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Side-by-side financial comparison of HomeTrust Bancshares, Inc. (HTB) and Schrodinger, Inc. (SDGR). Click either name above to swap in a different company.

Schrodinger, Inc. is the larger business by last-quarter revenue ($87.2M vs $53.6M, roughly 1.6× HomeTrust Bancshares, Inc.). On growth, HomeTrust Bancshares, Inc. posted the faster year-over-year revenue change (3.7% vs -1.2%). HomeTrust Bancshares, Inc. produced more free cash flow last quarter ($45.3M vs $-16.1M). Over the past eight quarters, Schrodinger, Inc.'s revenue compounded faster (54.4% CAGR vs 3.5%).

HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.

Schrodinger, Inc. is a leading provider of advanced computational chemistry and physics software platforms, along with related consulting services, focused on accelerating drug discovery and novel materials development. Its solutions are adopted by biopharmaceutical companies, chemical manufacturers, academic research institutions and government entities across North America, Europe and Asia Pacific to cut R&D costs and shorten innovation cycles.

HTB vs SDGR — Head-to-Head

Bigger by revenue
SDGR
SDGR
1.6× larger
SDGR
$87.2M
$53.6M
HTB
Growing faster (revenue YoY)
HTB
HTB
+4.9% gap
HTB
3.7%
-1.2%
SDGR
More free cash flow
HTB
HTB
$61.5M more FCF
HTB
$45.3M
$-16.1M
SDGR
Faster 2-yr revenue CAGR
SDGR
SDGR
Annualised
SDGR
54.4%
3.5%
HTB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HTB
HTB
SDGR
SDGR
Revenue
$53.6M
$87.2M
Net Profit
$32.5M
Gross Margin
65.7%
Operating Margin
37.0%
-19.7%
Net Margin
37.3%
Revenue YoY
3.7%
-1.2%
Net Profit YoY
180.8%
EPS (diluted)
$0.93
$0.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTB
HTB
SDGR
SDGR
Q4 25
$53.6M
$87.2M
Q3 25
$54.1M
$54.3M
Q2 25
$54.4M
$54.8M
Q1 25
$50.9M
$59.6M
Q4 24
$51.7M
$88.3M
Q3 24
$50.6M
$35.3M
Q2 24
$50.6M
$47.3M
Q1 24
$50.0M
$36.6M
Net Profit
HTB
HTB
SDGR
SDGR
Q4 25
$32.5M
Q3 25
$16.5M
$-32.8M
Q2 25
$17.2M
$-43.2M
Q1 25
$14.5M
$-59.8M
Q4 24
$-40.2M
Q3 24
$13.1M
$-38.1M
Q2 24
$12.4M
$-54.0M
Q1 24
$15.1M
$-54.7M
Gross Margin
HTB
HTB
SDGR
SDGR
Q4 25
65.7%
Q3 25
51.6%
Q2 25
47.8%
Q1 25
52.3%
Q4 24
72.6%
Q3 24
50.2%
Q2 24
66.2%
Q1 24
51.6%
Operating Margin
HTB
HTB
SDGR
SDGR
Q4 25
37.0%
-19.7%
Q3 25
38.5%
-84.6%
Q2 25
40.1%
-96.6%
Q1 25
36.2%
-85.5%
Q4 24
35.4%
-23.5%
Q3 24
33.2%
-193.9%
Q2 24
31.3%
-111.4%
Q1 24
38.0%
-184.3%
Net Margin
HTB
HTB
SDGR
SDGR
Q4 25
37.3%
Q3 25
30.5%
-60.4%
Q2 25
31.6%
-78.8%
Q1 25
28.5%
-100.4%
Q4 24
-45.5%
Q3 24
25.9%
-108.1%
Q2 24
24.6%
-114.2%
Q1 24
30.1%
-149.5%
EPS (diluted)
HTB
HTB
SDGR
SDGR
Q4 25
$0.93
$0.45
Q3 25
$0.95
$-0.45
Q2 25
$1.00
$-0.59
Q1 25
$0.84
$-0.82
Q4 24
$0.83
$-0.55
Q3 24
$0.76
$-0.52
Q2 24
$0.73
$-0.74
Q1 24
$0.88
$-0.76

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTB
HTB
SDGR
SDGR
Cash + ST InvestmentsLiquidity on hand
$324.7M
$395.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$600.7M
$364.1M
Total Assets
$4.5B
$726.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTB
HTB
SDGR
SDGR
Q4 25
$324.7M
$395.5M
Q3 25
$315.8M
$391.2M
Q2 25
$297.2M
$450.2M
Q1 25
$299.8M
$500.3M
Q4 24
$279.2M
$352.1M
Q3 24
$293.5M
$388.7M
Q2 24
$294.2M
$377.3M
Q1 24
$380.5M
$431.1M
Stockholders' Equity
HTB
HTB
SDGR
SDGR
Q4 25
$600.7M
$364.1M
Q3 25
$595.8M
$321.4M
Q2 25
$579.3M
$342.9M
Q1 25
$565.4M
$373.5M
Q4 24
$551.8M
$421.4M
Q3 24
$540.0M
$449.4M
Q2 24
$523.6M
$474.0M
Q1 24
$513.2M
$513.7M
Total Assets
HTB
HTB
SDGR
SDGR
Q4 25
$4.5B
$726.2M
Q3 25
$4.6B
$653.7M
Q2 25
$4.6B
$688.2M
Q1 25
$4.6B
$743.0M
Q4 24
$4.6B
$823.2M
Q3 24
$4.6B
$669.3M
Q2 24
$4.7B
$688.4M
Q1 24
$4.7B
$737.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTB
HTB
SDGR
SDGR
Operating Cash FlowLast quarter
$49.5M
$-16.1M
Free Cash FlowOCF − Capex
$45.3M
$-16.1M
FCF MarginFCF / Revenue
84.5%
-18.5%
Capex IntensityCapex / Revenue
7.8%
0.0%
Cash ConversionOCF / Net Profit
-0.50×
TTM Free Cash FlowTrailing 4 quarters
$93.8M
$12.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTB
HTB
SDGR
SDGR
Q4 25
$49.5M
$-16.1M
Q3 25
$-11.3M
$-61.9M
Q2 25
$-8.8M
$-52.2M
Q1 25
$71.7M
$144.1M
Q4 24
$45.4M
$-31.1M
Q3 24
$43.8M
$-33.3M
Q2 24
$5.9M
$-53.7M
Q1 24
$-9.0M
$-39.3M
Free Cash Flow
HTB
HTB
SDGR
SDGR
Q4 25
$45.3M
$-16.1M
Q3 25
$-12.0M
$-62.4M
Q2 25
$-10.2M
$-52.5M
Q1 25
$70.7M
$143.5M
Q4 24
$42.4M
$-32.0M
Q3 24
$43.1M
$-34.6M
Q2 24
$5.7M
$-54.7M
Q1 24
$-9.6M
$-43.4M
FCF Margin
HTB
HTB
SDGR
SDGR
Q4 25
84.5%
-18.5%
Q3 25
-22.2%
-114.8%
Q2 25
-18.7%
-95.9%
Q1 25
138.7%
240.9%
Q4 24
82.0%
-36.2%
Q3 24
85.1%
-98.0%
Q2 24
11.2%
-115.6%
Q1 24
-19.2%
-118.5%
Capex Intensity
HTB
HTB
SDGR
SDGR
Q4 25
7.8%
0.0%
Q3 25
1.4%
0.9%
Q2 25
2.5%
0.6%
Q1 25
2.0%
1.0%
Q4 24
5.9%
1.0%
Q3 24
1.3%
3.8%
Q2 24
0.5%
2.1%
Q1 24
1.1%
11.2%
Cash Conversion
HTB
HTB
SDGR
SDGR
Q4 25
-0.50×
Q3 25
-0.68×
Q2 25
-0.51×
Q1 25
4.93×
Q4 24
Q3 24
3.34×
Q2 24
0.48×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTB
HTB

Segment breakdown not available.

SDGR
SDGR

On Premise Software$44.4M51%
Drug Discovery Services$17.6M20%
Hosted Software$11.5M13%
Maintenance$6.9M8%
Professional Services$3.8M4%
July2024Agreement With Bill Melinda Gates Foundation$2.7M3%

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