.0M | $338.9M | ||
| Q2 24 | $76.0M | $91.8M |
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | — | ||
| Q3 25 | 8.5% | 14.6% | ||
| Q2 25 | 3.8% | 11.8% | ||
| Q1 25 | 2.9% | 14.6% | ||
| Q4 24 | 3.1% | — | ||
| Q3 24 | 2.6% | 18.2% | ||
| Q2 24 | 7.1% | 6.1% |
| Q1 26 | — | 13.8% | ||
| Q4 25 | 0.1% | 8.6% | ||
| Q3 25 | 6.0% | 11.5% | ||
| Q2 25 | 2.8% | 9.3% | ||
| Q1 25 | 3.0% | 11.6% | ||
| Q4 24 | -0.1% | 5.3% | ||
| Q3 24 | 4.5% | 14.5% | ||
| Q2 24 | 4.3% | 4.9% |
| Q1 26 | — | — | ||
| Q4 25 | $0.01 | $0.82 | ||
| Q3 25 | $0.28 | $1.11 | ||
| Q2 25 | $0.12 | $0.81 | ||
| Q1 25 | $0.13 | $0.98 | ||
| Q4 24 | $0.01 | $0.42 | ||
| Q3 24 | $0.19 | $1.32 | ||
| Q2 24 | $0.17 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $1.5B | — |
| Stockholders' EquityBook value | $8.8B | $5.9M |
| Total Assets | $88.1B | $29.6M |
| Debt / EquityLower = less leverage | 0.17× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.6B | — |
| Q1 26 | — | $5.9M | ||
| Q4 25 | $8.8B | $5.9B | ||
| Q3 25 | $8.8B | $6.4B | ||
| Q2 25 | $8.8B | $6.2B | ||
| Q1 25 | $8.7B | $5.9B | ||
| Q4 24 | $8.5B | $5.6B | ||
| Q3 24 | $8.3B | $6.4B | ||
| Q2 24 | $8.5B | $6.0B |
| Q1 26 | — | $29.6M | ||
| Q4 25 | $88.1B | $29.9B | ||
| Q3 25 | $88.5B | $30.3B | ||
| Q2 25 | $87.3B | $29.3B | ||
| Q1 25 | $87.3B | $28.0B | ||
| Q4 24 | $86.9B | $27.8B | ||
| Q3 24 | $90.8B | $28.8B | ||
| Q2 24 | $87.5B | $27.5B |
| Q1 26 | — | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.17× | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.18× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $200.0M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 100.00× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $200.0M | $234.9M | ||
| Q3 25 | $87.0M | $563.9M | ||
| Q2 25 | $6.0M | $133.8M | ||
| Q1 25 | $34.0M | $231.7M | ||
| Q4 24 | $27.0M | $361.7M | ||
| Q3 24 | $161.0M | $474.8M | ||
| Q2 24 | $7.0M | $236.5M |
| Q1 26 | — | — | ||
| Q4 25 | 100.00× | 1.14× | ||
| Q3 25 | 0.75× | 2.02× | ||
| Q2 25 | 0.12× | 0.65× | ||
| Q1 25 | 0.63× | 0.95× | ||
| Q4 24 | — | 3.43× | ||
| Q3 24 | 1.89× | 1.40× | ||
| Q2 24 | 0.09× | 2.58× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
ORI
| operating | $2.2B | 92% |
| Other | $201.8M | 8% |
