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Side-by-side financial comparison of HomeTrust Bancshares, Inc. (HTB) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.
HomeTrust Bancshares, Inc. is the larger business by last-quarter revenue ($53.6M vs $41.8M, roughly 1.3× Neuronetics, Inc.). On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 3.7%). HomeTrust Bancshares, Inc. produced more free cash flow last quarter ($45.3M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 3.5%).
HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.
Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology.
HTB vs STIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $53.6M | $41.8M |
| Net Profit | — | $-7.2M |
| Gross Margin | — | 52.0% |
| Operating Margin | 37.0% | -12.1% |
| Net Margin | — | -17.2% |
| Revenue YoY | 3.7% | 85.7% |
| Net Profit YoY | — | 43.2% |
| EPS (diluted) | $0.93 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $53.6M | $41.8M | ||
| Q3 25 | $54.1M | $37.3M | ||
| Q2 25 | $54.4M | $38.1M | ||
| Q1 25 | $50.9M | $32.0M | ||
| Q4 24 | $51.7M | $22.5M | ||
| Q3 24 | $50.6M | $18.5M | ||
| Q2 24 | $50.6M | $16.4M | ||
| Q1 24 | $50.0M | $17.4M |
| Q4 25 | — | $-7.2M | ||
| Q3 25 | $16.5M | $-9.0M | ||
| Q2 25 | $17.2M | $-10.1M | ||
| Q1 25 | $14.5M | $-12.7M | ||
| Q4 24 | — | $-12.7M | ||
| Q3 24 | $13.1M | $-13.3M | ||
| Q2 24 | $12.4M | $-9.8M | ||
| Q1 24 | $15.1M | $-7.9M |
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
| Q4 25 | 37.0% | -12.1% | ||
| Q3 25 | 38.5% | -19.6% | ||
| Q2 25 | 40.1% | -21.1% | ||
| Q1 25 | 36.2% | -34.4% | ||
| Q4 24 | 35.4% | -51.0% | ||
| Q3 24 | 33.2% | -41.7% | ||
| Q2 24 | 31.3% | -51.7% | ||
| Q1 24 | 38.0% | -39.4% |
| Q4 25 | — | -17.2% | ||
| Q3 25 | 30.5% | -24.3% | ||
| Q2 25 | 31.6% | -26.6% | ||
| Q1 25 | 28.5% | -39.6% | ||
| Q4 24 | — | -56.4% | ||
| Q3 24 | 25.9% | -72.0% | ||
| Q2 24 | 24.6% | -59.8% | ||
| Q1 24 | 30.1% | -45.2% |
| Q4 25 | $0.93 | $-0.10 | ||
| Q3 25 | $0.95 | $-0.13 | ||
| Q2 25 | $1.00 | $-0.15 | ||
| Q1 25 | $0.84 | $-0.21 | ||
| Q4 24 | $0.83 | $-0.34 | ||
| Q3 24 | $0.76 | $-0.44 | ||
| Q2 24 | $0.73 | $-0.33 | ||
| Q1 24 | $0.88 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $324.7M | $28.1M |
| Total DebtLower is stronger | — | $65.8M |
| Stockholders' EquityBook value | $600.7M | $22.4M |
| Total Assets | $4.5B | $141.6M |
| Debt / EquityLower = less leverage | — | 2.94× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $324.7M | $28.1M | ||
| Q3 25 | $315.8M | $28.0M | ||
| Q2 25 | $297.2M | $11.0M | ||
| Q1 25 | $299.8M | $20.2M | ||
| Q4 24 | $279.2M | $18.5M | ||
| Q3 24 | $293.5M | $20.9M | ||
| Q2 24 | $294.2M | $42.6M | ||
| Q1 24 | $380.5M | $47.7M |
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M | ||
| Q1 24 | — | $59.4M |
| Q4 25 | $600.7M | $22.4M | ||
| Q3 25 | $595.8M | $27.4M | ||
| Q2 25 | $579.3M | $27.1M | ||
| Q1 25 | $565.4M | $35.5M | ||
| Q4 24 | $551.8M | $27.7M | ||
| Q3 24 | $540.0M | $9.4M | ||
| Q2 24 | $523.6M | $19.4M | ||
| Q1 24 | $513.2M | $27.7M |
| Q4 25 | $4.5B | $141.6M | ||
| Q3 25 | $4.6B | $145.5M | ||
| Q2 25 | $4.6B | $134.7M | ||
| Q1 25 | $4.6B | $142.0M | ||
| Q4 24 | $4.6B | $140.9M | ||
| Q3 24 | $4.6B | — | ||
| Q2 24 | $4.7B | $96.8M | ||
| Q1 24 | $4.7B | $103.8M |
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× | ||
| Q1 24 | — | 2.15× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $49.5M | $908.0K |
| Free Cash FlowOCF − Capex | $45.3M | $692.0K |
| FCF MarginFCF / Revenue | 84.5% | 1.7% |
| Capex IntensityCapex / Revenue | 7.8% | 0.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $93.8M | $-21.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $49.5M | $908.0K | ||
| Q3 25 | $-11.3M | $-785.0K | ||
| Q2 25 | $-8.8M | $-3.5M | ||
| Q1 25 | $71.7M | $-17.0M | ||
| Q4 24 | $45.4M | $-8.6M | ||
| Q3 24 | $43.8M | $-5.4M | ||
| Q2 24 | $5.9M | $-5.0M | ||
| Q1 24 | $-9.0M | $-12.0M |
| Q4 25 | $45.3M | $692.0K | ||
| Q3 25 | $-12.0M | $-899.0K | ||
| Q2 25 | $-10.2M | $-3.8M | ||
| Q1 25 | $70.7M | $-17.2M | ||
| Q4 24 | $42.4M | $-8.7M | ||
| Q3 24 | $43.1M | $-5.8M | ||
| Q2 24 | $5.7M | $-5.6M | ||
| Q1 24 | $-9.6M | $-12.4M |
| Q4 25 | 84.5% | 1.7% | ||
| Q3 25 | -22.2% | -2.4% | ||
| Q2 25 | -18.7% | -9.9% | ||
| Q1 25 | 138.7% | -53.8% | ||
| Q4 24 | 82.0% | -38.6% | ||
| Q3 24 | 85.1% | -31.3% | ||
| Q2 24 | 11.2% | -34.0% | ||
| Q1 24 | -19.2% | -71.1% |
| Q4 25 | 7.8% | 0.5% | ||
| Q3 25 | 1.4% | 0.3% | ||
| Q2 25 | 2.5% | 0.7% | ||
| Q1 25 | 2.0% | 0.7% | ||
| Q4 24 | 5.9% | 0.4% | ||
| Q3 24 | 1.3% | 2.1% | ||
| Q2 24 | 0.5% | 3.7% | ||
| Q1 24 | 1.1% | 2.2% |
| Q4 25 | — | — | ||
| Q3 25 | -0.68× | — | ||
| Q2 25 | -0.51× | — | ||
| Q1 25 | 4.93× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.34× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | -0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
