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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Vitesse Energy, Inc. (VTS). Click either name above to swap in a different company.

HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $58.6M, roughly 1.2× Vitesse Energy, Inc.). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -1.3%, a 31.1% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs 4.8%). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs -2.1%).

Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.

Vitesse Energy, Inc. is a U.S.-headquartered independent energy company focused on exploration, development, and production of oil and natural gas assets. It operates primarily in high-potential onshore basins including North Dakota's Williston Basin, serving domestic and global upstream energy market demand.

HAFC vs VTS — Head-to-Head

Bigger by revenue
HAFC
HAFC
1.2× larger
HAFC
$71.2M
$58.6M
VTS
Growing faster (revenue YoY)
HAFC
HAFC
+12.2% gap
HAFC
17.1%
4.8%
VTS
Higher net margin
HAFC
HAFC
31.1% more per $
HAFC
29.8%
-1.3%
VTS
Faster 2-yr revenue CAGR
HAFC
HAFC
Annualised
HAFC
10.4%
-2.1%
VTS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HAFC
HAFC
VTS
VTS
Revenue
$71.2M
$58.6M
Net Profit
$21.2M
$-739.0K
Gross Margin
Operating Margin
29.8%
-12.0%
Net Margin
29.8%
-1.3%
Revenue YoY
17.1%
4.8%
Net Profit YoY
20.0%
85.6%
EPS (diluted)
$0.70
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HAFC
HAFC
VTS
VTS
Q4 25
$71.2M
$58.6M
Q3 25
$71.0M
$67.4M
Q2 25
$65.2M
$81.8M
Q1 25
$62.8M
$66.2M
Q4 24
$60.8M
$55.9M
Q3 24
$58.5M
$58.3M
Q2 24
$56.7M
$66.6M
Q1 24
$58.4M
$61.2M
Net Profit
HAFC
HAFC
VTS
VTS
Q4 25
$21.2M
$-739.0K
Q3 25
$22.1M
$-1.3M
Q2 25
$15.1M
$24.7M
Q1 25
$17.7M
$2.7M
Q4 24
$17.7M
$-5.1M
Q3 24
$14.9M
$17.4M
Q2 24
$14.5M
$10.9M
Q1 24
$15.2M
$-2.2M
Operating Margin
HAFC
HAFC
VTS
VTS
Q4 25
29.8%
-12.0%
Q3 25
31.1%
0.2%
Q2 25
23.2%
22.8%
Q1 25
28.1%
8.1%
Q4 24
29.1%
3.7%
Q3 24
25.5%
15.4%
Q2 24
25.5%
25.2%
Q1 24
26.0%
21.4%
Net Margin
HAFC
HAFC
VTS
VTS
Q4 25
29.8%
-1.3%
Q3 25
31.1%
-1.9%
Q2 25
23.2%
30.2%
Q1 25
28.1%
4.0%
Q4 24
29.1%
-9.2%
Q3 24
25.5%
29.9%
Q2 24
25.5%
16.4%
Q1 24
26.0%
-3.6%
EPS (diluted)
HAFC
HAFC
VTS
VTS
Q4 25
$0.70
$-0.01
Q3 25
$0.73
$-0.03
Q2 25
$0.50
$0.60
Q1 25
$0.58
$0.08
Q4 24
$0.58
$-0.15
Q3 24
$0.49
$0.53
Q2 24
$0.48
$0.33
Q1 24
$0.50
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HAFC
HAFC
VTS
VTS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$796.4M
$629.3M
Total Assets
$7.9B
$893.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HAFC
HAFC
VTS
VTS
Q4 25
Q3 25
Q2 25
Q1 25
$4.5M
Q4 24
$3.0M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
HAFC
HAFC
VTS
VTS
Q4 25
$796.4M
$629.3M
Q3 25
$779.5M
$650.3M
Q2 25
$762.8M
$671.9M
Q1 25
$751.5M
$667.7M
Q4 24
$732.2M
$500.3M
Q3 24
$736.7M
$520.4M
Q2 24
$707.1M
$518.5M
Q1 24
$703.1M
$522.7M
Total Assets
HAFC
HAFC
VTS
VTS
Q4 25
$7.9B
$893.4M
Q3 25
$7.9B
$932.9M
Q2 25
$7.9B
$951.5M
Q1 25
$7.7B
$975.2M
Q4 24
$7.7B
$810.9M
Q3 24
$7.7B
$791.2M
Q2 24
$7.6B
$778.4M
Q1 24
$7.5B
$749.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HAFC
HAFC
VTS
VTS
Operating Cash FlowLast quarter
$206.0M
$37.4M
Free Cash FlowOCF − Capex
$203.7M
FCF MarginFCF / Revenue
286.2%
Capex IntensityCapex / Revenue
3.2%
Cash ConversionOCF / Net Profit
9.70×
TTM Free Cash FlowTrailing 4 quarters
$356.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HAFC
HAFC
VTS
VTS
Q4 25
$206.0M
$37.4M
Q3 25
$146.9M
$49.4M
Q2 25
$-19.0M
$66.0M
Q1 25
$25.8M
$17.5M
Q4 24
$52.6M
$34.7M
Q3 24
$6.7M
$45.7M
Q2 24
$2.1M
$35.2M
Q1 24
$30.0M
$39.4M
Free Cash Flow
HAFC
HAFC
VTS
VTS
Q4 25
$203.7M
Q3 25
$146.4M
Q2 25
$-19.6M
Q1 25
$25.6M
Q4 24
$49.9M
Q3 24
$6.5M
Q2 24
$1.3M
Q1 24
$29.2M
FCF Margin
HAFC
HAFC
VTS
VTS
Q4 25
286.2%
Q3 25
206.3%
Q2 25
-30.0%
Q1 25
40.7%
Q4 24
82.1%
Q3 24
11.1%
Q2 24
2.3%
Q1 24
50.0%
Capex Intensity
HAFC
HAFC
VTS
VTS
Q4 25
3.2%
Q3 25
0.8%
Q2 25
0.9%
Q1 25
0.4%
Q4 24
4.3%
Q3 24
0.4%
Q2 24
1.4%
Q1 24
1.4%
Cash Conversion
HAFC
HAFC
VTS
VTS
Q4 25
9.70×
Q3 25
6.66×
Q2 25
-1.26×
2.68×
Q1 25
1.46×
6.56×
Q4 24
2.97×
Q3 24
0.45×
2.62×
Q2 24
0.14×
3.22×
Q1 24
1.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HAFC
HAFC

Segment breakdown not available.

VTS
VTS

Oil Reserves$54.5M93%
Natural Gas Reserves$4.2M7%

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