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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Urban Edge Properties (UE). Click either name above to swap in a different company.

Urban Edge Properties is the larger business by last-quarter revenue ($132.6M vs $71.2M, roughly 1.9× HANMI FINANCIAL CORP). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs 17.1%, a 12.8% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs 12.2%). Over the past eight quarters, Urban Edge Properties's revenue compounded faster (11.6% CAGR vs 10.4%).

Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.

Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.

HAFC vs UE — Head-to-Head

Bigger by revenue
UE
UE
1.9× larger
UE
$132.6M
$71.2M
HAFC
Growing faster (revenue YoY)
HAFC
HAFC
+4.8% gap
HAFC
17.1%
12.2%
UE
Higher net margin
HAFC
HAFC
12.8% more per $
HAFC
29.8%
17.1%
UE
Faster 2-yr revenue CAGR
UE
UE
Annualised
UE
11.6%
10.4%
HAFC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
HAFC
HAFC
UE
UE
Revenue
$71.2M
$132.6M
Net Profit
$21.2M
$22.6M
Gross Margin
Operating Margin
29.8%
Net Margin
29.8%
17.1%
Revenue YoY
17.1%
12.2%
Net Profit YoY
20.0%
-6.7%
EPS (diluted)
$0.70
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HAFC
HAFC
UE
UE
Q1 26
$132.6M
Q4 25
$71.2M
$119.6M
Q3 25
$71.0M
$120.1M
Q2 25
$65.2M
$114.1M
Q1 25
$62.8M
$118.2M
Q4 24
$60.8M
$116.4M
Q3 24
$58.5M
$112.4M
Q2 24
$56.7M
$106.5M
Net Profit
HAFC
HAFC
UE
UE
Q1 26
$22.6M
Q4 25
$21.2M
$12.4M
Q3 25
$22.1M
$14.9M
Q2 25
$15.1M
$58.0M
Q1 25
$17.7M
$8.2M
Q4 24
$17.7M
$30.1M
Q3 24
$14.9M
$9.1M
Q2 24
$14.5M
$30.8M
Operating Margin
HAFC
HAFC
UE
UE
Q1 26
Q4 25
29.8%
11.3%
Q3 25
31.1%
13.4%
Q2 25
23.2%
53.9%
Q1 25
28.1%
7.6%
Q4 24
29.1%
27.6%
Q3 24
25.5%
8.9%
Q2 24
25.5%
30.6%
Net Margin
HAFC
HAFC
UE
UE
Q1 26
17.1%
Q4 25
29.8%
10.4%
Q3 25
31.1%
12.4%
Q2 25
23.2%
50.8%
Q1 25
28.1%
6.9%
Q4 24
29.1%
25.9%
Q3 24
25.5%
8.1%
Q2 24
25.5%
28.9%
EPS (diluted)
HAFC
HAFC
UE
UE
Q1 26
$0.18
Q4 25
$0.70
$0.09
Q3 25
$0.73
$0.12
Q2 25
$0.50
$0.46
Q1 25
$0.58
$0.07
Q4 24
$0.58
$0.25
Q3 24
$0.49
$0.07
Q2 24
$0.48
$0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HAFC
HAFC
UE
UE
Cash + ST InvestmentsLiquidity on hand
$50.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$796.4M
$1.4B
Total Assets
$7.9B
$3.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HAFC
HAFC
UE
UE
Q1 26
$50.0M
Q4 25
$48.9M
Q3 25
$77.8M
Q2 25
$53.0M
Q1 25
$48.0M
Q4 24
$41.4M
Q3 24
$67.9M
Q2 24
$78.6M
Stockholders' Equity
HAFC
HAFC
UE
UE
Q1 26
$1.4B
Q4 25
$796.4M
$1.4B
Q3 25
$779.5M
$1.4B
Q2 25
$762.8M
$1.4B
Q1 25
$751.5M
$1.4B
Q4 24
$732.2M
$1.4B
Q3 24
$736.7M
$1.3B
Q2 24
$707.1M
$1.3B
Total Assets
HAFC
HAFC
UE
UE
Q1 26
$3.4B
Q4 25
$7.9B
$3.3B
Q3 25
$7.9B
$3.3B
Q2 25
$7.9B
$3.3B
Q1 25
$7.7B
$3.3B
Q4 24
$7.7B
$3.3B
Q3 24
$7.7B
$3.2B
Q2 24
$7.6B
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HAFC
HAFC
UE
UE
Operating Cash FlowLast quarter
$206.0M
$39.1M
Free Cash FlowOCF − Capex
$203.7M
FCF MarginFCF / Revenue
286.2%
Capex IntensityCapex / Revenue
3.2%
1.5%
Cash ConversionOCF / Net Profit
9.70×
1.73×
TTM Free Cash FlowTrailing 4 quarters
$356.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HAFC
HAFC
UE
UE
Q1 26
$39.1M
Q4 25
$206.0M
$182.7M
Q3 25
$146.9M
$55.7M
Q2 25
$-19.0M
$43.5M
Q1 25
$25.8M
$32.6M
Q4 24
$52.6M
$153.2M
Q3 24
$6.7M
$36.6M
Q2 24
$2.1M
$41.2M
Free Cash Flow
HAFC
HAFC
UE
UE
Q1 26
Q4 25
$203.7M
$81.8M
Q3 25
$146.4M
$26.1M
Q2 25
$-19.6M
$19.6M
Q1 25
$25.6M
$11.9M
Q4 24
$49.9M
$42.5M
Q3 24
$6.5M
$12.2M
Q2 24
$1.3M
$19.9M
FCF Margin
HAFC
HAFC
UE
UE
Q1 26
Q4 25
286.2%
68.4%
Q3 25
206.3%
21.7%
Q2 25
-30.0%
17.2%
Q1 25
40.7%
10.0%
Q4 24
82.1%
36.6%
Q3 24
11.1%
10.8%
Q2 24
2.3%
18.6%
Capex Intensity
HAFC
HAFC
UE
UE
Q1 26
1.5%
Q4 25
3.2%
84.4%
Q3 25
0.8%
24.6%
Q2 25
0.9%
20.9%
Q1 25
0.4%
17.5%
Q4 24
4.3%
95.1%
Q3 24
0.4%
21.7%
Q2 24
1.4%
20.1%
Cash Conversion
HAFC
HAFC
UE
UE
Q1 26
1.73×
Q4 25
9.70×
14.71×
Q3 25
6.66×
3.73×
Q2 25
-1.26×
0.75×
Q1 25
1.46×
3.97×
Q4 24
2.97×
5.09×
Q3 24
0.45×
4.03×
Q2 24
0.14×
1.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HAFC
HAFC

Segment breakdown not available.

UE
UE

Rental revenue$124.2M94%
Other$8.4M6%

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