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Side-by-side financial comparison of Guidewire Software, Inc. (GWRE) and BRC Group Holdings, Inc. (RILY). Click either name above to swap in a different company.
Guidewire Software, Inc. is the larger business by last-quarter revenue ($332.6M vs $188.3M, roughly 1.8× BRC Group Holdings, Inc.). BRC Group Holdings, Inc. runs the higher net margin — 47.9% vs 9.4%, a 38.5% gap on every dollar of revenue. On growth, Guidewire Software, Inc. posted the faster year-over-year revenue change (26.5% vs -21.9%). Over the past eight quarters, Guidewire Software, Inc.'s revenue compounded faster (17.5% CAGR vs -15.4%).
Guidewire Software, Inc., commonly Guidewire, is an American software company based in San Mateo, California. It offers an industry platform for property and casualty (P&C) insurance carriers in the U.S. and worldwide.
GWRE vs RILY — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $332.6M | $188.3M |
| Net Profit | $31.3M | $90.3M |
| Gross Margin | 63.0% | 79.5% |
| Operating Margin | 5.6% | 32.3% |
| Net Margin | 9.4% | 47.9% |
| Revenue YoY | 26.5% | -21.9% |
| Net Profit YoY | 242.6% | 1710.8% |
| EPS (diluted) | $0.36 | $2.78 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $332.6M | $188.3M | ||
| Q3 25 | $356.6M | $215.3M | ||
| Q2 25 | $293.5M | $188.2M | ||
| Q1 25 | $289.5M | $197.2M | ||
| Q4 24 | $262.9M | $241.0M | ||
| Q3 24 | $291.5M | $225.5M | ||
| Q2 24 | $240.7M | $256.0M | ||
| Q1 24 | $240.9M | $263.4M |
| Q4 25 | $31.3M | $90.3M | ||
| Q3 25 | $52.0M | $91.1M | ||
| Q2 25 | $46.0M | $139.5M | ||
| Q1 25 | $-37.3M | $-10.0M | ||
| Q4 24 | $9.1M | $-5.6M | ||
| Q3 24 | $16.8M | $-284.4M | ||
| Q2 24 | $-5.5M | $-433.6M | ||
| Q1 24 | $9.7M | $-49.2M |
| Q4 25 | 63.0% | 79.5% | ||
| Q3 25 | 65.0% | 83.7% | ||
| Q2 25 | 62.2% | 81.3% | ||
| Q1 25 | 61.9% | 81.4% | ||
| Q4 24 | 60.2% | 79.8% | ||
| Q3 24 | 64.0% | 82.1% | ||
| Q2 24 | 59.1% | 84.5% | ||
| Q1 24 | 59.1% | 85.3% |
| Q4 25 | 5.6% | 32.3% | ||
| Q3 25 | 8.3% | 30.4% | ||
| Q2 25 | 1.5% | 5.7% | ||
| Q1 25 | 4.0% | -31.2% | ||
| Q4 24 | -1.8% | -69.2% | ||
| Q3 24 | 3.5% | -36.4% | ||
| Q2 24 | -6.9% | -90.8% | ||
| Q1 24 | -5.2% | -6.1% |
| Q4 25 | 9.4% | 47.9% | ||
| Q3 25 | 14.6% | 42.3% | ||
| Q2 25 | 15.7% | 74.1% | ||
| Q1 25 | -12.9% | -5.1% | ||
| Q4 24 | 3.5% | -2.3% | ||
| Q3 24 | 5.7% | -126.1% | ||
| Q2 24 | -2.3% | -169.4% | ||
| Q1 24 | 4.0% | -18.7% |
| Q4 25 | $0.36 | $2.78 | ||
| Q3 25 | $0.61 | $2.91 | ||
| Q2 25 | $0.54 | $4.50 | ||
| Q1 25 | $-0.45 | $-0.39 | ||
| Q4 24 | $0.11 | $-0.01 | ||
| Q3 24 | $0.21 | $-9.39 | ||
| Q2 24 | $-0.07 | $-14.35 | ||
| Q1 24 | $0.12 | $-1.71 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $226.6M |
| Total DebtLower is stronger | — | $1.4B |
| Stockholders' EquityBook value | $1.5B | $-171.5M |
| Total Assets | $2.6B | $1.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $226.6M | ||
| Q3 25 | $1.1B | $184.2M | ||
| Q2 25 | $920.4M | $267.4M | ||
| Q1 25 | $1.2B | $138.3M | ||
| Q4 24 | $1.3B | $146.9M | ||
| Q3 24 | $1.0B | $159.2M | ||
| Q2 24 | $782.3M | $236.9M | ||
| Q1 24 | $777.6M | $190.7M |
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.3B | ||
| Q2 25 | — | $1.3B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | $398.9M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.5B | $-171.5M | ||
| Q3 25 | $1.5B | $-260.5M | ||
| Q2 25 | $1.4B | $-351.7M | ||
| Q1 25 | $1.3B | $-496.8M | ||
| Q4 24 | $1.3B | $-488.2M | ||
| Q3 24 | $1.3B | $-497.6M | ||
| Q2 24 | $1.3B | $-218.3M | ||
| Q1 24 | $1.3B | $228.4M |
| Q4 25 | $2.6B | $1.7B | ||
| Q3 25 | $2.7B | $1.7B | ||
| Q2 25 | $2.5B | $1.5B | ||
| Q1 25 | $2.5B | $1.5B | ||
| Q4 24 | $2.6B | $1.8B | ||
| Q3 24 | $2.2B | $2.2B | ||
| Q2 24 | $2.0B | $3.2B | ||
| Q1 24 | $2.0B | $5.0B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-67.4M | $26.2M |
| Free Cash FlowOCF − Capex | $-72.3M | — |
| FCF MarginFCF / Revenue | -21.7% | — |
| Capex IntensityCapex / Revenue | 1.5% | — |
| Cash ConversionOCF / Net Profit | -2.15× | 0.29× |
| TTM Free Cash FlowTrailing 4 quarters | $286.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-67.4M | $26.2M | ||
| Q3 25 | $244.8M | $-60.6M | ||
| Q2 25 | $32.4M | $-25.6M | ||
| Q1 25 | $86.0M | $184.0K | ||
| Q4 24 | $-62.3M | $-2.7M | ||
| Q3 24 | $193.8M | $19.5M | ||
| Q2 24 | $4.8M | $111.5M | ||
| Q1 24 | $69.3M | $135.4M |
| Q4 25 | $-72.3M | — | ||
| Q3 25 | $241.4M | — | ||
| Q2 25 | $31.6M | — | ||
| Q1 25 | $85.2M | — | ||
| Q4 24 | $-63.1M | — | ||
| Q3 24 | $192.1M | — | ||
| Q2 24 | $4.1M | — | ||
| Q1 24 | $66.3M | — |
| Q4 25 | -21.7% | — | ||
| Q3 25 | 67.7% | — | ||
| Q2 25 | 10.8% | — | ||
| Q1 25 | 29.4% | — | ||
| Q4 24 | -24.0% | — | ||
| Q3 24 | 65.9% | — | ||
| Q2 24 | 1.7% | — | ||
| Q1 24 | 27.5% | — |
| Q4 25 | 1.5% | — | ||
| Q3 25 | 1.0% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 1.2% | — |
| Q4 25 | -2.15× | 0.29× | ||
| Q3 25 | 4.71× | -0.66× | ||
| Q2 25 | 0.70× | -0.18× | ||
| Q1 25 | — | — | ||
| Q4 24 | -6.82× | — | ||
| Q3 24 | 11.56× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 7.15× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GWRE
| Subscription | $222.7M | 67% |
| Services | $62.4M | 19% |
| Other | $33.1M | 10% |
| Support | $14.5M | 4% |
RILY
| Transferred At Point In Time | $101.4M | 54% |
| Wealth Management Segment | $30.7M | 16% |
| Corporate Finance Consulting And Investment Banking Fees | $27.1M | 14% |
| Services And Fees | $24.8M | 13% |
| Commissions Fees And Reimbursed Expenses | $4.8M | 3% |
