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Side-by-side financial comparison of Healthcare Triangle, Inc. (HCTI) and OLB GROUP, INC. (OLB). Click either name above to swap in a different company.
Healthcare Triangle, Inc. is the larger business by last-quarter revenue ($3.1M vs $1.8M, roughly 1.8× OLB GROUP, INC.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -143.4%, a 59.7% gap on every dollar of revenue. On growth, Healthcare Triangle, Inc. posted the faster year-over-year revenue change (43.4% vs -35.2%). Over the past eight quarters, Healthcare Triangle, Inc.'s revenue compounded faster (-12.6% CAGR vs -28.7%).
Healthcare Triangle, Inc. is a healthcare technology firm that delivers cloud-native data management platforms, AI-powered clinical analytics, and digital workflow solutions. It serves U.S. healthcare providers, payers, and life science organizations, supporting clinical decision-making, care coordination, and operational efficiency across the care continuum.
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
HCTI vs OLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $3.1M | $1.8M |
| Net Profit | $-4.5M | $-1.5M |
| Gross Margin | — | — |
| Operating Margin | -141.4% | -83.7% |
| Net Margin | -143.4% | -83.7% |
| Revenue YoY | 43.4% | -35.2% |
| Net Profit YoY | -234.0% | 67.5% |
| EPS (diluted) | $-151.13 | $-0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $3.1M | $1.8M | ||
| Q3 25 | $3.5M | $2.3M | ||
| Q2 25 | $3.6M | $2.3M | ||
| Q1 25 | $3.7M | $2.3M | ||
| Q4 24 | $2.2M | $2.7M | ||
| Q3 24 | $2.4M | $3.1M | ||
| Q2 24 | $3.0M | $3.5M | ||
| Q1 24 | $4.1M | $3.5M |
| Q4 25 | $-4.5M | $-1.5M | ||
| Q3 25 | $-1.9M | $-1.2M | ||
| Q2 25 | $-1.4M | $-2.1M | ||
| Q1 25 | $-1.7M | $-1.1M | ||
| Q4 24 | $-1.3M | $-4.6M | ||
| Q3 24 | $-1.2M | $-1.6M | ||
| Q2 24 | $-1.5M | $-2.6M | ||
| Q1 24 | $-1.9M | $-2.4M |
| Q4 25 | -141.4% | -83.7% | ||
| Q3 25 | -74.3% | -49.1% | ||
| Q2 25 | -38.2% | -74.8% | ||
| Q1 25 | -37.7% | -36.6% | ||
| Q4 24 | -22.5% | -166.0% | ||
| Q3 24 | -48.4% | -52.9% | ||
| Q2 24 | -46.2% | -74.3% | ||
| Q1 24 | -41.7% | -82.6% |
| Q4 25 | -143.4% | -83.7% | ||
| Q3 25 | -54.6% | -50.8% | ||
| Q2 25 | -38.4% | -93.7% | ||
| Q1 25 | -45.9% | -46.9% | ||
| Q4 24 | -61.6% | -167.1% | ||
| Q3 24 | -51.8% | -52.9% | ||
| Q2 24 | -50.6% | -75.2% | ||
| Q1 24 | -45.3% | -67.8% |
| Q4 25 | $-151.13 | $-0.48 | ||
| Q3 25 | $-0.42 | $-0.13 | ||
| Q2 25 | $-0.58 | $-0.66 | ||
| Q1 25 | $-0.17 | $-0.47 | ||
| Q4 24 | $-16783.38 | $-3.55 | ||
| Q3 24 | $-54.78 | $-0.92 | ||
| Q2 24 | $-70.72 | $-1.49 | ||
| Q1 24 | $-0.42 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $7.6M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $9.9M | $4.6M |
| Total Assets | $22.7M | $12.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $7.6M | — | ||
| Q3 25 | $1.6M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $6.8M | $29.3K | ||
| Q4 24 | $20.0K | $27.4K | ||
| Q3 24 | $28.0K | $41.3K | ||
| Q2 24 | $29.0K | $53.3K | ||
| Q1 24 | $301.0K | $3.3K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $888.0K | — |
| Q4 25 | $9.9M | $4.6M | ||
| Q3 25 | $8.7M | $5.3M | ||
| Q2 25 | $10.2M | $6.4M | ||
| Q1 25 | $8.6M | $2.3M | ||
| Q4 24 | $-5.1M | $3.2M | ||
| Q3 24 | $-1.8M | $6.7M | ||
| Q2 24 | $-646.0K | $8.3M | ||
| Q1 24 | $-511.0K | $11.0M |
| Q4 25 | $22.7M | $12.3M | ||
| Q3 25 | $13.8M | $12.2M | ||
| Q2 25 | $14.6M | $12.4M | ||
| Q1 25 | $11.8M | $12.5M | ||
| Q4 24 | $2.0M | $12.7M | ||
| Q3 24 | $4.8M | $15.9M | ||
| Q2 24 | $6.0M | $16.6M | ||
| Q1 24 | $6.9M | $18.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $-6.8M | $-1.3M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-6.8M | $-1.3M | ||
| Q3 25 | $-1.5M | $-115.5K | ||
| Q2 25 | $-2.6M | $-1.0M | ||
| Q1 25 | $-5.6M | $-155.8K | ||
| Q4 24 | $-811.0K | $-2.6M | ||
| Q3 24 | $715.0K | $-376.7K | ||
| Q2 24 | $-935.0K | $-785.5K | ||
| Q1 24 | $-50.0K | $-424.7K |
| Q4 25 | — | — | ||
| Q3 25 | $-1.5M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | -43.0% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCTI
| Software Services | $2.4M | 78% |
| Managed Services And Support | $609.0K | 19% |
| Other | $88.0K | 3% |
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |