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Side-by-side financial comparison of Home Federal Bancorp, Inc. of Louisiana (HFBL) and Twin Vee PowerCats, Co. (VEEE). Click either name above to swap in a different company.

Home Federal Bancorp, Inc. of Louisiana is the larger business by last-quarter revenue ($6.0M vs $3.0M, roughly 2.0× Twin Vee PowerCats, Co.). Home Federal Bancorp, Inc. of Louisiana runs the higher net margin — 27.8% vs -85.6%, a 113.5% gap on every dollar of revenue. On growth, Twin Vee PowerCats, Co. posted the faster year-over-year revenue change (60.4% vs 18.2%). Over the past eight quarters, Home Federal Bancorp, Inc. of Louisiana's revenue compounded faster (10.7% CAGR vs -24.3%).

Home Federal Bancorp, Inc. of Louisiana is a U.S. bank holding company based in Louisiana. It operates community banking services via its subsidiary, offering retail customers and local small businesses a full suite of financial products including deposit accounts, consumer loans, mortgage loans, and commercial financing, primarily serving local markets across Louisiana.

Twin Vee PowerCats Co. is a leading manufacturer of high-performance recreational power catamaran boats. The company offers a diverse lineup of catamaran models suited for leisure cruising, fishing, water sports, and commercial marine use, serving customers primarily across North America, with a growing distribution network in global coastal markets.

HFBL vs VEEE — Head-to-Head

Bigger by revenue
HFBL
HFBL
2.0× larger
HFBL
$6.0M
$3.0M
VEEE
Growing faster (revenue YoY)
VEEE
VEEE
+42.2% gap
VEEE
60.4%
18.2%
HFBL
Higher net margin
HFBL
HFBL
113.5% more per $
HFBL
27.8%
-85.6%
VEEE
Faster 2-yr revenue CAGR
HFBL
HFBL
Annualised
HFBL
10.7%
-24.3%
VEEE

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
HFBL
HFBL
VEEE
VEEE
Revenue
$6.0M
$3.0M
Net Profit
$1.7M
$-2.6M
Gross Margin
3.7%
Operating Margin
35.1%
-87.7%
Net Margin
27.8%
-85.6%
Revenue YoY
18.2%
60.4%
Net Profit YoY
64.2%
-119.0%
EPS (diluted)
$0.54
$-1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HFBL
HFBL
VEEE
VEEE
Q4 25
$6.0M
$3.0M
Q3 25
$5.9M
$3.4M
Q2 25
$5.6M
$4.8M
Q1 25
$5.2M
$3.6M
Q4 24
$5.1M
$1.9M
Q3 24
$4.7M
$2.9M
Q2 24
$4.9M
$4.3M
Q1 24
$4.9M
$5.3M
Net Profit
HFBL
HFBL
VEEE
VEEE
Q4 25
$1.7M
$-2.6M
Q3 25
$1.6M
$-2.8M
Q2 25
$1.2M
$-1.7M
Q1 25
$748.0K
$-1.6M
Q4 24
$1.0M
$-1.2M
Q3 24
$941.0K
$-3.0M
Q2 24
$638.0K
$-4.5M
Q1 24
$732.0K
$-2.3M
Gross Margin
HFBL
HFBL
VEEE
VEEE
Q4 25
3.7%
Q3 25
-1.3%
Q2 25
13.8%
Q1 25
14.9%
Q4 24
-57.6%
Q3 24
-5.0%
Q2 24
4.7%
Q1 24
5.3%
Operating Margin
HFBL
HFBL
VEEE
VEEE
Q4 25
35.1%
-87.7%
Q3 25
34.1%
-81.0%
Q2 25
27.5%
-35.2%
Q1 25
18.3%
-46.5%
Q4 24
23.7%
-224.9%
Q3 24
19.9%
-107.3%
Q2 24
16.9%
-107.7%
Q1 24
18.5%
-48.2%
Net Margin
HFBL
HFBL
VEEE
VEEE
Q4 25
27.8%
-85.6%
Q3 25
27.1%
-80.4%
Q2 25
20.9%
-34.8%
Q1 25
14.4%
-44.6%
Q4 24
20.0%
-62.7%
Q3 24
19.9%
-103.7%
Q2 24
13.1%
-104.4%
Q1 24
14.9%
-44.3%
EPS (diluted)
HFBL
HFBL
VEEE
VEEE
Q4 25
$0.54
$-1.19
Q3 25
$0.52
$-1.23
Q2 25
$0.38
$-0.87
Q1 25
$0.24
$-1.08
Q4 24
$0.33
$-3.51
Q3 24
$0.31
$-2.64
Q2 24
$0.21
$-3.09
Q1 24
$0.24
$-1.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HFBL
HFBL
VEEE
VEEE
Cash + ST InvestmentsLiquidity on hand
$1.4M
Total DebtLower is stronger
$499.9K
Stockholders' EquityBook value
$57.7M
$13.5M
Total Assets
$621.4M
$16.2M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HFBL
HFBL
VEEE
VEEE
Q4 25
$1.4M
Q3 25
$2.7M
Q2 25
$6.0M
Q1 25
$4.9M
Q4 24
$7.5M
Q3 24
$11.1M
Q2 24
$14.9M
Q1 24
$17.1M
Total Debt
HFBL
HFBL
VEEE
VEEE
Q4 25
$499.9K
Q3 25
$499.9K
Q2 25
$499.9K
Q1 25
$499.9K
Q4 24
$499.9K
Q3 24
$499.9K
Q2 24
$499.9K
Q1 24
$499.9K
Stockholders' Equity
HFBL
HFBL
VEEE
VEEE
Q4 25
$57.7M
$13.5M
Q3 25
$56.6M
$15.9M
Q2 25
$55.2M
$18.6M
Q1 25
$54.7M
$17.7M
Q4 24
$53.9M
$19.2M
Q3 24
$54.3M
$17.4M
Q2 24
$52.8M
$19.6M
Q1 24
$52.5M
$22.3M
Total Assets
HFBL
HFBL
VEEE
VEEE
Q4 25
$621.4M
$16.2M
Q3 25
$622.6M
$18.9M
Q2 25
$609.5M
$22.4M
Q1 25
$619.6M
$23.6M
Q4 24
$607.8M
$25.9M
Q3 24
$628.4M
$30.1M
Q2 24
$637.5M
$33.8M
Q1 24
$643.0M
$36.5M
Debt / Equity
HFBL
HFBL
VEEE
VEEE
Q4 25
0.04×
Q3 25
0.03×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HFBL
HFBL
VEEE
VEEE
Operating Cash FlowLast quarter
$2.9M
$-1.7M
Free Cash FlowOCF − Capex
$-1.9M
FCF MarginFCF / Revenue
-62.5%
Capex IntensityCapex / Revenue
4.6%
Cash ConversionOCF / Net Profit
1.70×
TTM Free Cash FlowTrailing 4 quarters
$-9.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HFBL
HFBL
VEEE
VEEE
Q4 25
$2.9M
$-1.7M
Q3 25
$2.8M
$-2.6M
Q2 25
$5.5M
$-745.6K
Q1 25
$991.0K
$-1.7M
Q4 24
$2.6M
$-2.3M
Q3 24
$871.0K
$-2.4M
Q2 24
$2.3M
$-482.1K
Q1 24
$650.0K
$-1.7M
Free Cash Flow
HFBL
HFBL
VEEE
VEEE
Q4 25
$-1.9M
Q3 25
$-3.1M
Q2 25
$-1.5M
Q1 25
$-2.6M
Q4 24
$-3.6M
Q3 24
$843.0K
$-3.7M
Q2 24
$2.3M
$-2.2M
Q1 24
$-3.7M
FCF Margin
HFBL
HFBL
VEEE
VEEE
Q4 25
-62.5%
Q3 25
-91.2%
Q2 25
-30.6%
Q1 25
-71.0%
Q4 24
-192.8%
Q3 24
17.8%
-128.8%
Q2 24
46.8%
-51.0%
Q1 24
-70.9%
Capex Intensity
HFBL
HFBL
VEEE
VEEE
Q4 25
4.6%
Q3 25
14.0%
Q2 25
14.9%
Q1 25
22.9%
Q4 24
68.8%
Q3 24
0.6%
45.8%
Q2 24
0.8%
39.9%
Q1 24
37.7%
Cash Conversion
HFBL
HFBL
VEEE
VEEE
Q4 25
1.70×
Q3 25
1.74×
Q2 25
4.64×
Q1 25
1.32×
Q4 24
2.54×
Q3 24
0.93×
Q2 24
3.63×
Q1 24
0.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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