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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Xperi Inc. (XPER). Click either name above to swap in a different company.
Xperi Inc. is the larger business by last-quarter revenue ($116.5M vs $71.2M, roughly 1.6× HANMI FINANCIAL CORP). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -14.7%, a 44.5% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs -4.8%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $1.2M). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs -1.0%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
Xperi Inc. is an American multinational technology company headquartered in San Jose, California, that develops software for consumer electronics and connected cars, as well as media platforms for video service over broadband. The company is organized into four business units: Pay TV, Consumer Electronics, Connected Car, and Media Platform. Xperi's brands include DTS, HD Radio, and TiVo.
HAFC vs XPER — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $71.2M | $116.5M |
| Net Profit | $21.2M | $-17.1M |
| Gross Margin | — | — |
| Operating Margin | 29.8% | -12.7% |
| Net Margin | 29.8% | -14.7% |
| Revenue YoY | 17.1% | -4.8% |
| Net Profit YoY | 20.0% | -137.0% |
| EPS (diluted) | $0.70 | $-0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | $116.5M | ||
| Q3 25 | $71.0M | $111.6M | ||
| Q2 25 | $65.2M | $105.9M | ||
| Q1 25 | $62.8M | $114.0M | ||
| Q4 24 | $60.8M | $122.4M | ||
| Q3 24 | $58.5M | $132.9M | ||
| Q2 24 | $56.7M | $119.6M | ||
| Q1 24 | $58.4M | $118.8M |
| Q4 25 | $21.2M | $-17.1M | ||
| Q3 25 | $22.1M | $-6.1M | ||
| Q2 25 | $15.1M | $-14.8M | ||
| Q1 25 | $17.7M | $-18.4M | ||
| Q4 24 | $17.7M | $46.2M | ||
| Q3 24 | $14.9M | $-16.8M | ||
| Q2 24 | $14.5M | $-30.3M | ||
| Q1 24 | $15.2M | $-13.1M |
| Q4 25 | 29.8% | -12.7% | ||
| Q3 25 | 31.1% | -1.2% | ||
| Q2 25 | 23.2% | -10.5% | ||
| Q1 25 | 28.1% | -14.4% | ||
| Q4 24 | 29.1% | -11.7% | ||
| Q3 24 | 25.5% | -14.0% | ||
| Q2 24 | 25.5% | -18.3% | ||
| Q1 24 | 26.0% | -27.2% |
| Q4 25 | 29.8% | -14.7% | ||
| Q3 25 | 31.1% | -5.5% | ||
| Q2 25 | 23.2% | -14.0% | ||
| Q1 25 | 28.1% | -16.1% | ||
| Q4 24 | 29.1% | 37.8% | ||
| Q3 24 | 25.5% | -12.6% | ||
| Q2 24 | 25.5% | -25.3% | ||
| Q1 24 | 26.0% | -11.0% |
| Q4 25 | $0.70 | $-0.37 | ||
| Q3 25 | $0.73 | $-0.13 | ||
| Q2 25 | $0.50 | $-0.32 | ||
| Q1 25 | $0.58 | $-0.41 | ||
| Q4 24 | $0.58 | $1.02 | ||
| Q3 24 | $0.49 | $-0.37 | ||
| Q2 24 | $0.48 | $-0.67 | ||
| Q1 24 | $0.50 | $-0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $96.8M |
| Total DebtLower is stronger | — | $27.7M |
| Stockholders' EquityBook value | $796.4M | $414.1M |
| Total Assets | $7.9B | $615.8M |
| Debt / EquityLower = less leverage | — | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $96.8M | ||
| Q3 25 | — | $96.8M | ||
| Q2 25 | — | $95.1M | ||
| Q1 25 | — | $88.0M | ||
| Q4 24 | — | $130.6M | ||
| Q3 24 | — | $72.7M | ||
| Q2 24 | — | $92.5M | ||
| Q1 24 | — | $95.2M |
| Q4 25 | — | $27.7M | ||
| Q3 25 | — | $27.7M | ||
| Q2 25 | — | $27.7M | ||
| Q1 25 | — | $27.7M | ||
| Q4 24 | — | $27.7M | ||
| Q3 24 | — | $27.7M | ||
| Q2 24 | — | $27.7M | ||
| Q1 24 | — | $27.7M |
| Q4 25 | $796.4M | $414.1M | ||
| Q3 25 | $779.5M | $421.0M | ||
| Q2 25 | $762.8M | $419.8M | ||
| Q1 25 | $751.5M | $418.9M | ||
| Q4 24 | $732.2M | $429.1M | ||
| Q3 24 | $736.7M | $377.4M | ||
| Q2 24 | $707.1M | $388.7M | ||
| Q1 24 | $703.1M | $399.1M |
| Q4 25 | $7.9B | $615.8M | ||
| Q3 25 | $7.9B | $628.8M | ||
| Q2 25 | $7.9B | $629.2M | ||
| Q1 25 | $7.7B | $633.5M | ||
| Q4 24 | $7.7B | $667.8M | ||
| Q3 24 | $7.7B | $616.2M | ||
| Q2 24 | $7.6B | $619.2M | ||
| Q1 24 | $7.5B | $630.4M |
| Q4 25 | — | 0.07× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.06× | ||
| Q3 24 | — | 0.07× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $4.1M |
| Free Cash FlowOCF − Capex | $203.7M | $1.2M |
| FCF MarginFCF / Revenue | 286.2% | 1.0% |
| Capex IntensityCapex / Revenue | 3.2% | 2.5% |
| Cash ConversionOCF / Net Profit | 9.70× | — |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | $-5.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | $4.1M | ||
| Q3 25 | $146.9M | $7.5M | ||
| Q2 25 | $-19.0M | $10.1M | ||
| Q1 25 | $25.8M | $-22.3M | ||
| Q4 24 | $52.6M | $1.2M | ||
| Q3 24 | $6.7M | $-4.6M | ||
| Q2 24 | $2.1M | $-2.1M | ||
| Q1 24 | $30.0M | $-49.8M |
| Q4 25 | $203.7M | $1.2M | ||
| Q3 25 | $146.4M | $6.7M | ||
| Q2 25 | $-19.6M | $9.5M | ||
| Q1 25 | $25.6M | $-23.3M | ||
| Q4 24 | $49.9M | $-510.0K | ||
| Q3 24 | $6.5M | $-5.6M | ||
| Q2 24 | $1.3M | $-2.6M | ||
| Q1 24 | $29.2M | $-51.6M |
| Q4 25 | 286.2% | 1.0% | ||
| Q3 25 | 206.3% | 6.0% | ||
| Q2 25 | -30.0% | 9.0% | ||
| Q1 25 | 40.7% | -20.5% | ||
| Q4 24 | 82.1% | -0.4% | ||
| Q3 24 | 11.1% | -4.2% | ||
| Q2 24 | 2.3% | -2.2% | ||
| Q1 24 | 50.0% | -43.4% |
| Q4 25 | 3.2% | 2.5% | ||
| Q3 25 | 0.8% | 0.7% | ||
| Q2 25 | 0.9% | 0.5% | ||
| Q1 25 | 0.4% | 0.9% | ||
| Q4 24 | 4.3% | 1.4% | ||
| Q3 24 | 0.4% | 0.8% | ||
| Q2 24 | 1.4% | 0.4% | ||
| Q1 24 | 1.4% | 1.6% |
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | — | ||
| Q2 25 | -1.26× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | 0.03× | ||
| Q3 24 | 0.45× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 1.98× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HAFC
Segment breakdown not available.
XPER
| Pay TV | $56.2M | 48% |
| Connected Car | $31.3M | 27% |
| Consumer Electronics | $17.2M | 15% |
| Media Platform | $11.8M | 10% |