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Side-by-side financial comparison of Host Hotels & Resorts (HST) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

Host Hotels & Resorts is the larger business by last-quarter revenue ($1.6B vs $891.0M, roughly 1.8× ZIONS BANCORPORATION, NATIONAL ASSOCIATION). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 8.4%, a 21.1% gap on every dollar of revenue. On growth, Host Hotels & Resorts posted the faster year-over-year revenue change (12.3% vs 8.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $445.0M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs 4.4%).

Host Hotels & Resorts, Inc., based in Bethesda, Maryland, is an American real estate investment trust that invests in hotels. As of December 31, 2024, the company owned 81 upscale hotels containing about 43,400 rooms in the United States, Brazil, and Canada.

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

HST vs ZION — Head-to-Head

Bigger by revenue
HST
HST
1.8× larger
HST
$1.6B
$891.0M
ZION
Growing faster (revenue YoY)
HST
HST
+3.6% gap
HST
12.3%
8.7%
ZION
Higher net margin
ZION
ZION
21.1% more per $
ZION
29.5%
8.4%
HST
More free cash flow
ZION
ZION
$507.0M more FCF
ZION
$952.0M
$445.0M
HST
Faster 2-yr revenue CAGR
ZION
ZION
Annualised
ZION
9.6%
4.4%
HST

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HST
HST
ZION
ZION
Revenue
$1.6B
$891.0M
Net Profit
$135.0M
$263.0M
Gross Margin
Operating Margin
12.0%
Net Margin
8.4%
29.5%
Revenue YoY
12.3%
8.7%
Net Profit YoY
25.0%
21.8%
EPS (diluted)
$0.20
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HST
HST
ZION
ZION
Q4 25
$1.6B
$891.0M
Q3 25
$1.3B
$861.0M
Q2 25
$1.6B
$838.0M
Q1 25
$1.6B
$795.0M
Q4 24
$1.4B
$820.0M
Q3 24
$1.3B
$792.0M
Q2 24
$1.5B
$777.0M
Q1 24
$1.5B
$742.0M
Net Profit
HST
HST
ZION
ZION
Q4 25
$135.0M
$263.0M
Q3 25
$161.0M
$222.0M
Q2 25
$221.0M
$244.0M
Q1 25
$248.0M
$170.0M
Q4 24
$108.0M
$216.0M
Q3 24
$82.0M
$214.0M
Q2 24
$239.0M
$201.0M
Q1 24
$268.0M
$153.0M
Operating Margin
HST
HST
ZION
ZION
Q4 25
12.0%
Q3 25
7.6%
Q2 25
17.5%
Q1 25
17.9%
Q4 24
11.0%
Q3 24
10.2%
Q2 24
19.9%
Q1 24
19.8%
Net Margin
HST
HST
ZION
ZION
Q4 25
8.4%
29.5%
Q3 25
12.1%
25.8%
Q2 25
13.9%
29.1%
Q1 25
15.6%
21.4%
Q4 24
7.6%
26.3%
Q3 24
6.2%
27.0%
Q2 24
16.3%
25.9%
Q1 24
18.2%
20.6%
EPS (diluted)
HST
HST
ZION
ZION
Q4 25
$0.20
$1.77
Q3 25
$0.23
$1.48
Q2 25
$0.32
$1.63
Q1 25
$0.35
$1.13
Q4 24
$0.15
$1.34
Q3 24
$0.12
$1.37
Q2 24
$0.34
$1.28
Q1 24
$0.38
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HST
HST
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
$768.0M
Total DebtLower is stronger
$1.3B
$1.5B
Stockholders' EquityBook value
$6.6B
$7.2B
Total Assets
$13.0B
$89.0B
Debt / EquityLower = less leverage
0.19×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HST
HST
ZION
ZION
Q4 25
$768.0M
Q3 25
$539.0M
Q2 25
$490.0M
Q1 25
$428.0M
Q4 24
$554.0M
Q3 24
$564.0M
Q2 24
$805.0M
Q1 24
$1.3B
Total Debt
HST
HST
ZION
ZION
Q4 25
$1.3B
$1.5B
Q3 25
$1.5B
Q2 25
$970.0M
Q1 25
$964.0M
Q4 24
$896.0M
$950.0M
Q3 24
$548.0M
Q2 24
$546.0M
Q1 24
$544.0M
Stockholders' Equity
HST
HST
ZION
ZION
Q4 25
$6.6B
$7.2B
Q3 25
$6.7B
$6.9B
Q2 25
$6.6B
$6.6B
Q1 25
$6.7B
$6.3B
Q4 24
$6.6B
$6.1B
Q3 24
$6.7B
$6.4B
Q2 24
$6.8B
$6.0B
Q1 24
$6.7B
$5.8B
Total Assets
HST
HST
ZION
ZION
Q4 25
$13.0B
$89.0B
Q3 25
$13.0B
$88.5B
Q2 25
$13.0B
$88.9B
Q1 25
$12.9B
$88.0B
Q4 24
$13.0B
$88.8B
Q3 24
$13.1B
$87.0B
Q2 24
$12.4B
$87.6B
Q1 24
$12.5B
$87.1B
Debt / Equity
HST
HST
ZION
ZION
Q4 25
0.19×
0.21×
Q3 25
0.21×
Q2 25
0.15×
Q1 25
0.15×
Q4 24
0.14×
0.16×
Q3 24
0.09×
Q2 24
0.09×
Q1 24
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HST
HST
ZION
ZION
Operating Cash FlowLast quarter
$543.0M
$1.1B
Free Cash FlowOCF − Capex
$445.0M
$952.0M
FCF MarginFCF / Revenue
27.8%
106.8%
Capex IntensityCapex / Revenue
6.1%
13.6%
Cash ConversionOCF / Net Profit
4.02×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$1.2B
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HST
HST
ZION
ZION
Q4 25
$543.0M
$1.1B
Q3 25
$218.0M
$438.0M
Q2 25
$444.0M
$-62.0M
Q1 25
$305.0M
$179.0M
Q4 24
$331.0M
$1.1B
Q3 24
$349.0M
$119.0M
Q2 24
$453.0M
$251.0M
Q1 24
$365.0M
$261.0M
Free Cash Flow
HST
HST
ZION
ZION
Q4 25
$445.0M
$952.0M
Q3 25
$143.0M
$413.0M
Q2 25
$381.0M
$-93.0M
Q1 25
$259.0M
$152.0M
Q4 24
$235.0M
$1.1B
Q3 24
$262.0M
$97.0M
Q2 24
$409.0M
$234.0M
Q1 24
$332.0M
$231.0M
FCF Margin
HST
HST
ZION
ZION
Q4 25
27.8%
106.8%
Q3 25
10.7%
48.0%
Q2 25
24.0%
-11.1%
Q1 25
16.2%
19.1%
Q4 24
16.5%
128.2%
Q3 24
19.9%
12.2%
Q2 24
27.9%
30.1%
Q1 24
22.6%
31.1%
Capex Intensity
HST
HST
ZION
ZION
Q4 25
6.1%
13.6%
Q3 25
5.6%
2.9%
Q2 25
4.0%
3.7%
Q1 25
2.9%
3.4%
Q4 24
6.7%
11.8%
Q3 24
6.6%
2.8%
Q2 24
3.0%
2.2%
Q1 24
2.2%
4.0%
Cash Conversion
HST
HST
ZION
ZION
Q4 25
4.02×
4.08×
Q3 25
1.35×
1.97×
Q2 25
2.01×
-0.25×
Q1 25
1.23×
1.05×
Q4 24
3.06×
5.31×
Q3 24
4.26×
0.56×
Q2 24
1.90×
1.25×
Q1 24
1.36×
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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