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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and NPK International Inc. (NPKI). Click either name above to swap in a different company.
NPK International Inc. is the larger business by last-quarter revenue ($75.2M vs $71.2M, roughly 1.1× HANMI FINANCIAL CORP). On growth, NPK International Inc. posted the faster year-over-year revenue change (30.7% vs 17.1%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $5.8M). Over the past eight quarters, NPK International Inc.'s revenue compounded faster (23.9% CAGR vs 10.4%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
HAFC vs NPKI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $75.2M |
| Net Profit | $21.2M | — |
| Gross Margin | — | 37.7% |
| Operating Margin | 29.8% | 16.7% |
| Net Margin | 29.8% | — |
| Revenue YoY | 17.1% | 30.7% |
| Net Profit YoY | 20.0% | — |
| EPS (diluted) | $0.70 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | $75.2M | ||
| Q3 25 | $71.0M | $68.8M | ||
| Q2 25 | $65.2M | $68.2M | ||
| Q1 25 | $62.8M | $64.8M | ||
| Q4 24 | $60.8M | $57.5M | ||
| Q3 24 | $58.5M | $44.2M | ||
| Q2 24 | $56.7M | $66.8M | ||
| Q1 24 | $58.4M | $49.0M |
| Q4 25 | $21.2M | — | ||
| Q3 25 | $22.1M | $5.7M | ||
| Q2 25 | $15.1M | $8.7M | ||
| Q1 25 | $17.7M | $10.0M | ||
| Q4 24 | $17.7M | — | ||
| Q3 24 | $14.9M | $-174.3M | ||
| Q2 24 | $14.5M | $8.0M | ||
| Q1 24 | $15.2M | $7.3M |
| Q4 25 | — | 37.7% | ||
| Q3 25 | — | 31.9% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 39.0% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 27.5% | ||
| Q2 24 | — | 37.2% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | 29.8% | 16.7% | ||
| Q3 25 | 31.1% | 13.2% | ||
| Q2 25 | 23.2% | 17.0% | ||
| Q1 25 | 28.1% | 20.9% | ||
| Q4 24 | 29.1% | 20.2% | ||
| Q3 24 | 25.5% | 2.8% | ||
| Q2 24 | 25.5% | 18.7% | ||
| Q1 24 | 26.0% | 14.2% |
| Q4 25 | 29.8% | — | ||
| Q3 25 | 31.1% | 8.2% | ||
| Q2 25 | 23.2% | 12.7% | ||
| Q1 25 | 28.1% | 15.4% | ||
| Q4 24 | 29.1% | — | ||
| Q3 24 | 25.5% | -394.3% | ||
| Q2 24 | 25.5% | 12.0% | ||
| Q1 24 | 26.0% | 14.9% |
| Q4 25 | $0.70 | $0.17 | ||
| Q3 25 | $0.73 | $0.07 | ||
| Q2 25 | $0.50 | $0.10 | ||
| Q1 25 | $0.58 | $0.11 | ||
| Q4 24 | $0.58 | $0.10 | ||
| Q3 24 | $0.49 | $-1.99 | ||
| Q2 24 | $0.48 | $0.09 | ||
| Q1 24 | $0.50 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.1M |
| Total DebtLower is stronger | — | $16.9M |
| Stockholders' EquityBook value | $796.4M | $351.2M |
| Total Assets | $7.9B | $441.8M |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $5.1M | ||
| Q3 25 | — | $35.6M | ||
| Q2 25 | — | $26.0M | ||
| Q1 25 | — | $20.8M | ||
| Q4 24 | — | $17.8M | ||
| Q3 24 | — | $42.9M | ||
| Q2 24 | — | $35.1M | ||
| Q1 24 | — | $37.7M |
| Q4 25 | — | $16.9M | ||
| Q3 25 | — | $9.5M | ||
| Q2 25 | — | $9.3M | ||
| Q1 25 | — | $8.1M | ||
| Q4 24 | — | $7.7M | ||
| Q3 24 | — | $14.0M | ||
| Q2 24 | — | $58.0M | ||
| Q1 24 | — | $77.4M |
| Q4 25 | $796.4M | $351.2M | ||
| Q3 25 | $779.5M | $333.9M | ||
| Q2 25 | $762.8M | $328.8M | ||
| Q1 25 | $751.5M | $326.9M | ||
| Q4 24 | $732.2M | $326.5M | ||
| Q3 24 | $736.7M | $316.5M | ||
| Q2 24 | $707.1M | $426.6M | ||
| Q1 24 | $703.1M | $421.6M |
| Q4 25 | $7.9B | $441.8M | ||
| Q3 25 | $7.9B | $404.5M | ||
| Q2 25 | $7.9B | $393.7M | ||
| Q1 25 | $7.7B | $390.0M | ||
| Q4 24 | $7.7B | $393.7M | ||
| Q3 24 | $7.7B | $389.6M | ||
| Q2 24 | $7.6B | $624.8M | ||
| Q1 24 | $7.5B | $640.8M |
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.18× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $18.0M |
| Free Cash FlowOCF − Capex | $203.7M | $5.8M |
| FCF MarginFCF / Revenue | 286.2% | 7.6% |
| Capex IntensityCapex / Revenue | 3.2% | 16.3% |
| Cash ConversionOCF / Net Profit | 9.70× | — |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | $26.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | $18.0M | ||
| Q3 25 | $146.9M | $24.7M | ||
| Q2 25 | $-19.0M | $21.4M | ||
| Q1 25 | $25.8M | $8.8M | ||
| Q4 24 | $52.6M | $-4.1M | ||
| Q3 24 | $6.7M | $2.8M | ||
| Q2 24 | $2.1M | $27.6M | ||
| Q1 24 | $30.0M | $11.9M |
| Q4 25 | $203.7M | $5.8M | ||
| Q3 25 | $146.4M | $12.0M | ||
| Q2 25 | $-19.6M | $9.7M | ||
| Q1 25 | $25.6M | $-1.2M | ||
| Q4 24 | $49.9M | $-17.7M | ||
| Q3 24 | $6.5M | $-6.7M | ||
| Q2 24 | $1.3M | $21.0M | ||
| Q1 24 | $29.2M | $-1.9M |
| Q4 25 | 286.2% | 7.6% | ||
| Q3 25 | 206.3% | 17.4% | ||
| Q2 25 | -30.0% | 14.3% | ||
| Q1 25 | 40.7% | -1.8% | ||
| Q4 24 | 82.1% | -30.8% | ||
| Q3 24 | 11.1% | -15.2% | ||
| Q2 24 | 2.3% | 31.4% | ||
| Q1 24 | 50.0% | -3.9% |
| Q4 25 | 3.2% | 16.3% | ||
| Q3 25 | 0.8% | 18.5% | ||
| Q2 25 | 0.9% | 17.1% | ||
| Q1 25 | 0.4% | 15.5% | ||
| Q4 24 | 4.3% | 23.6% | ||
| Q3 24 | 0.4% | 21.4% | ||
| Q2 24 | 1.4% | 9.9% | ||
| Q1 24 | 1.4% | 28.3% |
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | 4.37× | ||
| Q2 25 | -1.26× | 2.47× | ||
| Q1 25 | 1.46× | 0.88× | ||
| Q4 24 | 2.97× | — | ||
| Q3 24 | 0.45× | — | ||
| Q2 24 | 0.14× | 3.43× | ||
| Q1 24 | 1.98× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HAFC
Segment breakdown not available.
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
