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Side-by-side financial comparison of HCI Group, Inc. (HCI) and OXFORD INDUSTRIES INC (OXM). Click either name above to swap in a different company.
OXFORD INDUSTRIES INC is the larger business by last-quarter revenue ($307.3M vs $246.2M, roughly 1.2× HCI Group, Inc.). HCI Group, Inc. runs the higher net margin — 39.7% vs -20.7%, a 60.4% gap on every dollar of revenue. On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs -0.2%). HCI Group, Inc. produced more free cash flow last quarter ($440.8M vs $-47.9M). Over the past eight quarters, HCI Group, Inc.'s revenue compounded faster (9.2% CAGR vs -3.0%).
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
HCI vs OXM — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $246.2M | $307.3M |
| Net Profit | $97.7M | $-63.7M |
| Gross Margin | — | 60.3% |
| Operating Margin | 58.5% | -27.7% |
| Net Margin | 39.7% | -20.7% |
| Revenue YoY | 52.1% | -0.2% |
| Net Profit YoY | 3679.2% | -1517.6% |
| EPS (diluted) | $7.29 | $-4.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $246.2M | $307.3M | ||
| Q3 25 | $216.3M | $403.1M | ||
| Q2 25 | $221.9M | $392.9M | ||
| Q1 25 | $216.4M | — | ||
| Q4 24 | $161.9M | $308.0M | ||
| Q3 24 | $175.3M | $419.9M | ||
| Q2 24 | $206.2M | $398.2M | ||
| Q1 24 | $206.6M | $404.4M |
| Q4 25 | $97.7M | $-63.7M | ||
| Q3 25 | $65.5M | $16.7M | ||
| Q2 25 | $66.2M | $26.2M | ||
| Q1 25 | $69.7M | — | ||
| Q4 24 | $2.6M | $-3.9M | ||
| Q3 24 | $5.7M | $40.6M | ||
| Q2 24 | $54.1M | $38.4M | ||
| Q1 24 | $47.6M | $-60.1M |
| Q4 25 | — | 60.3% | ||
| Q3 25 | — | 61.4% | ||
| Q2 25 | — | 64.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 63.1% | ||
| Q3 24 | — | 63.1% | ||
| Q2 24 | — | 64.9% | ||
| Q1 24 | — | 60.9% |
| Q4 25 | 58.5% | -27.7% | ||
| Q3 25 | 41.9% | 6.3% | ||
| Q2 25 | 42.5% | 9.2% | ||
| Q1 25 | 46.4% | — | ||
| Q4 24 | 3.6% | -2.0% | ||
| Q3 24 | 8.0% | 12.5% | ||
| Q2 24 | 36.9% | 13.2% | ||
| Q1 24 | 37.5% | -20.1% |
| Q4 25 | 39.7% | -20.7% | ||
| Q3 25 | 30.3% | 4.1% | ||
| Q2 25 | 29.8% | 6.7% | ||
| Q1 25 | 32.2% | — | ||
| Q4 24 | 1.6% | -1.3% | ||
| Q3 24 | 3.2% | 9.7% | ||
| Q2 24 | 26.2% | 9.6% | ||
| Q1 24 | 23.0% | -14.9% |
| Q4 25 | $7.29 | $-4.28 | ||
| Q3 25 | $4.90 | $1.12 | ||
| Q2 25 | $5.18 | $1.70 | ||
| Q1 25 | $5.35 | — | ||
| Q4 24 | $0.32 | $-0.25 | ||
| Q3 24 | $0.52 | $2.57 | ||
| Q2 24 | $4.24 | $2.42 | ||
| Q1 24 | $3.81 | $-3.72 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $8.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $528.0M |
| Total Assets | $2.5B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.2B | $8.0M | ||
| Q3 25 | $987.9M | $6.9M | ||
| Q2 25 | $947.2M | $8.2M | ||
| Q1 25 | $754.5M | — | ||
| Q4 24 | $532.5M | $7.0M | ||
| Q3 24 | $518.8M | $18.4M | ||
| Q2 24 | $445.8M | $7.7M | ||
| Q1 24 | $655.4M | $7.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $29.0M |
| Q4 25 | $1.0B | $528.0M | ||
| Q3 25 | $821.8M | $597.1M | ||
| Q2 25 | $758.6M | $592.4M | ||
| Q1 25 | $522.7M | — | ||
| Q4 24 | $453.3M | $612.2M | ||
| Q3 24 | $455.3M | $621.6M | ||
| Q2 24 | $447.3M | $592.9M | ||
| Q1 24 | $395.7M | $560.9M |
| Q4 25 | $2.5B | $1.3B | ||
| Q3 25 | $2.3B | $1.3B | ||
| Q2 25 | $2.4B | $1.3B | ||
| Q1 25 | $2.3B | — | ||
| Q4 24 | $2.2B | $1.2B | ||
| Q3 24 | $2.0B | $1.2B | ||
| Q2 24 | $1.9B | $1.2B | ||
| Q1 24 | $1.8B | $1.1B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.05× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $444.4M | $-9.1M |
| Free Cash FlowOCF − Capex | $440.8M | $-47.9M |
| FCF MarginFCF / Revenue | 179.0% | -15.6% |
| Capex IntensityCapex / Revenue | 1.5% | 12.6% |
| Cash ConversionOCF / Net Profit | 4.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $771.4M | $-79.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $444.4M | $-9.1M | ||
| Q3 25 | $26.7M | $83.5M | ||
| Q2 25 | $145.0M | $-3.9M | ||
| Q1 25 | $162.0M | — | ||
| Q4 24 | $331.8M | $-18.2M | ||
| Q3 24 | $104.1M | $88.8M | ||
| Q2 24 | $-29.0M | $32.9M | ||
| Q1 24 | $182.0M | $74.9M |
| Q4 25 | $440.8M | $-47.9M | ||
| Q3 25 | $25.9M | $52.3M | ||
| Q2 25 | $144.5M | $-27.4M | ||
| Q1 25 | $160.3M | — | ||
| Q4 24 | $327.8M | $-56.9M | ||
| Q3 24 | $103.2M | $47.2M | ||
| Q2 24 | $-30.1M | $21.0M | ||
| Q1 24 | $181.0M | $55.3M |
| Q4 25 | 179.0% | -15.6% | ||
| Q3 25 | 12.0% | 13.0% | ||
| Q2 25 | 65.1% | -7.0% | ||
| Q1 25 | 74.1% | — | ||
| Q4 24 | 202.5% | -18.5% | ||
| Q3 24 | 58.9% | 11.2% | ||
| Q2 24 | -14.6% | 5.3% | ||
| Q1 24 | 87.6% | 13.7% |
| Q4 25 | 1.5% | 12.6% | ||
| Q3 25 | 0.4% | 7.7% | ||
| Q2 25 | 0.2% | 6.0% | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 2.5% | 12.6% | ||
| Q3 24 | 0.5% | 9.9% | ||
| Q2 24 | 0.5% | 3.0% | ||
| Q1 24 | 0.5% | 4.8% |
| Q4 25 | 4.55× | — | ||
| Q3 25 | 0.41× | 5.00× | ||
| Q2 25 | 2.19× | -0.15× | ||
| Q1 25 | 2.32× | — | ||
| Q4 24 | 128.41× | — | ||
| Q3 24 | 18.33× | 2.19× | ||
| Q2 24 | -0.54× | 0.86× | ||
| Q1 24 | 3.82× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCI
| Insurance Operation | $218.3M | 89% |
| Reciprocal Exchange Operation | $27.0M | 11% |
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
