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Side-by-side financial comparison of HERTZ GLOBAL HOLDINGS, INC (HTZ) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
HERTZ GLOBAL HOLDINGS, INC is the larger business by last-quarter revenue ($2.0B vs $1.1B, roughly 1.8× SoFi Technologies, Inc.). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs -9.6%, a 24.7% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs -0.6%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (35.6% CAGR vs -1.3%).
Hertz Global Holdings, Inc., known as Hertz, is an American car rental company based in Estero, Florida. The company operates its namesake Hertz brand, along with the brands Dollar Rent A Car, Firefly Car Rental, and Thrifty Car Rental.
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
HTZ vs SOFI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.0B | $1.1B |
| Net Profit | $-194.0M | $166.7M |
| Gross Margin | — | — |
| Operating Margin | -11.0% | — |
| Net Margin | -9.6% | 15.2% |
| Revenue YoY | -0.6% | 42.6% |
| Net Profit YoY | 59.5% | 897.2% |
| EPS (diluted) | $-0.46 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.1B | ||
| Q4 25 | $2.0B | $1.0B | ||
| Q3 25 | $2.5B | $961.6M | ||
| Q2 25 | $2.2B | $854.9M | ||
| Q1 25 | $1.8B | $771.8M | ||
| Q4 24 | $2.0B | $734.1M | ||
| Q3 24 | $2.6B | $697.1M | ||
| Q2 24 | $2.4B | $598.6M |
| Q1 26 | — | $166.7M | ||
| Q4 25 | $-194.0M | $173.5M | ||
| Q3 25 | $184.0M | $139.4M | ||
| Q2 25 | $-294.0M | $97.3M | ||
| Q1 25 | $-443.0M | $71.1M | ||
| Q4 24 | $-479.0M | $332.5M | ||
| Q3 24 | $-1.3B | $60.7M | ||
| Q2 24 | $-865.0M | $17.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 84.2% | ||
| Q3 25 | — | 83.2% | ||
| Q2 25 | — | 82.4% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 82.5% | ||
| Q3 24 | — | 82.3% | ||
| Q2 24 | — | 81.7% |
| Q1 26 | — | — | ||
| Q4 25 | -11.0% | 18.1% | ||
| Q3 25 | 9.4% | 15.4% | ||
| Q2 25 | -14.5% | 13.1% | ||
| Q1 25 | -29.0% | 10.3% | ||
| Q4 24 | -27.6% | 8.2% | ||
| Q3 24 | -62.9% | 9.2% | ||
| Q2 24 | -20.1% | 2.6% |
| Q1 26 | — | 15.2% | ||
| Q4 25 | -9.6% | 16.9% | ||
| Q3 25 | 7.4% | 14.5% | ||
| Q2 25 | -13.5% | 11.4% | ||
| Q1 25 | -24.4% | 9.2% | ||
| Q4 24 | -23.5% | 45.3% | ||
| Q3 24 | -51.7% | 8.7% | ||
| Q2 24 | -36.8% | 2.9% |
| Q1 26 | — | $0.12 | ||
| Q4 25 | $-0.46 | $0.14 | ||
| Q3 25 | $0.42 | $0.11 | ||
| Q2 25 | $-0.95 | $0.08 | ||
| Q1 25 | $-1.44 | $0.06 | ||
| Q4 24 | $-1.57 | $0.31 | ||
| Q3 24 | $-4.34 | $0.05 | ||
| Q2 24 | $-2.82 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $565.0M | $3.4B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $-459.0M | $10.8B |
| Total Assets | $22.3B | $53.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $3.4B | ||
| Q4 25 | $565.0M | $4.9B | ||
| Q3 25 | $1.1B | $3.2B | ||
| Q2 25 | $503.0M | $2.1B | ||
| Q1 25 | $626.0M | $2.1B | ||
| Q4 24 | $592.0M | $2.5B | ||
| Q3 24 | $501.0M | $2.4B | ||
| Q2 24 | $568.0M | $2.3B |
| Q1 26 | — | $10.8B | ||
| Q4 25 | $-459.0M | $10.5B | ||
| Q3 25 | $-317.0M | $8.8B | ||
| Q2 25 | $-504.0M | $6.9B | ||
| Q1 25 | $-262.0M | $6.7B | ||
| Q4 24 | $153.0M | $6.5B | ||
| Q3 24 | $681.0M | $6.1B | ||
| Q2 24 | $2.0B | $5.9B |
| Q1 26 | — | $53.7B | ||
| Q4 25 | $22.3B | $50.7B | ||
| Q3 25 | $23.0B | $45.3B | ||
| Q2 25 | $23.1B | $41.1B | ||
| Q1 25 | $22.0B | $37.7B | ||
| Q4 24 | $21.8B | $36.3B | ||
| Q3 24 | $23.0B | $34.4B | ||
| Q2 24 | $25.2B | $32.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $193.0M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $193.0M | $-3.7B | ||
| Q3 25 | $835.0M | $-1.3B | ||
| Q2 25 | $346.0M | $-1.5B | ||
| Q1 25 | $251.0M | $21.5M | ||
| Q4 24 | $414.0M | $-1.1B | ||
| Q3 24 | $894.0M | $-1.2B | ||
| Q2 24 | $546.0M | $-484.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-4.0B | ||
| Q3 25 | — | $-1.4B | ||
| Q2 25 | — | $-1.5B | ||
| Q1 25 | — | $-31.1M | ||
| Q4 24 | — | $-1.3B | ||
| Q3 24 | — | $-1.2B | ||
| Q2 24 | — | $-521.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | -388.8% | ||
| Q3 25 | — | -142.0% | ||
| Q2 25 | — | -179.0% | ||
| Q1 25 | — | -4.0% | ||
| Q4 24 | — | -173.5% | ||
| Q3 24 | — | -174.6% | ||
| Q2 24 | — | -87.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 23.7% | ||
| Q3 25 | — | 6.2% | ||
| Q2 25 | — | 7.4% | ||
| Q1 25 | — | 6.8% | ||
| Q4 24 | — | 21.0% | ||
| Q3 24 | — | 6.2% | ||
| Q2 24 | — | 6.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | -21.56× | ||
| Q3 25 | 4.54× | -9.37× | ||
| Q2 25 | — | -15.08× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | -3.37× | ||
| Q3 24 | — | -19.32× | ||
| Q2 24 | — | -27.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTZ
Segment breakdown not available.
SOFI
| Loans and securitizations | $932.2M | 85% |
| Loan origination, sales, securitizations and servicing | $142.2M | 13% |
| Corporate borrowings | $10.7M | 1% |
| Securitizations and warehouses | $10.1M | 1% |
