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Side-by-side financial comparison of H2O AMERICA (HTO) and OXFORD INDUSTRIES INC (OXM). Click either name above to swap in a different company.
OXFORD INDUSTRIES INC is the larger business by last-quarter revenue ($307.3M vs $199.4M, roughly 1.5× H2O AMERICA). H2O AMERICA runs the higher net margin — 8.1% vs -20.7%, a 28.9% gap on every dollar of revenue. On growth, H2O AMERICA posted the faster year-over-year revenue change (1.5% vs -0.2%). Over the past eight quarters, H2O AMERICA's revenue compounded faster (15.3% CAGR vs -3.0%).
H2O Wireless is a United States-based prepaid cell phone service, that utilizes the AT&T network. It is a brand of the mobile virtual network operator (MVNO) Locus Telecommunications, a subsidiary of Telrite Holdings, Inc., since 2019. Locus was formerly a subsidiary of KDDI America corporation, starting in 2010. H2O Wireless is primarily advertised as a non-restrictive phone service for customers to bring or buy unlocked smartphones, although AT&T contract/locked phones may be accepted as well.
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
HTO vs OXM — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $199.4M | $307.3M |
| Net Profit | $16.2M | $-63.7M |
| Gross Margin | — | 60.3% |
| Operating Margin | 16.6% | -27.7% |
| Net Margin | 8.1% | -20.7% |
| Revenue YoY | 1.5% | -0.2% |
| Net Profit YoY | -29.2% | -1517.6% |
| EPS (diluted) | $0.45 | $-4.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $199.4M | $307.3M | ||
| Q3 25 | $243.5M | $403.1M | ||
| Q2 25 | $197.8M | $392.9M | ||
| Q1 25 | $164.9M | — | ||
| Q4 24 | $196.5M | $308.0M | ||
| Q3 24 | $216.7M | $419.9M | ||
| Q2 24 | $173.1M | $398.2M | ||
| Q1 24 | $150.0M | $404.4M |
| Q4 25 | $16.2M | $-63.7M | ||
| Q3 25 | $45.1M | $16.7M | ||
| Q2 25 | $24.7M | $26.2M | ||
| Q1 25 | $16.6M | — | ||
| Q4 24 | $22.9M | $-3.9M | ||
| Q3 24 | $38.7M | $40.6M | ||
| Q2 24 | $20.7M | $38.4M | ||
| Q1 24 | $11.7M | $-60.1M |
| Q4 25 | — | 60.3% | ||
| Q3 25 | — | 61.4% | ||
| Q2 25 | — | 64.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 63.1% | ||
| Q3 24 | — | 63.1% | ||
| Q2 24 | — | 64.9% | ||
| Q1 24 | — | 60.9% |
| Q4 25 | 16.6% | -27.7% | ||
| Q3 25 | 26.5% | 6.3% | ||
| Q2 25 | 22.2% | 9.2% | ||
| Q1 25 | 21.8% | — | ||
| Q4 24 | 22.2% | -2.0% | ||
| Q3 24 | 26.9% | 12.5% | ||
| Q2 24 | 23.4% | 13.2% | ||
| Q1 24 | 18.6% | -20.1% |
| Q4 25 | 8.1% | -20.7% | ||
| Q3 25 | 18.5% | 4.1% | ||
| Q2 25 | 12.5% | 6.7% | ||
| Q1 25 | 10.0% | — | ||
| Q4 24 | 11.7% | -1.3% | ||
| Q3 24 | 17.8% | 9.7% | ||
| Q2 24 | 12.0% | 9.6% | ||
| Q1 24 | 7.8% | -14.9% |
| Q4 25 | $0.45 | $-4.28 | ||
| Q3 25 | $1.27 | $1.12 | ||
| Q2 25 | $0.71 | $1.70 | ||
| Q1 25 | $0.49 | — | ||
| Q4 24 | $0.70 | $-0.25 | ||
| Q3 24 | $1.17 | $2.57 | ||
| Q2 24 | $0.64 | $2.42 | ||
| Q1 24 | $0.36 | $-3.72 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $20.7M | $8.0M |
| Total DebtLower is stronger | $1.9B | — |
| Stockholders' EquityBook value | $1.5B | $528.0M |
| Total Assets | $5.1B | $1.3B |
| Debt / EquityLower = less leverage | 1.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.7M | $8.0M | ||
| Q3 25 | $11.3M | $6.9M | ||
| Q2 25 | $19.8M | $8.2M | ||
| Q1 25 | $23.7M | — | ||
| Q4 24 | $11.1M | $7.0M | ||
| Q3 24 | $4.0M | $18.4M | ||
| Q2 24 | $22.8M | $7.7M | ||
| Q1 24 | $4.5M | $7.6M |
| Q4 25 | $1.9B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $29.0M |
| Q4 25 | $1.5B | $528.0M | ||
| Q3 25 | $1.5B | $597.1M | ||
| Q2 25 | $1.5B | $592.4M | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.4B | $612.2M | ||
| Q3 24 | $1.3B | $621.6M | ||
| Q2 24 | $1.3B | $592.9M | ||
| Q1 24 | $1.2B | $560.9M |
| Q4 25 | $5.1B | $1.3B | ||
| Q3 25 | $5.0B | $1.3B | ||
| Q2 25 | $4.8B | $1.3B | ||
| Q1 25 | $4.7B | — | ||
| Q4 24 | $4.7B | $1.2B | ||
| Q3 24 | $4.6B | $1.2B | ||
| Q2 24 | $4.4B | $1.2B | ||
| Q1 24 | $4.4B | $1.1B |
| Q4 25 | 1.23× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.05× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $63.5M | $-9.1M |
| Free Cash FlowOCF − Capex | — | $-47.9M |
| FCF MarginFCF / Revenue | — | -15.6% |
| Capex IntensityCapex / Revenue | — | 12.6% |
| Cash ConversionOCF / Net Profit | 3.92× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-79.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $63.5M | $-9.1M | ||
| Q3 25 | $77.3M | $83.5M | ||
| Q2 25 | $60.8M | $-3.9M | ||
| Q1 25 | $43.2M | — | ||
| Q4 24 | $41.5M | $-18.2M | ||
| Q3 24 | $53.5M | $88.8M | ||
| Q2 24 | $49.3M | $32.9M | ||
| Q1 24 | $51.2M | $74.9M |
| Q4 25 | — | $-47.9M | ||
| Q3 25 | — | $52.3M | ||
| Q2 25 | — | $-27.4M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $-56.9M | ||
| Q3 24 | — | $47.2M | ||
| Q2 24 | — | $21.0M | ||
| Q1 24 | — | $55.3M |
| Q4 25 | — | -15.6% | ||
| Q3 25 | — | 13.0% | ||
| Q2 25 | — | -7.0% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -18.5% | ||
| Q3 24 | — | 11.2% | ||
| Q2 24 | — | 5.3% | ||
| Q1 24 | — | 13.7% |
| Q4 25 | — | 12.6% | ||
| Q3 25 | — | 7.7% | ||
| Q2 25 | — | 6.0% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | — | 9.9% | ||
| Q2 24 | — | 3.0% | ||
| Q1 24 | — | 4.8% |
| Q4 25 | 3.92× | — | ||
| Q3 25 | 1.71× | 5.00× | ||
| Q2 25 | 2.47× | -0.15× | ||
| Q1 25 | 2.61× | — | ||
| Q4 24 | 1.81× | — | ||
| Q3 24 | 1.39× | 2.19× | ||
| Q2 24 | 2.38× | 0.86× | ||
| Q1 24 | 4.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTO
| Water Utility Services | $191.0M | 96% |
| Other | $8.4M | 4% |
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
