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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and RE/MAX Holdings, Inc. (RMAX). Click either name above to swap in a different company.
HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $71.1M, roughly 1.0× RE/MAX Holdings, Inc.). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs 2.0%, a 27.8% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs -1.8%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $33.5M). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs -4.7%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
RE/MAX is an international real estate franchise operating in over 100 countries and territories that, in 2015, had over 100,000 agents in 6,800 offices.
HAFC vs RMAX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $71.1M |
| Net Profit | $21.2M | $1.4M |
| Gross Margin | — | — |
| Operating Margin | 29.8% | 13.1% |
| Net Margin | 29.8% | 2.0% |
| Revenue YoY | 17.1% | -1.8% |
| Net Profit YoY | 20.0% | -75.2% |
| EPS (diluted) | $0.70 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | $71.1M | ||
| Q3 25 | $71.0M | $73.2M | ||
| Q2 25 | $65.2M | $72.8M | ||
| Q1 25 | $62.8M | $74.5M | ||
| Q4 24 | $60.8M | $72.5M | ||
| Q3 24 | $58.5M | $78.5M | ||
| Q2 24 | $56.7M | $78.5M | ||
| Q1 24 | $58.4M | $78.3M |
| Q4 25 | $21.2M | $1.4M | ||
| Q3 25 | $22.1M | $4.0M | ||
| Q2 25 | $15.1M | $4.7M | ||
| Q1 25 | $17.7M | $-2.0M | ||
| Q4 24 | $17.7M | $5.8M | ||
| Q3 24 | $14.9M | $966.0K | ||
| Q2 24 | $14.5M | $3.7M | ||
| Q1 24 | $15.2M | $-3.4M |
| Q4 25 | 29.8% | 13.1% | ||
| Q3 25 | 31.1% | 25.0% | ||
| Q2 25 | 23.2% | 19.3% | ||
| Q1 25 | 28.1% | 7.2% | ||
| Q4 24 | 29.1% | 5.9% | ||
| Q3 24 | 25.5% | 19.4% | ||
| Q2 24 | 25.5% | 20.6% | ||
| Q1 24 | 26.0% | 5.8% |
| Q4 25 | 29.8% | 2.0% | ||
| Q3 25 | 31.1% | 5.4% | ||
| Q2 25 | 23.2% | 6.4% | ||
| Q1 25 | 28.1% | -2.6% | ||
| Q4 24 | 29.1% | 8.0% | ||
| Q3 24 | 25.5% | 1.2% | ||
| Q2 24 | 25.5% | 4.7% | ||
| Q1 24 | 26.0% | -4.3% |
| Q4 25 | $0.70 | — | ||
| Q3 25 | $0.73 | — | ||
| Q2 25 | $0.50 | — | ||
| Q1 25 | $0.58 | — | ||
| Q4 24 | $0.58 | — | ||
| Q3 24 | $0.49 | — | ||
| Q2 24 | $0.48 | — | ||
| Q1 24 | $0.50 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $118.7M |
| Total DebtLower is stronger | — | $432.2M |
| Stockholders' EquityBook value | $796.4M | $452.4M |
| Total Assets | $7.9B | $582.5M |
| Debt / EquityLower = less leverage | — | 0.96× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
| Q4 25 | $796.4M | $452.4M | ||
| Q3 25 | $779.5M | $448.1M | ||
| Q2 25 | $762.8M | $442.4M | ||
| Q1 25 | $751.5M | $433.5M | ||
| Q4 24 | $732.2M | $429.5M | ||
| Q3 24 | $736.7M | $423.1M | ||
| Q2 24 | $707.1M | $418.4M | ||
| Q1 24 | $703.1M | $412.0M |
| Q4 25 | $7.9B | $582.5M | ||
| Q3 25 | $7.9B | $582.2M | ||
| Q2 25 | $7.9B | $574.8M | ||
| Q1 25 | $7.7B | $571.4M | ||
| Q4 24 | $7.7B | $581.6M | ||
| Q3 24 | $7.7B | $578.6M | ||
| Q2 24 | $7.6B | $571.4M | ||
| Q1 24 | $7.5B | $566.7M |
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $40.9M |
| Free Cash FlowOCF − Capex | $203.7M | $33.5M |
| FCF MarginFCF / Revenue | 286.2% | 47.1% |
| Capex IntensityCapex / Revenue | 3.2% | 10.4% |
| Cash ConversionOCF / Net Profit | 9.70× | 28.39× |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | $56.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | $40.9M | ||
| Q3 25 | $146.9M | $17.7M | ||
| Q2 25 | $-19.0M | $4.6M | ||
| Q1 25 | $25.8M | $5.7M | ||
| Q4 24 | $52.6M | $59.7M | ||
| Q3 24 | $6.7M | $17.6M | ||
| Q2 24 | $2.1M | $15.9M | ||
| Q1 24 | $30.0M | $9.4M |
| Q4 25 | $203.7M | $33.5M | ||
| Q3 25 | $146.4M | $16.4M | ||
| Q2 25 | $-19.6M | $2.9M | ||
| Q1 25 | $25.6M | $4.0M | ||
| Q4 24 | $49.9M | $53.0M | ||
| Q3 24 | $6.5M | $16.3M | ||
| Q2 24 | $1.3M | $14.0M | ||
| Q1 24 | $29.2M | $6.8M |
| Q4 25 | 286.2% | 47.1% | ||
| Q3 25 | 206.3% | 22.4% | ||
| Q2 25 | -30.0% | 4.0% | ||
| Q1 25 | 40.7% | 5.3% | ||
| Q4 24 | 82.1% | 73.2% | ||
| Q3 24 | 11.1% | 20.8% | ||
| Q2 24 | 2.3% | 17.8% | ||
| Q1 24 | 50.0% | 8.6% |
| Q4 25 | 3.2% | 10.4% | ||
| Q3 25 | 0.8% | 1.8% | ||
| Q2 25 | 0.9% | 2.2% | ||
| Q1 25 | 0.4% | 2.3% | ||
| Q4 24 | 4.3% | 9.1% | ||
| Q3 24 | 0.4% | 1.7% | ||
| Q2 24 | 1.4% | 2.4% | ||
| Q1 24 | 1.4% | 3.3% |
| Q4 25 | 9.70× | 28.39× | ||
| Q3 25 | 6.66× | 4.45× | ||
| Q2 25 | -1.26× | 0.97× | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | 10.28× | ||
| Q3 24 | 0.45× | 18.22× | ||
| Q2 24 | 0.14× | 4.29× | ||
| Q1 24 | 1.98× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HAFC
Segment breakdown not available.
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
