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Side-by-side financial comparison of Guardian Pharmacy Services, Inc. (GRDN) and SLM Corp (SLM). Click either name above to swap in a different company.

SLM Corp is the larger business by last-quarter revenue ($560.0M vs $397.6M, roughly 1.4× Guardian Pharmacy Services, Inc.). SLM Corp runs the higher net margin — 55.0% vs 5.3%, a 49.7% gap on every dollar of revenue.

CVS Pharmacy Inc. is an American retail corporation. A subsidiary of CVS Health, it is headquartered in Woonsocket, Rhode Island. Originally named the Consumer Value Stores, it was founded in Lowell, Massachusetts, in 1963.

Nikon SLM Solutions AG, headquartered in Lübeck, Germany, is a manufacturer of 3D metal printers listed on the stock market and co-owner of the word mark SLM. The shares of SLM Solutions Group AG have been listed in Prime Standard of the Frankfurt Stock Exchange since May 9, 2014.

GRDN vs SLM — Head-to-Head

Bigger by revenue
SLM
SLM
1.4× larger
SLM
$560.0M
$397.6M
GRDN
Higher net margin
SLM
SLM
49.7% more per $
SLM
55.0%
5.3%
GRDN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
GRDN
GRDN
SLM
SLM
Revenue
$397.6M
$560.0M
Net Profit
$20.9M
$308.0M
Gross Margin
21.5%
Operating Margin
7.7%
69.6%
Net Margin
5.3%
55.0%
Revenue YoY
Net Profit YoY
1.0%
EPS (diluted)
$1.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GRDN
GRDN
SLM
SLM
Q1 26
$560.0M
Q4 25
$397.6M
$377.1M
Q3 25
$377.4M
$373.0M
Q2 25
$344.3M
$376.8M
Q1 25
$329.3M
$375.0M
Q4 24
$362.2M
Q3 24
$314.4M
$359.4M
Q2 24
$372.2M
Net Profit
GRDN
GRDN
SLM
SLM
Q1 26
$308.0M
Q4 25
$20.9M
$233.2M
Q3 25
$9.8M
$135.8M
Q2 25
$9.0M
$71.3M
Q1 25
$9.4M
$304.5M
Q4 24
$111.6M
Q3 24
$-122.0M
$-45.2M
Q2 24
$252.0M
Gross Margin
GRDN
GRDN
SLM
SLM
Q1 26
Q4 25
21.5%
Q3 25
19.8%
Q2 25
19.8%
Q1 25
19.5%
Q4 24
Q3 24
19.4%
Q2 24
Operating Margin
GRDN
GRDN
SLM
SLM
Q1 26
69.6%
Q4 25
7.7%
83.8%
Q3 25
4.3%
49.8%
Q2 25
3.7%
23.3%
Q1 25
3.9%
Q4 24
36.5%
Q3 24
-33.3%
-16.6%
Q2 24
91.0%
Net Margin
GRDN
GRDN
SLM
SLM
Q1 26
55.0%
Q4 25
5.3%
61.8%
Q3 25
2.6%
36.4%
Q2 25
2.6%
18.9%
Q1 25
2.9%
81.2%
Q4 24
30.8%
Q3 24
-38.8%
-12.6%
Q2 24
67.7%
EPS (diluted)
GRDN
GRDN
SLM
SLM
Q1 26
$1.54
Q4 25
$1.11
Q3 25
$0.63
Q2 25
$0.32
Q1 25
$1.40
Q4 24
$0.53
Q3 24
$-0.23
Q2 24
$1.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GRDN
GRDN
SLM
SLM
Cash + ST InvestmentsLiquidity on hand
$65.6M
$5.2B
Total DebtLower is stronger
$0
$6.2B
Stockholders' EquityBook value
$217.9M
$2.4B
Total Assets
$412.7M
$29.4B
Debt / EquityLower = less leverage
0.00×
2.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GRDN
GRDN
SLM
SLM
Q1 26
$5.2B
Q4 25
$65.6M
$4.2B
Q3 25
$36.5M
$3.5B
Q2 25
$18.8M
$4.1B
Q1 25
$14.0M
$3.7B
Q4 24
$4.7B
Q3 24
$37.2M
$4.5B
Q2 24
$5.3B
Total Debt
GRDN
GRDN
SLM
SLM
Q1 26
$6.2B
Q4 25
$0
$5.4B
Q3 25
$6.8B
Q2 25
$6.4B
Q1 25
$6.1B
Q4 24
$6.4B
Q3 24
$34.3M
$6.0B
Q2 24
$5.4B
Stockholders' Equity
GRDN
GRDN
SLM
SLM
Q1 26
$2.4B
Q4 25
$217.9M
$2.5B
Q3 25
$195.5M
$2.3B
Q2 25
$179.7M
$2.4B
Q1 25
$163.2M
$2.4B
Q4 24
$2.2B
Q3 24
$133.9M
$2.1B
Q2 24
$2.3B
Total Assets
GRDN
GRDN
SLM
SLM
Q1 26
$29.4B
Q4 25
$412.7M
$29.7B
Q3 25
$390.0M
$29.6B
Q2 25
$356.3M
$29.6B
Q1 25
$334.0M
$28.9B
Q4 24
$30.1B
Q3 24
$348.0M
$30.0B
Q2 24
$28.8B
Debt / Equity
GRDN
GRDN
SLM
SLM
Q1 26
2.53×
Q4 25
0.00×
2.19×
Q3 25
2.92×
Q2 25
2.70×
Q1 25
2.56×
Q4 24
2.98×
Q3 24
0.26×
2.83×
Q2 24
2.37×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GRDN
GRDN
SLM
SLM
Operating Cash FlowLast quarter
$34.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.65×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GRDN
GRDN
SLM
SLM
Q1 26
Q4 25
$34.6M
$-64.5M
Q3 25
$28.2M
$-49.3M
Q2 25
$19.9M
$-138.7M
Q1 25
$17.6M
$-146.1M
Q4 24
$4.5M
Q3 24
$-113.4M
Q2 24
$-143.8M
Free Cash Flow
GRDN
GRDN
SLM
SLM
Q1 26
Q4 25
Q3 25
$24.2M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
FCF Margin
GRDN
GRDN
SLM
SLM
Q1 26
Q4 25
Q3 25
6.4%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Capex Intensity
GRDN
GRDN
SLM
SLM
Q1 26
Q4 25
Q3 25
1.1%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Cash Conversion
GRDN
GRDN
SLM
SLM
Q1 26
Q4 25
1.65×
-0.28×
Q3 25
2.87×
-0.36×
Q2 25
2.21×
-1.95×
Q1 25
1.86×
-0.48×
Q4 24
0.04×
Q3 24
Q2 24
-0.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GRDN
GRDN

Segment breakdown not available.

SLM
SLM

Net Interest Income$375.0M67%
Noninterest Income$185.0M33%

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