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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and SOUNDHOUND AI, INC. (SOUN). Click either name above to swap in a different company.

HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $55.1M, roughly 1.3× SOUNDHOUND AI, INC.). SOUNDHOUND AI, INC. runs the higher net margin — 72.8% vs 29.8%, a 42.9% gap on every dollar of revenue. On growth, SOUNDHOUND AI, INC. posted the faster year-over-year revenue change (59.4% vs 17.1%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $-22.3M). Over the past eight quarters, SOUNDHOUND AI, INC.'s revenue compounded faster (117.9% CAGR vs 10.4%).

Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.

SoundHound AI, Inc. is an American music and speech recognition company based in Santa Clara, California. It was originally founded as Melodis in 2005 before rebranding to SoundHound Inc. in 2010, and SoundHound AI in 2022.

HAFC vs SOUN — Head-to-Head

Bigger by revenue
HAFC
HAFC
1.3× larger
HAFC
$71.2M
$55.1M
SOUN
Growing faster (revenue YoY)
SOUN
SOUN
+42.3% gap
SOUN
59.4%
17.1%
HAFC
Higher net margin
SOUN
SOUN
42.9% more per $
SOUN
72.8%
29.8%
HAFC
More free cash flow
HAFC
HAFC
$226.0M more FCF
HAFC
$203.7M
$-22.3M
SOUN
Faster 2-yr revenue CAGR
SOUN
SOUN
Annualised
SOUN
117.9%
10.4%
HAFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HAFC
HAFC
SOUN
SOUN
Revenue
$71.2M
$55.1M
Net Profit
$21.2M
$40.1M
Gross Margin
47.9%
Operating Margin
29.8%
77.3%
Net Margin
29.8%
72.8%
Revenue YoY
17.1%
59.4%
Net Profit YoY
20.0%
115.5%
EPS (diluted)
$0.70
$-0.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HAFC
HAFC
SOUN
SOUN
Q4 25
$71.2M
$55.1M
Q3 25
$71.0M
$42.0M
Q2 25
$65.2M
$42.7M
Q1 25
$62.8M
$29.1M
Q4 24
$60.8M
$34.5M
Q3 24
$58.5M
$25.1M
Q2 24
$56.7M
$13.5M
Q1 24
$58.4M
$11.6M
Net Profit
HAFC
HAFC
SOUN
SOUN
Q4 25
$21.2M
$40.1M
Q3 25
$22.1M
$-109.3M
Q2 25
$15.1M
$-74.7M
Q1 25
$17.7M
$129.9M
Q4 24
$17.7M
$-258.6M
Q3 24
$14.9M
$-21.8M
Q2 24
$14.5M
$-37.3M
Q1 24
$15.2M
$-33.0M
Gross Margin
HAFC
HAFC
SOUN
SOUN
Q4 25
47.9%
Q3 25
42.6%
Q2 25
39.0%
Q1 25
36.5%
Q4 24
39.9%
Q3 24
48.6%
Q2 24
63.0%
Q1 24
59.7%
Operating Margin
HAFC
HAFC
SOUN
SOUN
Q4 25
29.8%
77.3%
Q3 25
31.1%
-275.6%
Q2 25
23.2%
-182.9%
Q1 25
28.1%
Q4 24
29.1%
-744.2%
Q3 24
25.5%
-134.6%
Q2 24
25.5%
-163.3%
Q1 24
26.0%
-246.1%
Net Margin
HAFC
HAFC
SOUN
SOUN
Q4 25
29.8%
72.8%
Q3 25
31.1%
-259.9%
Q2 25
23.2%
-175.1%
Q1 25
28.1%
446.1%
Q4 24
29.1%
-748.6%
Q3 24
25.5%
-86.7%
Q2 24
25.5%
-277.2%
Q1 24
26.0%
-284.7%
EPS (diluted)
HAFC
HAFC
SOUN
SOUN
Q4 25
$0.70
$-0.13
Q3 25
$0.73
$-0.27
Q2 25
$0.50
$-0.19
Q1 25
$0.58
$0.31
Q4 24
$0.58
$-0.75
Q3 24
$0.49
$-0.06
Q2 24
$0.48
$-0.11
Q1 24
$0.50
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HAFC
HAFC
SOUN
SOUN
Cash + ST InvestmentsLiquidity on hand
$248.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$796.4M
$463.8M
Total Assets
$7.9B
$688.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HAFC
HAFC
SOUN
SOUN
Q4 25
$248.5M
Q3 25
$268.9M
Q2 25
$230.3M
Q1 25
$245.8M
Q4 24
$198.2M
Q3 24
$135.6M
Q2 24
$200.2M
Q1 24
$211.7M
Total Debt
HAFC
HAFC
SOUN
SOUN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
$85.5M
Stockholders' Equity
HAFC
HAFC
SOUN
SOUN
Q4 25
$796.4M
$463.8M
Q3 25
$779.5M
$399.2M
Q2 25
$762.8M
$359.8M
Q1 25
$751.5M
$397.0M
Q4 24
$732.2M
$182.7M
Q3 24
$736.7M
$296.0M
Q2 24
$707.1M
$223.9M
Q1 24
$703.1M
$155.5M
Total Assets
HAFC
HAFC
SOUN
SOUN
Q4 25
$7.9B
$688.2M
Q3 25
$7.9B
$702.2M
Q2 25
$7.9B
$579.5M
Q1 25
$7.7B
$587.5M
Q4 24
$7.7B
$554.0M
Q3 24
$7.7B
$499.7M
Q2 24
$7.6B
$266.7M
Q1 24
$7.5B
$287.4M
Debt / Equity
HAFC
HAFC
SOUN
SOUN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24
0.55×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HAFC
HAFC
SOUN
SOUN
Operating Cash FlowLast quarter
$206.0M
$-21.9M
Free Cash FlowOCF − Capex
$203.7M
$-22.3M
FCF MarginFCF / Revenue
286.2%
-40.4%
Capex IntensityCapex / Revenue
3.2%
0.7%
Cash ConversionOCF / Net Profit
9.70×
-0.55×
TTM Free Cash FlowTrailing 4 quarters
$356.1M
$-99.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HAFC
HAFC
SOUN
SOUN
Q4 25
$206.0M
$-21.9M
Q3 25
$146.9M
$-32.7M
Q2 25
$-19.0M
$-24.5M
Q1 25
$25.8M
$-19.2M
Q4 24
$52.6M
$-33.1M
Q3 24
$6.7M
$-35.3M
Q2 24
$2.1M
$-18.5M
Q1 24
$30.0M
$-21.9M
Free Cash Flow
HAFC
HAFC
SOUN
SOUN
Q4 25
$203.7M
$-22.3M
Q3 25
$146.4M
$-32.8M
Q2 25
$-19.6M
$-24.7M
Q1 25
$25.6M
$-19.3M
Q4 24
$49.9M
$-33.2M
Q3 24
$6.5M
$-35.5M
Q2 24
$1.3M
$-18.7M
Q1 24
$29.2M
$-22.0M
FCF Margin
HAFC
HAFC
SOUN
SOUN
Q4 25
286.2%
-40.4%
Q3 25
206.3%
-78.1%
Q2 25
-30.0%
-57.8%
Q1 25
40.7%
-66.4%
Q4 24
82.1%
-96.1%
Q3 24
11.1%
-141.6%
Q2 24
2.3%
-139.1%
Q1 24
50.0%
-190.2%
Capex Intensity
HAFC
HAFC
SOUN
SOUN
Q4 25
3.2%
0.7%
Q3 25
0.8%
0.4%
Q2 25
0.9%
0.4%
Q1 25
0.4%
0.6%
Q4 24
4.3%
0.2%
Q3 24
0.4%
0.9%
Q2 24
1.4%
1.8%
Q1 24
1.4%
0.9%
Cash Conversion
HAFC
HAFC
SOUN
SOUN
Q4 25
9.70×
-0.55×
Q3 25
6.66×
Q2 25
-1.26×
Q1 25
1.46×
-0.15×
Q4 24
2.97×
Q3 24
0.45×
Q2 24
0.14×
Q1 24
1.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HAFC
HAFC

Segment breakdown not available.

SOUN
SOUN

Hosted Services$37.7M68%
Licensing$12.6M23%
Professional Service$4.6M8%

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