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Side-by-side financial comparison of HEALTHSTREAM INC (HSTM) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.
HEALTHSTREAM INC is the larger business by last-quarter revenue ($79.7M vs $56.4M, roughly 1.4× KINGSTONE COMPANIES, INC.). On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 7.4%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $13.0M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs 4.7%).
HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
HSTM vs KINS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $79.7M | $56.4M |
| Net Profit | — | $14.8M |
| Gross Margin | — | — |
| Operating Margin | 3.0% | 32.7% |
| Net Margin | — | 26.2% |
| Revenue YoY | 7.4% | 34.0% |
| Net Profit YoY | — | 171.4% |
| EPS (diluted) | $0.09 | $1.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $79.7M | $56.4M | ||
| Q3 25 | $76.5M | $55.7M | ||
| Q2 25 | $74.4M | $52.3M | ||
| Q1 25 | $73.5M | $50.5M | ||
| Q4 24 | $74.2M | $42.1M | ||
| Q3 24 | $73.1M | $40.8M | ||
| Q2 24 | $71.6M | $36.5M | ||
| Q1 24 | $72.8M | $35.8M |
| Q4 25 | — | $14.8M | ||
| Q3 25 | $6.1M | $10.9M | ||
| Q2 25 | $5.4M | $11.3M | ||
| Q1 25 | $4.3M | $3.9M | ||
| Q4 24 | — | $5.4M | ||
| Q3 24 | $5.7M | $7.0M | ||
| Q2 24 | $4.2M | $4.5M | ||
| Q1 24 | $5.2M | $1.4M |
| Q4 25 | 3.0% | 32.7% | ||
| Q3 25 | 9.9% | 24.6% | ||
| Q2 25 | 7.9% | 27.1% | ||
| Q1 25 | 6.0% | 9.3% | ||
| Q4 24 | 6.3% | 15.9% | ||
| Q3 24 | 8.9% | 22.3% | ||
| Q2 24 | 6.2% | 15.7% | ||
| Q1 24 | 7.8% | 5.0% |
| Q4 25 | — | 26.2% | ||
| Q3 25 | 8.0% | 19.5% | ||
| Q2 25 | 7.2% | 21.5% | ||
| Q1 25 | 5.9% | 7.7% | ||
| Q4 24 | — | 12.9% | ||
| Q3 24 | 7.8% | 17.1% | ||
| Q2 24 | 5.8% | 12.4% | ||
| Q1 24 | 7.2% | 4.0% |
| Q4 25 | $0.09 | $1.09 | ||
| Q3 25 | $0.20 | $0.74 | ||
| Q2 25 | $0.18 | $0.78 | ||
| Q1 25 | $0.14 | $0.27 | ||
| Q4 24 | $0.16 | $0.44 | ||
| Q3 24 | $0.19 | $0.55 | ||
| Q2 24 | $0.14 | $0.37 | ||
| Q1 24 | $0.17 | $0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.2M | — |
| Total DebtLower is stronger | — | $4.4M |
| Stockholders' EquityBook value | $354.0M | $122.7M |
| Total Assets | $520.4M | $453.4M |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.2M | — | ||
| Q3 25 | $53.5M | — | ||
| Q2 25 | $52.1M | — | ||
| Q1 25 | $77.3M | — | ||
| Q4 24 | $59.5M | — | ||
| Q3 24 | $57.5M | — | ||
| Q2 24 | $46.1M | — | ||
| Q1 24 | $52.4M | — |
| Q4 25 | — | $4.4M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $5.1M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | — | $17.3M | ||
| Q2 24 | — | $25.3M | ||
| Q1 24 | — | $25.3M |
| Q4 25 | $354.0M | $122.7M | ||
| Q3 25 | $349.2M | $107.7M | ||
| Q2 25 | $350.6M | $94.9M | ||
| Q1 25 | $362.8M | $82.2M | ||
| Q4 24 | $359.4M | $66.7M | ||
| Q3 24 | $355.5M | $59.7M | ||
| Q2 24 | $349.2M | $40.8M | ||
| Q1 24 | $344.9M | $35.7M |
| Q4 25 | $520.4M | $453.4M | ||
| Q3 25 | $499.9M | $428.6M | ||
| Q2 25 | $500.1M | $393.4M | ||
| Q1 25 | $524.0M | $385.4M | ||
| Q4 24 | $510.8M | $374.9M | ||
| Q3 24 | $502.8M | $347.0M | ||
| Q2 24 | $499.6M | $319.8M | ||
| Q1 24 | $511.6M | $318.3M |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | — | 0.29× | ||
| Q2 24 | — | 0.62× | ||
| Q1 24 | — | 0.71× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $13.2M | $75.9M |
| Free Cash FlowOCF − Capex | $13.0M | $73.1M |
| FCF MarginFCF / Revenue | 16.3% | 129.5% |
| Capex IntensityCapex / Revenue | 0.3% | 5.0% |
| Cash ConversionOCF / Net Profit | — | 5.14× |
| TTM Free Cash FlowTrailing 4 quarters | $59.6M | $124.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $13.2M | $75.9M | ||
| Q3 25 | $18.0M | $25.9M | ||
| Q2 25 | $5.0M | $9.3M | ||
| Q1 25 | $27.1M | $17.9M | ||
| Q4 24 | $11.2M | $57.9M | ||
| Q3 24 | $19.1M | $21.7M | ||
| Q2 24 | $6.5M | $7.1M | ||
| Q1 24 | $20.9M | $6.1M |
| Q4 25 | $13.0M | $73.1M | ||
| Q3 25 | $17.9M | $25.3M | ||
| Q2 25 | $2.7M | $8.7M | ||
| Q1 25 | $26.0M | $17.0M | ||
| Q4 24 | $11.0M | $55.6M | ||
| Q3 24 | $18.8M | $21.0M | ||
| Q2 24 | $6.3M | $6.6M | ||
| Q1 24 | $20.2M | $5.6M |
| Q4 25 | 16.3% | 129.5% | ||
| Q3 25 | 23.4% | 45.4% | ||
| Q2 25 | 3.6% | 16.6% | ||
| Q1 25 | 35.4% | 33.7% | ||
| Q4 24 | 14.8% | 132.1% | ||
| Q3 24 | 25.8% | 51.6% | ||
| Q2 24 | 8.8% | 18.1% | ||
| Q1 24 | 27.8% | 15.5% |
| Q4 25 | 0.3% | 5.0% | ||
| Q3 25 | 0.1% | 1.2% | ||
| Q2 25 | 3.1% | 1.1% | ||
| Q1 25 | 1.4% | 1.7% | ||
| Q4 24 | 0.3% | 5.6% | ||
| Q3 24 | 0.4% | 1.7% | ||
| Q2 24 | 0.2% | 1.4% | ||
| Q1 24 | 1.0% | 1.5% |
| Q4 25 | — | 5.14× | ||
| Q3 25 | 2.96× | 2.38× | ||
| Q2 25 | 0.93× | 0.82× | ||
| Q1 25 | 6.25× | 4.60× | ||
| Q4 24 | — | 10.65× | ||
| Q3 24 | 3.34× | 3.12× | ||
| Q2 24 | 1.55× | 1.58× | ||
| Q1 24 | 4.01× | 4.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HSTM
| Subscription Services | $77.0M | 97% |
| Professional Services | $2.7M | 3% |
KINS
Segment breakdown not available.
