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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and SHENANDOAH TELECOMMUNICATIONS CO (SHEN). Click either name above to swap in a different company.
SHENANDOAH TELECOMMUNICATIONS CO is the larger business by last-quarter revenue ($91.6M vs $71.2M, roughly 1.3× HANMI FINANCIAL CORP). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -5.9%, a 35.7% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs 7.2%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $-78.6M). Over the past eight quarters, SHENANDOAH TELECOMMUNICATIONS CO's revenue compounded faster (15.0% CAGR vs 10.4%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
Shenandoah Telecommunications Co is a U.S. regional telecom provider offering broadband internet, wireless voice/data services, digital cable TV, and fiber-optic solutions. It serves residential, small business and enterprise clients across Mid-Atlantic states, focusing on underserved rural and suburban markets in Virginia, West Virginia, Maryland and Pennsylvania.
HAFC vs SHEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $91.6M |
| Net Profit | $21.2M | $-5.4M |
| Gross Margin | — | — |
| Operating Margin | 29.8% | -1.0% |
| Net Margin | 29.8% | -5.9% |
| Revenue YoY | 17.1% | 7.2% |
| Net Profit YoY | 20.0% | -95.8% |
| EPS (diluted) | $0.70 | $-0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | $91.6M | ||
| Q3 25 | $71.0M | $89.8M | ||
| Q2 25 | $65.2M | $88.6M | ||
| Q1 25 | $62.8M | $87.9M | ||
| Q4 24 | $60.8M | $85.4M | ||
| Q3 24 | $58.5M | $87.6M | ||
| Q2 24 | $56.7M | $85.8M | ||
| Q1 24 | $58.4M | $69.2M |
| Q4 25 | $21.2M | $-5.4M | ||
| Q3 25 | $22.1M | $-9.4M | ||
| Q2 25 | $15.1M | $-9.0M | ||
| Q1 25 | $17.7M | $-9.1M | ||
| Q4 24 | $17.7M | $-2.7M | ||
| Q3 24 | $14.9M | $-5.3M | ||
| Q2 24 | $14.5M | $-12.9M | ||
| Q1 24 | $15.2M | $214.7M |
| Q4 25 | 29.8% | -1.0% | ||
| Q3 25 | 31.1% | -8.0% | ||
| Q2 25 | 23.2% | -10.3% | ||
| Q1 25 | 28.1% | -6.9% | ||
| Q4 24 | 29.1% | -6.7% | ||
| Q3 24 | 25.5% | -4.8% | ||
| Q2 24 | 25.5% | -18.5% | ||
| Q1 24 | 26.0% | -4.0% |
| Q4 25 | 29.8% | -5.9% | ||
| Q3 25 | 31.1% | -10.5% | ||
| Q2 25 | 23.2% | -10.2% | ||
| Q1 25 | 28.1% | -10.4% | ||
| Q4 24 | 29.1% | -3.2% | ||
| Q3 24 | 25.5% | -6.0% | ||
| Q2 24 | 25.5% | -15.0% | ||
| Q1 24 | 26.0% | 310.0% |
| Q4 25 | $0.70 | $-0.13 | ||
| Q3 25 | $0.73 | $-0.20 | ||
| Q2 25 | $0.50 | $-0.19 | ||
| Q1 25 | $0.58 | $-0.19 | ||
| Q4 24 | $0.58 | $-0.34 | ||
| Q3 24 | $0.49 | $-0.13 | ||
| Q2 24 | $0.48 | $-0.24 | ||
| Q1 24 | $0.50 | $4.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $27.3M |
| Total DebtLower is stronger | — | $642.4M |
| Stockholders' EquityBook value | $796.4M | $880.8M |
| Total Assets | $7.9B | $1.9B |
| Debt / EquityLower = less leverage | — | 0.73× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $27.3M | ||
| Q3 25 | — | $22.6M | ||
| Q2 25 | — | $29.1M | ||
| Q1 25 | — | $87.5M | ||
| Q4 24 | — | $46.3M | ||
| Q3 24 | — | $43.1M | ||
| Q2 24 | — | $43.8M | ||
| Q1 24 | — | $389.7M |
| Q4 25 | — | $642.4M | ||
| Q3 25 | — | $535.4M | ||
| Q2 25 | — | $513.1M | ||
| Q1 25 | — | $515.8M | ||
| Q4 24 | — | $418.0M | ||
| Q3 24 | — | $345.2M | ||
| Q2 24 | — | $297.4M | ||
| Q1 24 | — | $298.7M |
| Q4 25 | $796.4M | $880.8M | ||
| Q3 25 | $779.5M | $892.7M | ||
| Q2 25 | $762.8M | $902.0M | ||
| Q1 25 | $751.5M | $910.5M | ||
| Q4 24 | $732.2M | $918.6M | ||
| Q3 24 | $736.7M | $925.4M | ||
| Q2 24 | $707.1M | $933.1M | ||
| Q1 24 | $703.1M | $871.6M |
| Q4 25 | $7.9B | $1.9B | ||
| Q3 25 | $7.9B | $1.9B | ||
| Q2 25 | $7.9B | $1.8B | ||
| Q1 25 | $7.7B | $1.8B | ||
| Q4 24 | $7.7B | $1.7B | ||
| Q3 24 | $7.7B | $1.7B | ||
| Q2 24 | $7.6B | $1.7B | ||
| Q1 24 | $7.5B | $1.4B |
| Q4 25 | — | 0.73× | ||
| Q3 25 | — | 0.60× | ||
| Q2 25 | — | 0.57× | ||
| Q1 25 | — | 0.57× | ||
| Q4 24 | — | 0.46× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.32× | ||
| Q1 24 | — | 0.34× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $28.8M |
| Free Cash FlowOCF − Capex | $203.7M | $-78.6M |
| FCF MarginFCF / Revenue | 286.2% | -85.8% |
| Capex IntensityCapex / Revenue | 3.2% | 117.2% |
| Cash ConversionOCF / Net Profit | 9.70× | — |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | $-257.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | $28.8M | ||
| Q3 25 | $146.9M | $30.7M | ||
| Q2 25 | $-19.0M | $20.9M | ||
| Q1 25 | $25.8M | $20.5M | ||
| Q4 24 | $52.6M | $20.6M | ||
| Q3 24 | $6.7M | $24.3M | ||
| Q2 24 | $2.1M | $2.5M | ||
| Q1 24 | $30.0M | $15.2M |
| Q4 25 | $203.7M | $-78.6M | ||
| Q3 25 | $146.4M | $-51.4M | ||
| Q2 25 | $-19.6M | $-65.3M | ||
| Q1 25 | $25.6M | $-62.7M | ||
| Q4 24 | $49.9M | $-72.0M | ||
| Q3 24 | $6.5M | $-51.3M | ||
| Q2 24 | $1.3M | $-78.3M | ||
| Q1 24 | $29.2M | $-54.9M |
| Q4 25 | 286.2% | -85.8% | ||
| Q3 25 | 206.3% | -57.2% | ||
| Q2 25 | -30.0% | -73.7% | ||
| Q1 25 | 40.7% | -71.3% | ||
| Q4 24 | 82.1% | -84.3% | ||
| Q3 24 | 11.1% | -58.5% | ||
| Q2 24 | 2.3% | -91.3% | ||
| Q1 24 | 50.0% | -79.3% |
| Q4 25 | 3.2% | 117.2% | ||
| Q3 25 | 0.8% | 91.4% | ||
| Q2 25 | 0.9% | 97.3% | ||
| Q1 25 | 0.4% | 94.7% | ||
| Q4 24 | 4.3% | 108.4% | ||
| Q3 24 | 0.4% | 86.2% | ||
| Q2 24 | 1.4% | 94.2% | ||
| Q1 24 | 1.4% | 101.2% |
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | — | ||
| Q2 25 | -1.26× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | — | ||
| Q3 24 | 0.45× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 1.98× | 0.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HAFC
Segment breakdown not available.
SHEN
| Residential And SMB Incumbent Broadband | $41.5M | 45% |
| Residential And SMB Glo Fiber Expansion Markets | $23.0M | 25% |
| Commercial Fiber | $20.3M | 22% |
| RLEC Other | $6.8M | 7% |
