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Side-by-side financial comparison of i-80 Gold Corp. (IAUX) and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK). Click either name above to swap in a different company.
PEOPLES BANCORP OF NORTH CAROLINA INC is the larger business by last-quarter revenue ($21.5M vs $21.3M, roughly 1.0× i-80 Gold Corp.). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -401.9%, a 432.7% gap on every dollar of revenue. PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $-39.2M).
i-80 Gold Corp is a mineral exploration and development firm focused on gold and silver asset operations in Nevada, US. It advances high-potential mining projects, using responsible extraction practices to deliver precious metals to global industrial and investment markets.
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
IAUX vs PEBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $21.3M | $21.5M |
| Net Profit | $-85.6M | $6.6M |
| Gross Margin | 22.0% | — |
| Operating Margin | -291.6% | 40.7% |
| Net Margin | -401.9% | 30.8% |
| Revenue YoY | — | 5.6% |
| Net Profit YoY | — | 86.4% |
| EPS (diluted) | $-0.10 | $1.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $21.3M | $21.5M | ||
| Q3 25 | $32.0M | $21.4M | ||
| Q2 25 | $27.8M | $20.7M | ||
| Q1 25 | $14.0M | $20.0M | ||
| Q4 24 | — | $20.4M | ||
| Q3 24 | $11.5M | $20.5M | ||
| Q2 24 | $7.2M | $20.1M | ||
| Q1 24 | — | $19.8M |
| Q4 25 | $-85.6M | $6.6M | ||
| Q3 25 | $-41.9M | $3.7M | ||
| Q2 25 | $-30.2M | $5.2M | ||
| Q1 25 | $-41.2M | $4.3M | ||
| Q4 24 | — | $3.6M | ||
| Q3 24 | $-43.1M | $4.0M | ||
| Q2 24 | $-41.0M | $4.9M | ||
| Q1 24 | — | $3.9M |
| Q4 25 | 22.0% | — | ||
| Q3 25 | 9.7% | — | ||
| Q2 25 | 2.9% | — | ||
| Q1 25 | 20.7% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -42.7% | — | ||
| Q2 24 | -171.4% | — | ||
| Q1 24 | — | — |
| Q4 25 | -291.6% | 40.7% | ||
| Q3 25 | -86.7% | 22.4% | ||
| Q2 25 | -67.4% | 32.2% | ||
| Q1 25 | -112.3% | 28.2% | ||
| Q4 24 | — | 22.5% | ||
| Q3 24 | -210.0% | 26.0% | ||
| Q2 24 | -435.2% | 31.3% | ||
| Q1 24 | — | 23.9% |
| Q4 25 | -401.9% | 30.8% | ||
| Q3 25 | -130.8% | 17.2% | ||
| Q2 25 | -108.5% | 24.9% | ||
| Q1 25 | -293.3% | 21.8% | ||
| Q4 24 | — | 17.5% | ||
| Q3 24 | -374.5% | 19.3% | ||
| Q2 24 | -570.8% | 24.4% | ||
| Q1 24 | — | 19.9% |
| Q4 25 | $-0.10 | $1.21 | ||
| Q3 25 | $-0.05 | $0.67 | ||
| Q2 25 | $-0.05 | $0.95 | ||
| Q1 25 | $-0.10 | $0.79 | ||
| Q4 24 | — | $0.65 | ||
| Q3 24 | $-0.11 | $0.72 | ||
| Q2 24 | $-0.11 | $0.89 | ||
| Q1 24 | — | $0.72 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $63.2M | $58.1M |
| Total DebtLower is stronger | $174.7M | — |
| Stockholders' EquityBook value | $346.8M | $157.1M |
| Total Assets | $703.4M | $1.7B |
| Debt / EquityLower = less leverage | 0.50× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $63.2M | $58.1M | ||
| Q3 25 | $102.9M | — | ||
| Q2 25 | $133.7M | — | ||
| Q1 25 | $13.5M | — | ||
| Q4 24 | — | $59.3M | ||
| Q3 24 | $21.8M | $73.2M | ||
| Q2 24 | $47.8M | — | ||
| Q1 24 | — | — |
| Q4 25 | $174.7M | — | ||
| Q3 25 | $175.9M | — | ||
| Q2 25 | $175.8M | — | ||
| Q1 25 | $197.5M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $346.8M | $157.1M | ||
| Q3 25 | $423.0M | $149.5M | ||
| Q2 25 | $463.5M | $144.0M | ||
| Q1 25 | $318.0M | $138.5M | ||
| Q4 24 | — | $130.6M | ||
| Q3 24 | $346.9M | $136.3M | ||
| Q2 24 | $377.2M | $124.3M | ||
| Q1 24 | — | $121.1M |
| Q4 25 | $703.4M | $1.7B | ||
| Q3 25 | $756.2M | $1.7B | ||
| Q2 25 | $782.9M | $1.7B | ||
| Q1 25 | $659.0M | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.7B |
| Q4 25 | 0.50× | — | ||
| Q3 25 | 0.42× | — | ||
| Q2 25 | 0.38× | — | ||
| Q1 25 | 0.62× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-34.3M | $21.4M |
| Free Cash FlowOCF − Capex | $-39.2M | $20.0M |
| FCF MarginFCF / Revenue | -184.3% | 92.7% |
| Capex IntensityCapex / Revenue | 23.1% | 6.6% |
| Cash ConversionOCF / Net Profit | — | 3.22× |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | $34.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-34.3M | $21.4M | ||
| Q3 25 | $-15.2M | $4.7M | ||
| Q2 25 | $-11.3M | $5.5M | ||
| Q1 25 | $-22.7M | $5.9M | ||
| Q4 24 | — | $20.6M | ||
| Q3 24 | $-23.5M | $4.9M | ||
| Q2 24 | $-24.6M | $6.7M | ||
| Q1 24 | — | $3.7M |
| Q4 25 | $-39.2M | $20.0M | ||
| Q3 25 | $-18.5M | $4.4M | ||
| Q2 25 | $-12.4M | $5.4M | ||
| Q1 25 | $-23.1M | $5.2M | ||
| Q4 24 | — | $20.0M | ||
| Q3 24 | $-23.8M | $4.7M | ||
| Q2 24 | $-25.1M | $6.6M | ||
| Q1 24 | — | $3.5M |
| Q4 25 | -184.3% | 92.7% | ||
| Q3 25 | -57.8% | 20.4% | ||
| Q2 25 | -44.7% | 25.9% | ||
| Q1 25 | -164.1% | 25.8% | ||
| Q4 24 | — | 98.0% | ||
| Q3 24 | -206.7% | 22.9% | ||
| Q2 24 | -349.1% | 32.7% | ||
| Q1 24 | — | 17.9% |
| Q4 25 | 23.1% | 6.6% | ||
| Q3 25 | 10.2% | 1.5% | ||
| Q2 25 | 3.9% | 0.5% | ||
| Q1 25 | 2.5% | 3.8% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | 2.5% | 1.0% | ||
| Q2 24 | 7.3% | 0.4% | ||
| Q1 24 | — | 0.6% |
| Q4 25 | — | 3.22× | ||
| Q3 25 | — | 1.27× | ||
| Q2 25 | — | 1.06× | ||
| Q1 25 | — | 1.36× | ||
| Q4 24 | — | 5.78× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.36× | ||
| Q1 24 | — | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IAUX
| Granite Creek Mining Company | $20.3M | 95% |
| Ruby Hill Mining Company LLC | $991.0K | 5% |
| Lone Tree Minning Company | $3.0K | 0% |
PEBK
Segment breakdown not available.
