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Side-by-side financial comparison of Goosehead Insurance, Inc. (GSHD) and Wheels Up Experience Inc. (UP). Click either name above to swap in a different company.
Wheels Up Experience Inc. is the larger business by last-quarter revenue ($183.8M vs $93.1M, roughly 2.0× Goosehead Insurance, Inc.). Goosehead Insurance, Inc. runs the higher net margin — 8.6% vs -15.7%, a 24.3% gap on every dollar of revenue. On growth, Goosehead Insurance, Inc. posted the faster year-over-year revenue change (23.1% vs -10.2%). Over the past eight quarters, Goosehead Insurance, Inc.'s revenue compounded faster (9.2% CAGR vs -3.4%).
Goosehead Insurance is a U.S.-based personal lines insurance agency that offers a wide range of coverage products including auto, home, renters, flood, and specialty insurance. It partners with hundreds of insurance carriers to provide clients with tailored, cost-effective coverage options, operating via corporate locations and a national franchise network for independent agents.
Wheels Up is a provider of "on demand" private aviation in the United States and one of the largest private aviation companies in the world. It was founded in 2013 by Kenny Dichter, using a membership/on-demand business model. Wheels Up members can book private aircraft from the company fleet and third-party operators using a mobile application.
GSHD vs UP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $93.1M | $183.8M |
| Net Profit | $8.0M | $-28.9M |
| Gross Margin | — | 14.3% |
| Operating Margin | 16.1% | -0.9% |
| Net Margin | 8.6% | -15.7% |
| Revenue YoY | 23.1% | -10.2% |
| Net Profit YoY | 204.0% | 67.0% |
| EPS (diluted) | $0.19 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $93.1M | — | ||
| Q4 25 | $105.3M | $183.8M | ||
| Q3 25 | $90.4M | $185.5M | ||
| Q2 25 | $94.0M | $189.6M | ||
| Q1 25 | $75.6M | $177.5M | ||
| Q4 24 | $93.9M | $204.8M | ||
| Q3 24 | $78.0M | $193.9M | ||
| Q2 24 | $78.1M | $196.3M |
| Q1 26 | $8.0M | — | ||
| Q4 25 | $12.4M | $-28.9M | ||
| Q3 25 | $7.9M | $-83.7M | ||
| Q2 25 | $5.2M | $-82.3M | ||
| Q1 25 | $2.3M | $-99.3M | ||
| Q4 24 | $14.9M | $-87.5M | ||
| Q3 24 | $7.6M | $-57.7M | ||
| Q2 24 | $6.2M | $-97.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 14.3% | ||
| Q3 25 | — | 6.8% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | — | 13.9% | ||
| Q2 24 | — | 2.3% |
| Q1 26 | 16.1% | — | ||
| Q4 25 | 29.4% | -0.9% | ||
| Q3 25 | 23.5% | -33.1% | ||
| Q2 25 | 16.7% | -31.4% | ||
| Q1 25 | 8.8% | -45.5% | ||
| Q4 24 | 29.7% | -26.0% | ||
| Q3 24 | 21.1% | -21.6% | ||
| Q2 24 | 19.7% | -40.3% |
| Q1 26 | 8.6% | — | ||
| Q4 25 | 11.8% | -15.7% | ||
| Q3 25 | 8.7% | -45.1% | ||
| Q2 25 | 5.5% | -43.4% | ||
| Q1 25 | 3.1% | -55.9% | ||
| Q4 24 | 15.8% | -42.7% | ||
| Q3 24 | 9.7% | -29.8% | ||
| Q2 24 | 7.9% | -49.4% |
| Q1 26 | $0.19 | — | ||
| Q4 25 | $0.48 | $-0.04 | ||
| Q3 25 | $0.29 | $-0.12 | ||
| Q2 25 | $0.18 | $-0.12 | ||
| Q1 25 | $0.09 | $-0.14 | ||
| Q4 24 | $0.58 | $-0.13 | ||
| Q3 24 | $0.29 | $-0.08 | ||
| Q2 24 | $0.24 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $25.7M | $133.9M |
| Total DebtLower is stronger | — | $671.3M |
| Stockholders' EquityBook value | $-121.3M | $-392.1M |
| Total Assets | $392.8M | $968.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $25.7M | — | ||
| Q4 25 | $34.4M | $133.9M | ||
| Q3 25 | $51.6M | $125.3M | ||
| Q2 25 | $92.4M | $107.0M | ||
| Q1 25 | $70.2M | $171.8M | ||
| Q4 24 | $54.3M | $216.4M | ||
| Q3 24 | $47.5M | $115.9M | ||
| Q2 24 | $23.6M | $141.5M |
| Q1 26 | — | — | ||
| Q4 25 | $289.5M | $671.3M | ||
| Q3 25 | $290.0M | $766.5M | ||
| Q2 25 | $289.8M | $770.5M | ||
| Q1 25 | $290.3M | $765.8M | ||
| Q4 24 | $82.3M | $761.3M | ||
| Q3 24 | $84.6M | $596.9M | ||
| Q2 24 | $87.0M | $597.4M |
| Q1 26 | $-121.3M | — | ||
| Q4 25 | $-95.5M | $-392.1M | ||
| Q3 25 | $-105.0M | $-374.5M | ||
| Q2 25 | $-78.6M | $-347.8M | ||
| Q1 25 | $-88.5M | $-288.1M | ||
| Q4 24 | $43.9M | $-202.1M | ||
| Q3 24 | $58.3M | $-117.7M | ||
| Q2 24 | $39.8M | $-72.2M |
| Q1 26 | $392.8M | — | ||
| Q4 25 | $414.9M | $968.8M | ||
| Q3 25 | $403.6M | $973.0M | ||
| Q2 25 | $436.6M | $1.0B | ||
| Q1 25 | $412.6M | $1.1B | ||
| Q4 24 | $397.7M | $1.2B | ||
| Q3 24 | $358.1M | $1.0B | ||
| Q2 24 | $338.2M | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.87× | — | ||
| Q3 24 | 1.45× | — | ||
| Q2 24 | 2.19× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-18.4M |
| Free Cash FlowOCF − Capex | — | $-58.3M |
| FCF MarginFCF / Revenue | — | -31.7% |
| Capex IntensityCapex / Revenue | — | 21.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-259.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $91.8M | $-18.4M | ||
| Q3 25 | $24.2M | $-37.1M | ||
| Q2 25 | $28.9M | $-62.9M | ||
| Q1 25 | $15.5M | $-47.9M | ||
| Q4 24 | $71.5M | $37.9M | ||
| Q3 24 | $28.1M | $-16.9M | ||
| Q2 24 | $18.9M | $-25.2M |
| Q1 26 | — | — | ||
| Q4 25 | $86.1M | $-58.3M | ||
| Q3 25 | $23.7M | $-60.4M | ||
| Q2 25 | $27.2M | $-78.6M | ||
| Q1 25 | $14.9M | $-62.6M | ||
| Q4 24 | $70.6M | $-70.2M | ||
| Q3 24 | $28.0M | $-21.9M | ||
| Q2 24 | $18.6M | $-30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 81.8% | -31.7% | ||
| Q3 25 | 26.2% | -32.6% | ||
| Q2 25 | 28.9% | -41.5% | ||
| Q1 25 | 19.7% | -35.3% | ||
| Q4 24 | 75.1% | -34.3% | ||
| Q3 24 | 35.9% | -11.3% | ||
| Q2 24 | 23.9% | -15.7% |
| Q1 26 | — | — | ||
| Q4 25 | 5.4% | 21.7% | ||
| Q3 25 | 0.5% | 12.5% | ||
| Q2 25 | 1.8% | 8.3% | ||
| Q1 25 | 0.8% | 8.3% | ||
| Q4 24 | 1.0% | 52.8% | ||
| Q3 24 | 0.1% | 2.6% | ||
| Q2 24 | 0.3% | 2.9% |
| Q1 26 | — | — | ||
| Q4 25 | 7.38× | — | ||
| Q3 25 | 3.06× | — | ||
| Q2 25 | 5.61× | — | ||
| Q1 25 | 6.61× | — | ||
| Q4 24 | 4.82× | — | ||
| Q3 24 | 3.72× | — | ||
| Q2 24 | 3.05× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GSHD
| Renewal Royalty Fees (2) | $43.6M | 47% |
| Renewal Commissions (1) | $18.2M | 20% |
| Contingent Commissions (1) | $10.7M | 11% |
| New Business Royalty Fees (2) | $7.9M | 8% |
| New Business Commissions (1) | $7.5M | 8% |
| Other | $3.7M | 4% |
| Initial Franchise Fees (2) | $1.6M | 2% |
UP
Segment breakdown not available.
