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Side-by-side financial comparison of HORIZON BANCORP INC (HBNC) and Ouster, Inc. (OUST). Click either name above to swap in a different company.
HORIZON BANCORP INC is the larger business by last-quarter revenue ($63.5M vs $62.2M, roughly 1.0× Ouster, Inc.). On growth, Ouster, Inc. posted the faster year-over-year revenue change (106.6% vs 19.5%). HORIZON BANCORP INC produced more free cash flow last quarter ($74.3M vs $-37.2M). Over the past eight quarters, Ouster, Inc.'s revenue compounded faster (54.8% CAGR vs 9.2%).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
Ouster, Inc. is an American lidar technology company headquartered in San Francisco, California. It builds high-resolution, digital 3D lidar sensors for use in autonomous vehicles, industrial, robotics, drones, mapping, defense, and security systems.
HBNC vs OUST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $63.5M | $62.2M |
| Net Profit | $26.9M | — |
| Gross Margin | — | 60.2% |
| Operating Margin | 51.5% | 1.5% |
| Net Margin | 42.4% | — |
| Revenue YoY | 19.5% | 106.6% |
| Net Profit YoY | 347.4% | — |
| EPS (diluted) | $0.44 | $0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $63.5M | $62.2M | ||
| Q3 25 | $58.4M | $39.5M | ||
| Q2 25 | $66.3M | $35.0M | ||
| Q1 25 | $68.8M | $32.6M | ||
| Q4 24 | $53.1M | $30.1M | ||
| Q3 24 | $58.4M | $28.1M | ||
| Q2 24 | $55.8M | $27.0M | ||
| Q1 24 | $53.2M | $25.9M |
| Q4 25 | $26.9M | — | ||
| Q3 25 | $-222.0M | $-21.7M | ||
| Q2 25 | $20.6M | $-20.6M | ||
| Q1 25 | $23.9M | $-22.0M | ||
| Q4 24 | $-10.9M | — | ||
| Q3 24 | $18.2M | $-25.6M | ||
| Q2 24 | $14.1M | $-23.9M | ||
| Q1 24 | $14.0M | $-23.8M |
| Q4 25 | — | 60.2% | ||
| Q3 25 | — | 42.1% | ||
| Q2 25 | — | 45.2% | ||
| Q1 25 | — | 41.3% | ||
| Q4 24 | — | 43.8% | ||
| Q3 24 | — | 38.3% | ||
| Q2 24 | — | 33.7% | ||
| Q1 24 | — | 28.6% |
| Q4 25 | 51.5% | 1.5% | ||
| Q3 25 | -490.4% | -61.4% | ||
| Q2 25 | 36.8% | -76.5% | ||
| Q1 25 | 40.8% | -73.0% | ||
| Q4 24 | -41.3% | -85.1% | ||
| Q3 24 | 31.0% | -98.0% | ||
| Q2 24 | 28.5% | -93.6% | ||
| Q1 24 | 28.8% | -99.5% |
| Q4 25 | 42.4% | — | ||
| Q3 25 | -380.2% | -55.0% | ||
| Q2 25 | 31.1% | -58.8% | ||
| Q1 25 | 34.8% | -67.5% | ||
| Q4 24 | -20.5% | — | ||
| Q3 24 | 31.1% | -91.1% | ||
| Q2 24 | 25.4% | -88.4% | ||
| Q1 24 | 26.3% | -91.9% |
| Q4 25 | $0.44 | $0.10 | ||
| Q3 25 | $-4.69 | $-0.37 | ||
| Q2 25 | $0.47 | $-0.38 | ||
| Q1 25 | $0.54 | $-0.42 | ||
| Q4 24 | $-0.25 | $-0.46 | ||
| Q3 24 | $0.41 | $-0.54 | ||
| Q2 24 | $0.32 | $-0.53 | ||
| Q1 24 | $0.32 | $-0.55 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $139.5M | $208.6M |
| Total DebtLower is stronger | $248.6M | — |
| Stockholders' EquityBook value | $688.3M | $261.7M |
| Total Assets | $6.4B | $349.5M |
| Debt / EquityLower = less leverage | 0.36× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $139.5M | $208.6M | ||
| Q3 25 | $458.3M | $244.5M | ||
| Q2 25 | $137.9M | $226.5M | ||
| Q1 25 | $169.7M | $168.2M | ||
| Q4 24 | $293.4M | $172.0M | ||
| Q3 24 | $234.8M | $151.4M | ||
| Q2 24 | $146.1M | $184.2M | ||
| Q1 24 | — | $187.8M |
| Q4 25 | $248.6M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $688.3M | $261.7M | ||
| Q3 25 | $660.8M | $247.4M | ||
| Q2 25 | $790.9M | $221.0M | ||
| Q1 25 | $776.1M | $167.9M | ||
| Q4 24 | $763.6M | $180.9M | ||
| Q3 24 | $754.8M | $171.7M | ||
| Q2 24 | $726.7M | $170.6M | ||
| Q1 24 | $721.3M | $167.2M |
| Q4 25 | $6.4B | $349.5M | ||
| Q3 25 | $6.7B | $353.8M | ||
| Q2 25 | $7.7B | $321.8M | ||
| Q1 25 | $7.6B | $268.6M | ||
| Q4 24 | $7.8B | $276.1M | ||
| Q3 24 | $7.9B | $255.2M | ||
| Q2 24 | $7.9B | $309.9M | ||
| Q1 24 | $7.9B | $317.7M |
| Q4 25 | 0.36× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.61× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $79.2M | $-15.4M |
| Free Cash FlowOCF − Capex | $74.3M | $-37.2M |
| FCF MarginFCF / Revenue | 117.0% | -59.8% |
| Capex IntensityCapex / Revenue | 7.8% | 35.0% |
| Cash ConversionOCF / Net Profit | 2.94× | — |
| TTM Free Cash FlowTrailing 4 quarters | $115.9M | $-64.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $79.2M | $-15.4M | ||
| Q3 25 | $10.9M | $-18.3M | ||
| Q2 25 | $19.5M | $-1.3M | ||
| Q1 25 | $15.2M | $-4.9M | ||
| Q4 24 | $6.4M | $-2.6M | ||
| Q3 24 | $32.3M | $-3.8M | ||
| Q2 24 | $15.9M | $-21.6M | ||
| Q1 24 | $6.5M | $-5.7M |
| Q4 25 | $74.3M | $-37.2M | ||
| Q3 25 | $9.4M | $-20.0M | ||
| Q2 25 | $18.1M | $-2.2M | ||
| Q1 25 | $14.1M | $-5.4M | ||
| Q4 24 | $1.3M | $-4.0M | ||
| Q3 24 | $31.0M | $-4.3M | ||
| Q2 24 | $15.1M | $-22.0M | ||
| Q1 24 | $5.4M | $-7.1M |
| Q4 25 | 117.0% | -59.8% | ||
| Q3 25 | 16.1% | -50.7% | ||
| Q2 25 | 27.3% | -6.3% | ||
| Q1 25 | 20.5% | -16.6% | ||
| Q4 24 | 2.4% | -13.3% | ||
| Q3 24 | 53.1% | -15.4% | ||
| Q2 24 | 27.1% | -81.5% | ||
| Q1 24 | 10.1% | -27.4% |
| Q4 25 | 7.8% | 35.0% | ||
| Q3 25 | 2.6% | 4.3% | ||
| Q2 25 | 2.1% | 2.5% | ||
| Q1 25 | 1.6% | 1.7% | ||
| Q4 24 | 9.6% | 4.8% | ||
| Q3 24 | 2.2% | 2.0% | ||
| Q2 24 | 1.5% | 1.3% | ||
| Q1 24 | 2.2% | 5.3% |
| Q4 25 | 2.94× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.94× | — | ||
| Q1 25 | 0.64× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.78× | — | ||
| Q2 24 | 1.13× | — | ||
| Q1 24 | 0.47× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
