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Side-by-side financial comparison of INTEGRA LIFESCIENCES HOLDINGS CORP (IART) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

UMB FINANCIAL CORP is the larger business by last-quarter revenue ($739.2M vs $434.9M, roughly 1.7× INTEGRA LIFESCIENCES HOLDINGS CORP). On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (321.6% vs -1.7%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 8.6%).

Integra LifeSciences Holdings Corporation is a global medical device manufacturing company headquartered in Princeton, New Jersey. Founded in 1989, the company manufactures products for skin regeneration, neurosurgery, reconstructive and general surgery. Integra artificial skin became the first commercially reproducible skin tissue used to treat severe burns and other skin wounds.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

IART vs UMBF — Head-to-Head

Bigger by revenue
UMBF
UMBF
1.7× larger
UMBF
$739.2M
$434.9M
IART
Growing faster (revenue YoY)
UMBF
UMBF
+323.3% gap
UMBF
321.6%
-1.7%
IART
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
8.6%
IART

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
IART
IART
UMBF
UMBF
Revenue
$434.9M
$739.2M
Net Profit
$261.4M
Gross Margin
50.8%
Operating Margin
5.3%
Net Margin
35.4%
Revenue YoY
-1.7%
321.6%
Net Profit YoY
221.4%
EPS (diluted)
$-0.03
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IART
IART
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$434.9M
$522.5M
Q3 25
$402.1M
$475.0M
Q2 25
$415.6M
$467.0M
Q1 25
$382.7M
$397.6M
Q4 24
$442.6M
$269.0M
Q3 24
$380.8M
$247.4M
Q2 24
$418.2M
$245.1M
Net Profit
IART
IART
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$215.4M
Q3 25
$-5.4M
$188.3M
Q2 25
$-484.1M
$217.4M
Q1 25
$-25.3M
$81.3M
Q4 24
$120.0M
Q3 24
$-10.7M
$109.6M
Q2 24
$-12.4M
$101.3M
Gross Margin
IART
IART
UMBF
UMBF
Q1 26
Q4 25
50.8%
Q3 25
51.5%
Q2 25
50.4%
Q1 25
50.8%
Q4 24
56.3%
Q3 24
52.6%
Q2 24
54.0%
Operating Margin
IART
IART
UMBF
UMBF
Q1 26
Q4 25
5.3%
51.7%
Q3 25
2.9%
49.8%
Q2 25
-123.4%
58.9%
Q1 25
-4.0%
23.4%
Q4 24
8.0%
53.8%
Q3 24
-2.1%
54.8%
Q2 24
-0.7%
51.8%
Net Margin
IART
IART
UMBF
UMBF
Q1 26
35.4%
Q4 25
41.2%
Q3 25
-1.3%
39.6%
Q2 25
-116.5%
46.5%
Q1 25
-6.6%
20.5%
Q4 24
44.6%
Q3 24
-2.8%
44.3%
Q2 24
-3.0%
41.3%
EPS (diluted)
IART
IART
UMBF
UMBF
Q1 26
$3.35
Q4 25
$-0.03
$2.90
Q3 25
$-0.07
$2.36
Q2 25
$-6.31
$2.82
Q1 25
$-0.33
$1.21
Q4 24
$0.25
$2.44
Q3 24
$-0.14
$2.23
Q2 24
$-0.16
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IART
IART
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$263.7M
Total DebtLower is stronger
$726.6M
$477.2M
Stockholders' EquityBook value
$1.0B
$7.8B
Total Assets
$3.6B
$72.7B
Debt / EquityLower = less leverage
0.70×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IART
IART
UMBF
UMBF
Q1 26
Q4 25
$263.7M
$7.8B
Q3 25
$267.9M
$8.8B
Q2 25
$253.6M
$11.0B
Q1 25
$273.3M
$10.6B
Q4 24
$273.6M
$8.4B
Q3 24
$277.6M
$7.3B
Q2 24
$296.9M
$5.0B
Total Debt
IART
IART
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$726.6M
$474.2M
Q3 25
$736.3M
$471.3M
Q2 25
$745.9M
$657.3M
Q1 25
$755.6M
$654.4M
Q4 24
$760.5M
$385.3M
Q3 24
$765.3M
$384.8M
Q2 24
$770.2M
$384.2M
Stockholders' Equity
IART
IART
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$1.0B
$7.7B
Q3 25
$1.0B
$7.4B
Q2 25
$1.0B
$7.3B
Q1 25
$1.5B
$6.7B
Q4 24
$1.5B
$3.5B
Q3 24
$1.5B
$3.5B
Q2 24
$1.5B
$3.2B
Total Assets
IART
IART
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$3.6B
$73.1B
Q3 25
$3.6B
$71.9B
Q2 25
$3.7B
$71.8B
Q1 25
$4.1B
$69.3B
Q4 24
$4.0B
$50.4B
Q3 24
$4.1B
$47.5B
Q2 24
$4.1B
$44.5B
Debt / Equity
IART
IART
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.70×
0.06×
Q3 25
0.71×
0.06×
Q2 25
0.72×
0.09×
Q1 25
0.50×
0.10×
Q4 24
0.49×
0.11×
Q3 24
0.50×
0.11×
Q2 24
0.50×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IART
IART
UMBF
UMBF
Operating Cash FlowLast quarter
$11.8M
Free Cash FlowOCF − Capex
$-5.4M
FCF MarginFCF / Revenue
-1.2%
Capex IntensityCapex / Revenue
4.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-31.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IART
IART
UMBF
UMBF
Q1 26
Q4 25
$11.8M
$106.1M
Q3 25
$40.9M
$272.2M
Q2 25
$8.9M
$285.4M
Q1 25
$-11.3M
$363.0M
Q4 24
$50.7M
$-66.9M
Q3 24
$22.5M
$123.6M
Q2 24
$40.4M
$112.4M
Free Cash Flow
IART
IART
UMBF
UMBF
Q1 26
Q4 25
$-5.4M
$95.3M
Q3 25
$25.8M
$257.8M
Q2 25
$-11.2M
$270.8M
Q1 25
$-40.2M
$354.2M
Q4 24
$21.1M
$-77.1M
Q3 24
$-7.2M
$117.7M
Q2 24
$10.7M
$106.7M
FCF Margin
IART
IART
UMBF
UMBF
Q1 26
Q4 25
-1.2%
18.2%
Q3 25
6.4%
54.3%
Q2 25
-2.7%
58.0%
Q1 25
-10.5%
89.1%
Q4 24
4.8%
-28.6%
Q3 24
-1.9%
47.6%
Q2 24
2.6%
43.5%
Capex Intensity
IART
IART
UMBF
UMBF
Q1 26
Q4 25
4.0%
2.1%
Q3 25
3.8%
3.0%
Q2 25
4.8%
3.1%
Q1 25
7.6%
2.2%
Q4 24
6.7%
3.8%
Q3 24
7.8%
2.4%
Q2 24
7.1%
2.3%
Cash Conversion
IART
IART
UMBF
UMBF
Q1 26
Q4 25
0.49×
Q3 25
1.45×
Q2 25
1.31×
Q1 25
4.46×
Q4 24
-0.56×
Q3 24
1.13×
Q2 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

IART
IART

Neurosurgery$226.2M52%
Asia Pacific$53.7M12%
Instruments$52.3M12%
ENT$44.8M10%
Other$38.9M9%
Rest Of The World$19.0M4%

UMBF
UMBF

Segment breakdown not available.

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