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Side-by-side financial comparison of Healthcare Triangle, Inc. (HCTI) and OLB GROUP, INC. (OLB). Click either name above to swap in a different company.

Healthcare Triangle, Inc. is the larger business by last-quarter revenue ($3.1M vs $1.8M, roughly 1.8× OLB GROUP, INC.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -143.4%, a 59.7% gap on every dollar of revenue. On growth, Healthcare Triangle, Inc. posted the faster year-over-year revenue change (43.4% vs -35.2%). Over the past eight quarters, Healthcare Triangle, Inc.'s revenue compounded faster (-12.6% CAGR vs -28.7%).

Healthcare Triangle, Inc. is a healthcare technology firm that delivers cloud-native data management platforms, AI-powered clinical analytics, and digital workflow solutions. It serves U.S. healthcare providers, payers, and life science organizations, supporting clinical decision-making, care coordination, and operational efficiency across the care continuum.

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

HCTI vs OLB — Head-to-Head

Bigger by revenue
HCTI
HCTI
1.8× larger
HCTI
$3.1M
$1.8M
OLB
Growing faster (revenue YoY)
HCTI
HCTI
+78.5% gap
HCTI
43.4%
-35.2%
OLB
Higher net margin
OLB
OLB
59.7% more per $
OLB
-83.7%
-143.4%
HCTI
Faster 2-yr revenue CAGR
HCTI
HCTI
Annualised
HCTI
-12.6%
-28.7%
OLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HCTI
HCTI
OLB
OLB
Revenue
$3.1M
$1.8M
Net Profit
$-4.5M
$-1.5M
Gross Margin
Operating Margin
-141.4%
-83.7%
Net Margin
-143.4%
-83.7%
Revenue YoY
43.4%
-35.2%
Net Profit YoY
-234.0%
67.5%
EPS (diluted)
$-151.13
$-0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCTI
HCTI
OLB
OLB
Q4 25
$3.1M
$1.8M
Q3 25
$3.5M
$2.3M
Q2 25
$3.6M
$2.3M
Q1 25
$3.7M
$2.3M
Q4 24
$2.2M
$2.7M
Q3 24
$2.4M
$3.1M
Q2 24
$3.0M
$3.5M
Q1 24
$4.1M
$3.5M
Net Profit
HCTI
HCTI
OLB
OLB
Q4 25
$-4.5M
$-1.5M
Q3 25
$-1.9M
$-1.2M
Q2 25
$-1.4M
$-2.1M
Q1 25
$-1.7M
$-1.1M
Q4 24
$-1.3M
$-4.6M
Q3 24
$-1.2M
$-1.6M
Q2 24
$-1.5M
$-2.6M
Q1 24
$-1.9M
$-2.4M
Operating Margin
HCTI
HCTI
OLB
OLB
Q4 25
-141.4%
-83.7%
Q3 25
-74.3%
-49.1%
Q2 25
-38.2%
-74.8%
Q1 25
-37.7%
-36.6%
Q4 24
-22.5%
-166.0%
Q3 24
-48.4%
-52.9%
Q2 24
-46.2%
-74.3%
Q1 24
-41.7%
-82.6%
Net Margin
HCTI
HCTI
OLB
OLB
Q4 25
-143.4%
-83.7%
Q3 25
-54.6%
-50.8%
Q2 25
-38.4%
-93.7%
Q1 25
-45.9%
-46.9%
Q4 24
-61.6%
-167.1%
Q3 24
-51.8%
-52.9%
Q2 24
-50.6%
-75.2%
Q1 24
-45.3%
-67.8%
EPS (diluted)
HCTI
HCTI
OLB
OLB
Q4 25
$-151.13
$-0.48
Q3 25
$-0.42
$-0.13
Q2 25
$-0.58
$-0.66
Q1 25
$-0.17
$-0.47
Q4 24
$-16783.38
$-3.55
Q3 24
$-54.78
$-0.92
Q2 24
$-70.72
$-1.49
Q1 24
$-0.42
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCTI
HCTI
OLB
OLB
Cash + ST InvestmentsLiquidity on hand
$7.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$9.9M
$4.6M
Total Assets
$22.7M
$12.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCTI
HCTI
OLB
OLB
Q4 25
$7.6M
Q3 25
$1.6M
Q2 25
Q1 25
$6.8M
$29.3K
Q4 24
$20.0K
$27.4K
Q3 24
$28.0K
$41.3K
Q2 24
$29.0K
$53.3K
Q1 24
$301.0K
$3.3K
Total Debt
HCTI
HCTI
OLB
OLB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$888.0K
Stockholders' Equity
HCTI
HCTI
OLB
OLB
Q4 25
$9.9M
$4.6M
Q3 25
$8.7M
$5.3M
Q2 25
$10.2M
$6.4M
Q1 25
$8.6M
$2.3M
Q4 24
$-5.1M
$3.2M
Q3 24
$-1.8M
$6.7M
Q2 24
$-646.0K
$8.3M
Q1 24
$-511.0K
$11.0M
Total Assets
HCTI
HCTI
OLB
OLB
Q4 25
$22.7M
$12.3M
Q3 25
$13.8M
$12.2M
Q2 25
$14.6M
$12.4M
Q1 25
$11.8M
$12.5M
Q4 24
$2.0M
$12.7M
Q3 24
$4.8M
$15.9M
Q2 24
$6.0M
$16.6M
Q1 24
$6.9M
$18.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCTI
HCTI
OLB
OLB
Operating Cash FlowLast quarter
$-6.8M
$-1.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCTI
HCTI
OLB
OLB
Q4 25
$-6.8M
$-1.3M
Q3 25
$-1.5M
$-115.5K
Q2 25
$-2.6M
$-1.0M
Q1 25
$-5.6M
$-155.8K
Q4 24
$-811.0K
$-2.6M
Q3 24
$715.0K
$-376.7K
Q2 24
$-935.0K
$-785.5K
Q1 24
$-50.0K
$-424.7K
Free Cash Flow
HCTI
HCTI
OLB
OLB
Q4 25
Q3 25
$-1.5M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
HCTI
HCTI
OLB
OLB
Q4 25
Q3 25
-43.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
HCTI
HCTI
OLB
OLB
Q4 25
Q3 25
0.1%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCTI
HCTI

Software Services$2.4M78%
Managed Services And Support$609.0K19%
Other$88.0K3%

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

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