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Side-by-side financial comparison of HomeTrust Bancshares, Inc. (HTB) and TRINITY BIOTECH PLC (TRIB). Click either name above to swap in a different company.

HomeTrust Bancshares, Inc. is the larger business by last-quarter revenue ($53.6M vs $30.5M, roughly 1.8× TRINITY BIOTECH PLC). HomeTrust Bancshares, Inc. produced more free cash flow last quarter ($45.3M vs $-4.1M).

HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.

Trinity Biotech PLC develops, manufactures and markets diagnostic test kits and systems for clinical laboratories and point-of-care settings. Its product portfolio covers diabetes management, infectious diseases, cardiac health, autoimmune disorders and coagulation, with core markets across North America, Europe and emerging economies.

HTB vs TRIB — Head-to-Head

Bigger by revenue
HTB
HTB
1.8× larger
HTB
$53.6M
$30.5M
TRIB
More free cash flow
HTB
HTB
$49.4M more FCF
HTB
$45.3M
$-4.1M
TRIB

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
HTB
HTB
TRIB
TRIB
Revenue
$53.6M
$30.5M
Net Profit
$-10.1M
Gross Margin
36.8%
Operating Margin
37.0%
-23.2%
Net Margin
-33.0%
Revenue YoY
3.7%
Net Profit YoY
EPS (diluted)
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTB
HTB
TRIB
TRIB
Q4 25
$53.6M
Q3 25
$54.1M
Q2 25
$54.4M
Q1 25
$50.9M
Q4 24
$51.7M
Q3 24
$50.6M
Q2 24
$50.6M
$30.5M
Q1 24
$50.0M
Net Profit
HTB
HTB
TRIB
TRIB
Q4 25
Q3 25
$16.5M
Q2 25
$17.2M
Q1 25
$14.5M
Q4 24
Q3 24
$13.1M
Q2 24
$12.4M
$-10.1M
Q1 24
$15.1M
Gross Margin
HTB
HTB
TRIB
TRIB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
36.8%
Q1 24
Operating Margin
HTB
HTB
TRIB
TRIB
Q4 25
37.0%
Q3 25
38.5%
Q2 25
40.1%
Q1 25
36.2%
Q4 24
35.4%
Q3 24
33.2%
Q2 24
31.3%
-23.2%
Q1 24
38.0%
Net Margin
HTB
HTB
TRIB
TRIB
Q4 25
Q3 25
30.5%
Q2 25
31.6%
Q1 25
28.5%
Q4 24
Q3 24
25.9%
Q2 24
24.6%
-33.0%
Q1 24
30.1%
EPS (diluted)
HTB
HTB
TRIB
TRIB
Q4 25
$0.93
Q3 25
$0.95
Q2 25
$1.00
Q1 25
$0.84
Q4 24
$0.83
Q3 24
$0.76
Q2 24
$0.73
Q1 24
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTB
HTB
TRIB
TRIB
Cash + ST InvestmentsLiquidity on hand
$324.7M
$5.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$600.7M
$-29.4M
Total Assets
$4.5B
$94.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTB
HTB
TRIB
TRIB
Q4 25
$324.7M
Q3 25
$315.8M
Q2 25
$297.2M
Q1 25
$299.8M
Q4 24
$279.2M
Q3 24
$293.5M
Q2 24
$294.2M
$5.3M
Q1 24
$380.5M
Stockholders' Equity
HTB
HTB
TRIB
TRIB
Q4 25
$600.7M
Q3 25
$595.8M
Q2 25
$579.3M
Q1 25
$565.4M
Q4 24
$551.8M
Q3 24
$540.0M
Q2 24
$523.6M
$-29.4M
Q1 24
$513.2M
Total Assets
HTB
HTB
TRIB
TRIB
Q4 25
$4.5B
Q3 25
$4.6B
Q2 25
$4.6B
Q1 25
$4.6B
Q4 24
$4.6B
Q3 24
$4.6B
Q2 24
$4.7B
$94.4M
Q1 24
$4.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTB
HTB
TRIB
TRIB
Operating Cash FlowLast quarter
$49.5M
$-3.9M
Free Cash FlowOCF − Capex
$45.3M
$-4.1M
FCF MarginFCF / Revenue
84.5%
-13.3%
Capex IntensityCapex / Revenue
7.8%
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$93.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTB
HTB
TRIB
TRIB
Q4 25
$49.5M
Q3 25
$-11.3M
Q2 25
$-8.8M
Q1 25
$71.7M
Q4 24
$45.4M
Q3 24
$43.8M
Q2 24
$5.9M
$-3.9M
Q1 24
$-9.0M
Free Cash Flow
HTB
HTB
TRIB
TRIB
Q4 25
$45.3M
Q3 25
$-12.0M
Q2 25
$-10.2M
Q1 25
$70.7M
Q4 24
$42.4M
Q3 24
$43.1M
Q2 24
$5.7M
$-4.1M
Q1 24
$-9.6M
FCF Margin
HTB
HTB
TRIB
TRIB
Q4 25
84.5%
Q3 25
-22.2%
Q2 25
-18.7%
Q1 25
138.7%
Q4 24
82.0%
Q3 24
85.1%
Q2 24
11.2%
-13.3%
Q1 24
-19.2%
Capex Intensity
HTB
HTB
TRIB
TRIB
Q4 25
7.8%
Q3 25
1.4%
Q2 25
2.5%
Q1 25
2.0%
Q4 24
5.9%
Q3 24
1.3%
Q2 24
0.5%
0.5%
Q1 24
1.1%
Cash Conversion
HTB
HTB
TRIB
TRIB
Q4 25
Q3 25
-0.68×
Q2 25
-0.51×
Q1 25
4.93×
Q4 24
Q3 24
3.34×
Q2 24
0.48×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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