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Side-by-side financial comparison of HOVNANIAN ENTERPRISES INC (HOV) and SERVICE CORP INTERNATIONAL (SCI). Click either name above to swap in a different company.

SERVICE CORP INTERNATIONAL is the larger business by last-quarter revenue ($1.1B vs $817.9M, roughly 1.4× HOVNANIAN ENTERPRISES INC). SERVICE CORP INTERNATIONAL runs the higher net margin — 14.3% vs -0.1%, a 14.4% gap on every dollar of revenue. On growth, SERVICE CORP INTERNATIONAL posted the faster year-over-year revenue change (1.7% vs -16.5%). HOVNANIAN ENTERPRISES INC produced more free cash flow last quarter ($164.0M vs $87.2M). Over the past eight quarters, HOVNANIAN ENTERPRISES INC's revenue compounded faster (17.3% CAGR vs 3.1%).

Hovnanian Enterprises, Inc. is an American real estate company which is involved in every aspect of marketing homes, including design, construction and sales. The company works with individual detached housing as well as higher-occupancy dwellings, including townhouses, condominiums and retirement homes.

International Distribution Services Limited is a British company providing postal and courier services. IDS was created in 2013 by the UK government as a new holding company of Royal Mail, and a majority of its shares were then sold on the London Stock Exchange, with the government initially retaining a 30 per cent at the time. As of April 2025, IDS is owned and operated by Czech-based EP Group, owned by Daniel Křetínský.

HOV vs SCI — Head-to-Head

Bigger by revenue
SCI
SCI
1.4× larger
SCI
$1.1B
$817.9M
HOV
Growing faster (revenue YoY)
SCI
SCI
+18.2% gap
SCI
1.7%
-16.5%
HOV
Higher net margin
SCI
SCI
14.4% more per $
SCI
14.3%
-0.1%
HOV
More free cash flow
HOV
HOV
$76.8M more FCF
HOV
$164.0M
$87.2M
SCI
Faster 2-yr revenue CAGR
HOV
HOV
Annualised
HOV
17.3%
3.1%
SCI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HOV
HOV
SCI
SCI
Revenue
$817.9M
$1.1B
Net Profit
$-667.0K
$159.4M
Gross Margin
28.0%
Operating Margin
-0.5%
24.8%
Net Margin
-0.1%
14.3%
Revenue YoY
-16.5%
1.7%
Net Profit YoY
-100.7%
5.3%
EPS (diluted)
$-0.57
$1.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HOV
HOV
SCI
SCI
Q4 25
$817.9M
$1.1B
Q3 25
$800.6M
$1.1B
Q2 25
$686.5M
$1.1B
Q1 25
$673.6M
$1.1B
Q4 24
$979.6M
$1.1B
Q3 24
$722.7M
$1.0B
Q2 24
$708.4M
$1.0B
Q1 24
$594.2M
$1.0B
Net Profit
HOV
HOV
SCI
SCI
Q4 25
$-667.0K
$159.4M
Q3 25
$16.6M
$117.5M
Q2 25
$19.7M
$122.9M
Q1 25
$28.2M
$142.9M
Q4 24
$94.3M
$151.4M
Q3 24
$72.9M
$117.8M
Q2 24
$50.8M
$118.2M
Q1 24
$23.9M
$131.3M
Gross Margin
HOV
HOV
SCI
SCI
Q4 25
28.0%
Q3 25
25.1%
Q2 25
25.5%
Q1 25
27.1%
Q4 24
28.0%
Q3 24
24.9%
Q2 24
24.9%
Q1 24
26.2%
Operating Margin
HOV
HOV
SCI
SCI
Q4 25
-0.5%
24.8%
Q3 25
3.0%
21.4%
Q2 25
3.9%
21.1%
Q1 25
5.9%
23.4%
Q4 24
12.0%
24.0%
Q3 24
13.5%
20.9%
Q2 24
9.8%
21.4%
Q1 24
5.5%
22.2%
Net Margin
HOV
HOV
SCI
SCI
Q4 25
-0.1%
14.3%
Q3 25
2.1%
11.1%
Q2 25
2.9%
11.5%
Q1 25
4.2%
13.3%
Q4 24
9.6%
13.8%
Q3 24
10.1%
11.6%
Q2 24
7.2%
11.4%
Q1 24
4.0%
12.6%
EPS (diluted)
HOV
HOV
SCI
SCI
Q4 25
$-0.57
$1.13
Q3 25
$1.99
$0.83
Q2 25
$2.43
$0.86
Q1 25
$3.58
$0.98
Q4 24
$12.47
$1.02
Q3 24
$9.75
$0.81
Q2 24
$6.66
$0.81
Q1 24
$2.91
$0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HOV
HOV
SCI
SCI
Cash + ST InvestmentsLiquidity on hand
$243.6M
Total DebtLower is stronger
$900.7M
$5.1B
Stockholders' EquityBook value
$830.9M
$1.6B
Total Assets
$2.6B
$18.7B
Debt / EquityLower = less leverage
1.08×
3.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HOV
HOV
SCI
SCI
Q4 25
$243.6M
Q3 25
$241.3M
Q2 25
$255.4M
Q1 25
$227.2M
Q4 24
$218.8M
Q3 24
$185.4M
Q2 24
$184.4M
Q1 24
$205.6M
Total Debt
HOV
HOV
SCI
SCI
Q4 25
$900.7M
$5.1B
Q3 25
$861.9M
$5.0B
Q2 25
$864.3M
$5.0B
Q1 25
$893.7M
$4.7B
Q4 24
$896.2M
$4.8B
Q3 24
$898.7M
$4.7B
Q2 24
$933.0M
$4.7B
Q1 24
$934.6M
$4.6B
Stockholders' Equity
HOV
HOV
SCI
SCI
Q4 25
$830.9M
$1.6B
Q3 25
$835.4M
$1.6B
Q2 25
$820.4M
$1.6B
Q1 25
$811.4M
$1.7B
Q4 24
$800.3M
$1.7B
Q3 24
$703.4M
$1.6B
Q2 24
$647.0M
$1.5B
Q1 24
$607.1M
$1.6B
Total Assets
HOV
HOV
SCI
SCI
Q4 25
$2.6B
$18.7B
Q3 25
$2.6B
$18.4B
Q2 25
$2.6B
$18.0B
Q1 25
$2.5B
$17.3B
Q4 24
$2.6B
$17.4B
Q3 24
$2.5B
$17.4B
Q2 24
$2.3B
$16.8B
Q1 24
$2.3B
$16.7B
Debt / Equity
HOV
HOV
SCI
SCI
Q4 25
1.08×
3.10×
Q3 25
1.03×
3.17×
Q2 25
1.05×
3.19×
Q1 25
1.10×
2.87×
Q4 24
1.12×
2.83×
Q3 24
1.28×
2.92×
Q2 24
1.44×
3.05×
Q1 24
1.54×
2.90×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HOV
HOV
SCI
SCI
Operating Cash FlowLast quarter
$169.1M
$212.9M
Free Cash FlowOCF − Capex
$164.0M
$87.2M
FCF MarginFCF / Revenue
20.0%
7.8%
Capex IntensityCapex / Revenue
0.6%
11.3%
Cash ConversionOCF / Net Profit
1.34×
TTM Free Cash FlowTrailing 4 quarters
$166.2M
$554.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HOV
HOV
SCI
SCI
Q4 25
$169.1M
$212.9M
Q3 25
$52.8M
$252.3M
Q2 25
$22.3M
$166.4M
Q1 25
$-55.9M
$311.1M
Q4 24
$115.8M
$264.1M
Q3 24
$-92.3M
$263.8M
Q2 24
$89.1M
$196.9M
Q1 24
$-89.0M
$220.1M
Free Cash Flow
HOV
HOV
SCI
SCI
Q4 25
$164.0M
$87.2M
Q3 25
$45.8M
$150.7M
Q2 25
$16.0M
$83.4M
Q1 25
$-59.6M
$233.0M
Q4 24
$111.4M
$151.8M
Q3 24
$-95.8M
$162.8M
Q2 24
$84.7M
$100.8M
Q1 24
$-94.4M
$140.3M
FCF Margin
HOV
HOV
SCI
SCI
Q4 25
20.0%
7.8%
Q3 25
5.7%
14.2%
Q2 25
2.3%
7.8%
Q1 25
-8.8%
21.7%
Q4 24
11.4%
13.9%
Q3 24
-13.3%
16.1%
Q2 24
12.0%
9.7%
Q1 24
-15.9%
13.4%
Capex Intensity
HOV
HOV
SCI
SCI
Q4 25
0.6%
11.3%
Q3 25
0.9%
9.6%
Q2 25
0.9%
7.8%
Q1 25
0.5%
7.3%
Q4 24
0.5%
10.3%
Q3 24
0.5%
10.0%
Q2 24
0.6%
9.3%
Q1 24
0.9%
7.6%
Cash Conversion
HOV
HOV
SCI
SCI
Q4 25
1.34×
Q3 25
3.18×
2.15×
Q2 25
1.13×
1.35×
Q1 25
-1.98×
2.18×
Q4 24
1.23×
1.75×
Q3 24
-1.27×
2.24×
Q2 24
1.75×
1.67×
Q1 24
-3.72×
1.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HOV
HOV

Home Building$789.8M97%
Financial Services$28.1M3%
Management Fees$7.1M1%

SCI
SCI

Cemetery$510.9M46%
Funeral Matured Preneed Revenue$196.5M18%
Cemetery Recognized Preneed Merchandise And Service Revenue$107.4M10%
Cemetery Atneed Revenue$104.9M9%
CA$56.4M5%
Funeral Other Revenue$54.6M5%
Cemetery Other Revenue$40.2M4%
Nonfuneral Home Revenue$28.1M3%
Non Funeral Home Preneed Sales Revenue$22.0M2%

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