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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
Hilltop Holdings Inc. is the larger business by last-quarter revenue ($300.5M vs $220.8M, roughly 1.4× UNIVERSAL TECHNICAL INSTITUTE INC). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 5.8%, a 7.2% gap on every dollar of revenue. Over the past eight quarters, UNIVERSAL TECHNICAL INSTITUTE INC's revenue compounded faster (9.5% CAGR vs 0.6%).
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
HTH vs UTI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $300.5M | $220.8M |
| Net Profit | $39.0M | $12.8M |
| Gross Margin | — | — |
| Operating Margin | — | 7.1% |
| Net Margin | 13.0% | 5.8% |
| Revenue YoY | — | 9.6% |
| Net Profit YoY | -12.4% | -42.1% |
| EPS (diluted) | $0.64 | $0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $300.5M | — | ||
| Q4 25 | $329.9M | $220.8M | ||
| Q3 25 | $330.2M | $222.4M | ||
| Q2 25 | $303.3M | $204.3M | ||
| Q1 25 | $318.5M | $207.4M | ||
| Q4 24 | $301.1M | $201.4M | ||
| Q3 24 | $305.5M | $196.4M | ||
| Q2 24 | $297.0M | $177.5M |
| Q1 26 | $39.0M | — | ||
| Q4 25 | $41.6M | $12.8M | ||
| Q3 25 | $45.8M | $18.8M | ||
| Q2 25 | $36.1M | $10.7M | ||
| Q1 25 | $42.1M | $11.4M | ||
| Q4 24 | $35.5M | $22.2M | ||
| Q3 24 | $29.7M | $18.8M | ||
| Q2 24 | $20.3M | $5.0M |
| Q1 26 | — | — | ||
| Q4 25 | 16.1% | 7.1% | ||
| Q3 25 | 18.4% | 11.2% | ||
| Q2 25 | 16.3% | 6.9% | ||
| Q1 25 | 18.1% | 8.1% | ||
| Q4 24 | 14.7% | 13.6% | ||
| Q3 24 | 13.9% | 13.3% | ||
| Q2 24 | 10.0% | 4.2% |
| Q1 26 | 13.0% | — | ||
| Q4 25 | 12.6% | 5.8% | ||
| Q3 25 | 13.9% | 8.4% | ||
| Q2 25 | 11.9% | 5.2% | ||
| Q1 25 | 13.2% | 5.5% | ||
| Q4 24 | 11.8% | 11.0% | ||
| Q3 24 | 9.7% | 9.6% | ||
| Q2 24 | 6.8% | 2.8% |
| Q1 26 | $0.64 | — | ||
| Q4 25 | $0.68 | $0.23 | ||
| Q3 25 | $0.74 | $0.33 | ||
| Q2 25 | $0.57 | $0.19 | ||
| Q1 25 | $0.65 | $0.21 | ||
| Q4 24 | $0.55 | $0.40 | ||
| Q3 24 | $0.46 | $0.35 | ||
| Q2 24 | $0.31 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $162.8M |
| Total DebtLower is stronger | $990.8M | $101.4M |
| Stockholders' EquityBook value | $2.2B | $335.9M |
| Total Assets | $15.7B | $834.0M |
| Debt / EquityLower = less leverage | 0.46× | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $162.8M | ||
| Q3 25 | — | $169.1M | ||
| Q2 25 | — | $70.7M | ||
| Q1 25 | — | $96.0M | ||
| Q4 24 | — | $172.0M | ||
| Q3 24 | — | $161.9M | ||
| Q2 24 | — | $115.5M |
| Q1 26 | $990.8M | — | ||
| Q4 25 | — | $101.4M | ||
| Q3 25 | — | $87.1M | ||
| Q2 25 | — | $73.8M | ||
| Q1 25 | — | $94.4M | ||
| Q4 24 | — | $120.1M | ||
| Q3 24 | — | $125.7M | ||
| Q2 24 | — | $137.3M |
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | $335.9M | ||
| Q3 25 | $2.2B | $328.1M | ||
| Q2 25 | $2.2B | $306.8M | ||
| Q1 25 | $2.2B | $293.9M | ||
| Q4 24 | $2.2B | $280.0M | ||
| Q3 24 | $2.2B | $260.2M | ||
| Q2 24 | $2.1B | $239.4M |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.8B | $834.0M | ||
| Q3 25 | $15.6B | $826.1M | ||
| Q2 25 | $15.4B | $740.8M | ||
| Q1 25 | $15.8B | $720.4M | ||
| Q4 24 | $16.3B | $753.8M | ||
| Q3 24 | $15.9B | $744.6M | ||
| Q2 24 | $15.6B | $706.0M |
| Q1 26 | 0.46× | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.43× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.57× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $3.1M |
| Free Cash FlowOCF − Capex | — | $-19.2M |
| FCF MarginFCF / Revenue | — | -8.7% |
| Capex IntensityCapex / Revenue | — | 10.1% |
| Cash ConversionOCF / Net Profit | — | 0.24× |
| TTM Free Cash FlowTrailing 4 quarters | — | $16.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-38.7M | $3.1M | ||
| Q3 25 | $273.0M | $57.1M | ||
| Q2 25 | $-234.6M | $18.1M | ||
| Q1 25 | $5.8M | $-789.0K | ||
| Q4 24 | $273.9M | $23.0M | ||
| Q3 24 | $515.6M | $67.5M | ||
| Q2 24 | $-435.3M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-55.5M | $-19.2M | ||
| Q3 25 | $271.0M | $40.6M | ||
| Q2 25 | $-234.6M | $6.8M | ||
| Q1 25 | $5.0M | $-11.7M | ||
| Q4 24 | $266.8M | $19.6M | ||
| Q3 24 | $513.8M | $60.0M | ||
| Q2 24 | $-437.3M | $3.0M |
| Q1 26 | — | — | ||
| Q4 25 | -16.8% | -8.7% | ||
| Q3 25 | 82.1% | 18.3% | ||
| Q2 25 | -77.4% | 3.4% | ||
| Q1 25 | 1.6% | -5.7% | ||
| Q4 24 | 88.6% | 9.7% | ||
| Q3 24 | 168.2% | 30.6% | ||
| Q2 24 | -147.2% | 1.7% |
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | 10.1% | ||
| Q3 25 | 0.6% | 7.4% | ||
| Q2 25 | 0.0% | 5.5% | ||
| Q1 25 | 0.3% | 5.3% | ||
| Q4 24 | 2.4% | 1.7% | ||
| Q3 24 | 0.6% | 3.8% | ||
| Q2 24 | 0.7% | 4.0% |
| Q1 26 | — | — | ||
| Q4 25 | -0.93× | 0.24× | ||
| Q3 25 | 5.96× | 3.04× | ||
| Q2 25 | -6.50× | 1.69× | ||
| Q1 25 | 0.14× | -0.07× | ||
| Q4 24 | 7.71× | 1.04× | ||
| Q3 24 | 17.36× | 3.58× | ||
| Q2 24 | -21.41× | 2.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
UTI
| UTI | $142.8M | 65% |
| Concorde | $78.0M | 35% |
