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Side-by-side financial comparison of IDACORP INC (IDA) and LendingClub Corp (LC). Click either name above to swap in a different company.
IDACORP INC is the larger business by last-quarter revenue ($360.1M vs $252.3M, roughly 1.4× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs 12.1%, a 8.3% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -4.2%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs -7.2%).
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
IDA vs LC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $360.1M | $252.3M |
| Net Profit | $43.6M | $51.6M |
| Gross Margin | — | — |
| Operating Margin | 14.9% | — |
| Net Margin | 12.1% | 20.5% |
| Revenue YoY | -4.2% | 15.9% |
| Net Profit YoY | 15.1% | 341.0% |
| EPS (diluted) | $0.78 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $252.3M | ||
| Q4 25 | $360.1M | $266.5M | ||
| Q3 25 | $526.4M | $266.2M | ||
| Q2 25 | $449.3M | $248.4M | ||
| Q1 25 | $411.1M | $217.7M | ||
| Q4 24 | $375.9M | $217.2M | ||
| Q3 24 | $532.5M | $201.9M | ||
| Q2 24 | $442.6M | $187.2M |
| Q1 26 | — | $51.6M | ||
| Q4 25 | $43.6M | — | ||
| Q3 25 | $124.4M | $44.3M | ||
| Q2 25 | $95.8M | $38.2M | ||
| Q1 25 | $59.6M | $11.7M | ||
| Q4 24 | $37.9M | — | ||
| Q3 24 | $113.6M | $14.5M | ||
| Q2 24 | $89.5M | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | 14.9% | 18.8% | ||
| Q3 25 | 27.5% | 21.5% | ||
| Q2 25 | 22.4% | 21.7% | ||
| Q1 25 | 13.4% | 7.2% | ||
| Q4 24 | 11.0% | 5.1% | ||
| Q3 24 | 25.1% | 8.9% | ||
| Q2 24 | 23.3% | 10.4% |
| Q1 26 | — | 20.5% | ||
| Q4 25 | 12.1% | — | ||
| Q3 25 | 23.6% | 16.6% | ||
| Q2 25 | 21.3% | 15.4% | ||
| Q1 25 | 14.5% | 5.4% | ||
| Q4 24 | 10.1% | — | ||
| Q3 24 | 21.3% | 7.2% | ||
| Q2 24 | 20.2% | 8.0% |
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.78 | $0.36 | ||
| Q3 25 | $2.26 | $0.37 | ||
| Q2 25 | $1.76 | $0.33 | ||
| Q1 25 | $1.10 | $0.10 | ||
| Q4 24 | $0.72 | $0.08 | ||
| Q3 24 | $2.12 | $0.13 | ||
| Q2 24 | $1.71 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $215.7M | — |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $3.6B | $1.5B |
| Total Assets | $10.2B | $11.9B |
| Debt / EquityLower = less leverage | 0.93× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $215.7M | — | ||
| Q3 25 | $333.2M | — | ||
| Q2 25 | $474.5M | — | ||
| Q1 25 | $634.5M | — | ||
| Q4 24 | $368.9M | — | ||
| Q3 24 | $427.9M | — | ||
| Q2 24 | $169.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | $3.3B | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | $3.1B | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $3.6B | $1.5B | ||
| Q3 25 | $3.5B | $1.5B | ||
| Q2 25 | $3.4B | $1.4B | ||
| Q1 25 | $3.3B | $1.4B | ||
| Q4 24 | $3.3B | $1.3B | ||
| Q3 24 | $3.3B | $1.3B | ||
| Q2 24 | $3.2B | $1.3B |
| Q1 26 | — | $11.9B | ||
| Q4 25 | $10.2B | $11.6B | ||
| Q3 25 | $10.1B | $11.1B | ||
| Q2 25 | $9.9B | $10.8B | ||
| Q1 25 | $9.6B | $10.5B | ||
| Q4 24 | $9.2B | $10.6B | ||
| Q3 24 | $9.1B | $11.0B | ||
| Q2 24 | $8.7B | $9.6B |
| Q1 26 | — | — | ||
| Q4 25 | 0.93× | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | 0.92× | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $137.8M | — |
| Free Cash FlowOCF − Capex | $-216.2M | — |
| FCF MarginFCF / Revenue | -60.0% | — |
| Capex IntensityCapex / Revenue | 98.3% | — |
| Cash ConversionOCF / Net Profit | 3.16× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-577.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $137.8M | $-2.7B | ||
| Q3 25 | $162.8M | $-770.8M | ||
| Q2 25 | $176.9M | $-713.1M | ||
| Q1 25 | $124.3M | $-339.3M | ||
| Q4 24 | $136.4M | $-2.6B | ||
| Q3 24 | $201.9M | $-669.8M | ||
| Q2 24 | $146.4M | $-932.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-216.2M | $-2.9B | ||
| Q3 25 | $-127.9M | $-791.8M | ||
| Q2 25 | $-156.4M | $-803.8M | ||
| Q1 25 | $-77.0M | $-352.3M | ||
| Q4 24 | $-48.9M | $-2.7B | ||
| Q3 24 | $-16.1M | $-682.3M | ||
| Q2 24 | $-199.6M | $-945.3M |
| Q1 26 | — | — | ||
| Q4 25 | -60.0% | -1076.0% | ||
| Q3 25 | -24.3% | -297.4% | ||
| Q2 25 | -34.8% | -323.5% | ||
| Q1 25 | -18.7% | -161.8% | ||
| Q4 24 | -13.0% | -1237.8% | ||
| Q3 24 | -3.0% | -338.0% | ||
| Q2 24 | -45.1% | -504.9% |
| Q1 26 | — | — | ||
| Q4 25 | 98.3% | 52.7% | ||
| Q3 25 | 55.2% | 7.9% | ||
| Q2 25 | 74.2% | 36.5% | ||
| Q1 25 | 49.0% | 6.0% | ||
| Q4 24 | 49.3% | 25.0% | ||
| Q3 24 | 41.0% | 6.2% | ||
| Q2 24 | 78.2% | 6.9% |
| Q1 26 | — | — | ||
| Q4 25 | 3.16× | — | ||
| Q3 25 | 1.31× | -17.41× | ||
| Q2 25 | 1.85× | -18.68× | ||
| Q1 25 | 2.08× | -29.07× | ||
| Q4 24 | 3.60× | — | ||
| Q3 24 | 1.78× | -46.33× | ||
| Q2 24 | 1.63× | -62.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
LC
Segment breakdown not available.
