vs
Side-by-side financial comparison of Grocery Outlet Holding Corp. (GO) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
Grocery Outlet Holding Corp. is the larger business by last-quarter revenue ($1.2B vs $853.7M, roughly 1.4× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs -18.5%, a 41.6% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 10.7%). Over the past eight quarters, Grocery Outlet Holding Corp.'s revenue compounded faster (8.3% CAGR vs 7.2%).
Grocery Outlet Holding Corp. is an American discount closeout retailer consisting exclusively of supermarket locations that offer discounted, overstocked, and closeout products from name-brand and private-label suppliers. The company has stores in California, Oregon, Washington, Idaho, Nevada, Maryland, Pennsylvania, New Jersey, Ohio, and Delaware.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
GO vs PRI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $853.7M |
| Net Profit | $-224.9M | $197.0M |
| Gross Margin | 29.7% | — |
| Operating Margin | — | 28.9% |
| Net Margin | -18.5% | 23.1% |
| Revenue YoY | 10.7% | 11.0% |
| Net Profit YoY | -669.9% | 17.9% |
| EPS (diluted) | $-2.22 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $1.2B | — | ||
| Q4 25 | — | $853.7M | ||
| Q3 25 | $1.2B | $839.9M | ||
| Q2 25 | $1.2B | $793.3M | ||
| Q1 25 | $1.1B | $804.8M | ||
| Q4 24 | $1.1B | $768.8M | ||
| Q3 24 | $1.1B | $774.1M | ||
| Q2 24 | $1.1B | $803.4M |
| Q1 26 | $-224.9M | — | ||
| Q4 25 | — | $197.0M | ||
| Q3 25 | $11.6M | $206.8M | ||
| Q2 25 | $5.0M | $178.3M | ||
| Q1 25 | $-23.3M | $169.1M | ||
| Q4 24 | $2.3M | $167.1M | ||
| Q3 24 | $24.2M | $164.4M | ||
| Q2 24 | $14.0M | $1.2M |
| Q1 26 | 29.7% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 30.4% | — | ||
| Q2 25 | 30.6% | — | ||
| Q1 25 | 30.4% | — | ||
| Q4 24 | 29.5% | — | ||
| Q3 24 | 31.1% | — | ||
| Q2 24 | 30.9% | 98.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 28.9% | ||
| Q3 25 | 2.0% | 32.3% | ||
| Q2 25 | 1.1% | 29.6% | ||
| Q1 25 | -2.0% | 27.5% | ||
| Q4 24 | 1.0% | 64.7% | ||
| Q3 24 | 3.6% | 32.9% | ||
| Q2 24 | 2.3% | 1.0% |
| Q1 26 | -18.5% | — | ||
| Q4 25 | — | 23.1% | ||
| Q3 25 | 1.0% | 24.6% | ||
| Q2 25 | 0.4% | 22.5% | ||
| Q1 25 | -2.1% | 21.0% | ||
| Q4 24 | 0.2% | 21.7% | ||
| Q3 24 | 2.2% | 21.2% | ||
| Q2 24 | 1.2% | 0.1% |
| Q1 26 | $-2.22 | — | ||
| Q4 25 | — | $6.11 | ||
| Q3 25 | $0.12 | $6.35 | ||
| Q2 25 | $0.05 | $5.40 | ||
| Q1 25 | $-0.24 | $5.05 | ||
| Q4 24 | $0.03 | $4.92 | ||
| Q3 24 | $0.24 | $4.83 | ||
| Q2 24 | $0.14 | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $69.6M | $756.2M |
| Total DebtLower is stronger | $15.0M | — |
| Stockholders' EquityBook value | $983.7M | $2.4B |
| Total Assets | $3.1B | $15.0B |
| Debt / EquityLower = less leverage | 0.02× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $69.6M | — | ||
| Q4 25 | — | $756.2M | ||
| Q3 25 | $52.1M | $644.9M | ||
| Q2 25 | $55.2M | $621.2M | ||
| Q1 25 | $50.9M | $625.1M | ||
| Q4 24 | $62.8M | $687.8M | ||
| Q3 24 | $68.7M | $550.1M | ||
| Q2 24 | $67.1M | $627.3M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $500.3M | — | ||
| Q2 25 | $473.9M | — | ||
| Q1 25 | $475.7M | — | ||
| Q4 24 | $477.5M | — | ||
| Q3 24 | $429.3M | — | ||
| Q2 24 | $379.2M | — |
| Q1 26 | $983.7M | — | ||
| Q4 25 | — | $2.4B | ||
| Q3 25 | $1.2B | $2.3B | ||
| Q2 25 | $1.2B | $2.3B | ||
| Q1 25 | $1.2B | $2.3B | ||
| Q4 24 | $1.2B | $2.3B | ||
| Q3 24 | $1.2B | $1.9B | ||
| Q2 24 | $1.2B | $2.1B |
| Q1 26 | $3.1B | — | ||
| Q4 25 | — | $15.0B | ||
| Q3 25 | $3.4B | $14.8B | ||
| Q2 25 | $3.3B | $14.8B | ||
| Q1 25 | $3.3B | $14.6B | ||
| Q4 24 | $3.2B | $14.6B | ||
| Q3 24 | $3.1B | $14.8B | ||
| Q2 24 | $3.1B | $14.6B |
| Q1 26 | 0.02× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.42× | — | ||
| Q2 25 | 0.40× | — | ||
| Q1 25 | 0.40× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.35× | — | ||
| Q2 24 | 0.31× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $222.1M | $338.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $222.1M | — | ||
| Q4 25 | — | $338.2M | ||
| Q3 25 | $17.3M | $202.9M | ||
| Q2 25 | $73.6M | $162.6M | ||
| Q1 25 | $58.9M | $197.5M | ||
| Q4 24 | $39.5M | $270.6M | ||
| Q3 24 | $23.0M | $207.3M | ||
| Q2 24 | $41.6M | $173.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $-21.6M | — | ||
| Q2 25 | $14.4M | — | ||
| Q1 25 | $-1.5M | — | ||
| Q4 24 | $-19.6M | — | ||
| Q3 24 | $-19.3M | — | ||
| Q2 24 | $2.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -1.8% | — | ||
| Q2 25 | 1.2% | — | ||
| Q1 25 | -0.1% | — | ||
| Q4 24 | -1.8% | — | ||
| Q3 24 | -1.7% | — | ||
| Q2 24 | 0.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 3.3% | — | ||
| Q2 25 | 5.0% | — | ||
| Q1 25 | 5.4% | — | ||
| Q4 24 | 5.4% | — | ||
| Q3 24 | 3.8% | — | ||
| Q2 24 | 3.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.72× | ||
| Q3 25 | 1.49× | 0.98× | ||
| Q2 25 | 14.84× | 0.91× | ||
| Q1 25 | — | 1.17× | ||
| Q4 24 | 17.09× | 1.62× | ||
| Q3 24 | 0.95× | 1.26× | ||
| Q2 24 | 2.97× | 147.98× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GO
Segment breakdown not available.
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
