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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Ramaco Resources, Inc. (METC). Click either name above to swap in a different company.
Ramaco Resources, Inc. is the larger business by last-quarter revenue ($121.0M vs $71.2M, roughly 1.7× HANMI FINANCIAL CORP). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -11.0%, a 40.8% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs -27.7%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $-17.5M). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs -22.7%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
Ramaco Resources, Inc. is a U.S.-based mining company focused on high-grade metallurgical coal production. It operates mining assets across the Appalachian region, supplying products to global steel manufacturing and industrial clients, with core operations centered on sustainable low-cost metallurgical coal extraction and distribution.
HAFC vs METC — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $121.0M |
| Net Profit | $21.2M | $-13.3M |
| Gross Margin | — | 15.8% |
| Operating Margin | 29.8% | -12.0% |
| Net Margin | 29.8% | -11.0% |
| Revenue YoY | 17.1% | -27.7% |
| Net Profit YoY | 20.0% | -5468.2% |
| EPS (diluted) | $0.70 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | — | ||
| Q3 25 | $71.0M | $121.0M | ||
| Q2 25 | $65.2M | $153.0M | ||
| Q1 25 | $62.8M | $134.7M | ||
| Q4 24 | $60.8M | $170.9M | ||
| Q3 24 | $58.5M | $167.4M | ||
| Q2 24 | $56.7M | $155.3M | ||
| Q1 24 | $58.4M | $172.7M |
| Q4 25 | $21.2M | — | ||
| Q3 25 | $22.1M | $-13.3M | ||
| Q2 25 | $15.1M | $-14.0M | ||
| Q1 25 | $17.7M | $-9.5M | ||
| Q4 24 | $17.7M | $3.9M | ||
| Q3 24 | $14.9M | $-239.0K | ||
| Q2 24 | $14.5M | $5.5M | ||
| Q1 24 | $15.2M | $2.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | 15.8% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 15.2% | ||
| Q4 24 | — | 20.4% | ||
| Q3 24 | — | 19.5% | ||
| Q2 24 | — | 21.0% | ||
| Q1 24 | — | 19.1% |
| Q4 25 | 29.8% | — | ||
| Q3 25 | 31.1% | -12.0% | ||
| Q2 25 | 23.2% | -9.1% | ||
| Q1 25 | 28.1% | -8.9% | ||
| Q4 24 | 29.1% | 3.7% | ||
| Q3 24 | 25.5% | 1.0% | ||
| Q2 24 | 25.5% | 3.5% | ||
| Q1 24 | 26.0% | 1.9% |
| Q4 25 | 29.8% | — | ||
| Q3 25 | 31.1% | -11.0% | ||
| Q2 25 | 23.2% | -9.1% | ||
| Q1 25 | 28.1% | -7.0% | ||
| Q4 24 | 29.1% | 2.3% | ||
| Q3 24 | 25.5% | -0.1% | ||
| Q2 24 | 25.5% | 3.6% | ||
| Q1 24 | 26.0% | 1.2% |
| Q4 25 | $0.70 | — | ||
| Q3 25 | $0.73 | — | ||
| Q2 25 | $0.50 | — | ||
| Q1 25 | $0.58 | — | ||
| Q4 24 | $0.58 | $0.06 | ||
| Q3 24 | $0.49 | $-0.03 | ||
| Q2 24 | $0.48 | $0.08 | ||
| Q1 24 | $0.50 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $193.8M |
| Total DebtLower is stronger | — | $116.3M |
| Stockholders' EquityBook value | $796.4M | $526.9M |
| Total Assets | $7.9B | $849.7M |
| Debt / EquityLower = less leverage | — | 0.22× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $193.8M | ||
| Q2 25 | — | $28.1M | ||
| Q1 25 | — | $43.5M | ||
| Q4 24 | — | $33.0M | ||
| Q3 24 | — | $22.9M | ||
| Q2 24 | — | $27.6M | ||
| Q1 24 | — | $30.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | $116.3M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $88.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $796.4M | — | ||
| Q3 25 | $779.5M | $526.9M | ||
| Q2 25 | $762.8M | $347.4M | ||
| Q1 25 | $751.5M | $355.2M | ||
| Q4 24 | $732.2M | $362.8M | ||
| Q3 24 | $736.7M | $361.8M | ||
| Q2 24 | $707.1M | $366.1M | ||
| Q1 24 | $703.1M | $372.3M |
| Q4 25 | $7.9B | — | ||
| Q3 25 | $7.9B | $849.7M | ||
| Q2 25 | $7.9B | $674.6M | ||
| Q1 25 | $7.7B | $685.7M | ||
| Q4 24 | $7.7B | $674.7M | ||
| Q3 24 | $7.7B | $645.4M | ||
| Q2 24 | $7.6B | $659.2M | ||
| Q1 24 | $7.5B | $674.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.22× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $-1.4M |
| Free Cash FlowOCF − Capex | $203.7M | $-17.5M |
| FCF MarginFCF / Revenue | 286.2% | -14.5% |
| Capex IntensityCapex / Revenue | 3.2% | 13.3% |
| Cash ConversionOCF / Net Profit | 9.70× | — |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | $-24.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | — | ||
| Q3 25 | $146.9M | $-1.4M | ||
| Q2 25 | $-19.0M | $-4.3M | ||
| Q1 25 | $25.8M | $26.0M | ||
| Q4 24 | $52.6M | $15.7M | ||
| Q3 24 | $6.7M | $37.4M | ||
| Q2 24 | $2.1M | $34.4M | ||
| Q1 24 | $30.0M | $25.2M |
| Q4 25 | $203.7M | — | ||
| Q3 25 | $146.4M | $-17.5M | ||
| Q2 25 | $-19.6M | $-19.8M | ||
| Q1 25 | $25.6M | $7.6M | ||
| Q4 24 | $49.9M | $5.1M | ||
| Q3 24 | $6.5M | $25.6M | ||
| Q2 24 | $1.3M | $20.3M | ||
| Q1 24 | $29.2M | $6.5M |
| Q4 25 | 286.2% | — | ||
| Q3 25 | 206.3% | -14.5% | ||
| Q2 25 | -30.0% | -13.0% | ||
| Q1 25 | 40.7% | 5.6% | ||
| Q4 24 | 82.1% | 3.0% | ||
| Q3 24 | 11.1% | 15.3% | ||
| Q2 24 | 2.3% | 13.1% | ||
| Q1 24 | 50.0% | 3.7% |
| Q4 25 | 3.2% | — | ||
| Q3 25 | 0.8% | 13.3% | ||
| Q2 25 | 0.9% | 10.2% | ||
| Q1 25 | 0.4% | 13.7% | ||
| Q4 24 | 4.3% | 6.2% | ||
| Q3 24 | 0.4% | 7.0% | ||
| Q2 24 | 1.4% | 9.1% | ||
| Q1 24 | 1.4% | 10.8% |
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | — | ||
| Q2 25 | -1.26× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | 4.06× | ||
| Q3 24 | 0.45× | — | ||
| Q2 24 | 0.14× | 6.21× | ||
| Q1 24 | 1.98× | 12.40× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HAFC
Segment breakdown not available.
METC
| Export Coal Revenues | $73.0M | 60% |
| Domestic Coal Revenues | $48.0M | 40% |
