vs
Side-by-side financial comparison of IDACORP INC (IDA) and NERDWALLET, INC. (NRDS). Click either name above to swap in a different company.
IDACORP INC is the larger business by last-quarter revenue ($360.1M vs $225.4M, roughly 1.6× NERDWALLET, INC.). IDACORP INC runs the higher net margin — 12.1% vs 6.2%, a 5.9% gap on every dollar of revenue. On growth, NERDWALLET, INC. posted the faster year-over-year revenue change (22.6% vs -4.2%). NERDWALLET, INC. produced more free cash flow last quarter ($38.6M vs $-216.2M). Over the past eight quarters, NERDWALLET, INC.'s revenue compounded faster (18.0% CAGR vs -7.2%).
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
NerdWallet is an American personal finance company, founded in 2009 by Tim Chen and Jacob Gibson. It has a website and app that earns money by promoting financial products to its users.
IDA vs NRDS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $360.1M | $225.4M |
| Net Profit | $43.6M | $14.0M |
| Gross Margin | — | 94.0% |
| Operating Margin | 14.9% | 8.6% |
| Net Margin | 12.1% | 6.2% |
| Revenue YoY | -4.2% | 22.6% |
| Net Profit YoY | 15.1% | -63.7% |
| EPS (diluted) | $0.78 | $0.19 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $360.1M | $225.4M | ||
| Q3 25 | $526.4M | $215.1M | ||
| Q2 25 | $449.3M | $186.9M | ||
| Q1 25 | $411.1M | $209.2M | ||
| Q4 24 | $375.9M | $183.8M | ||
| Q3 24 | $532.5M | $191.3M | ||
| Q2 24 | $442.6M | $150.6M | ||
| Q1 24 | $417.9M | $161.9M |
| Q4 25 | $43.6M | $14.0M | ||
| Q3 25 | $124.4M | $26.3M | ||
| Q2 25 | $95.8M | $8.2M | ||
| Q1 25 | $59.6M | $200.0K | ||
| Q4 24 | $37.9M | $38.6M | ||
| Q3 24 | $113.6M | $100.0K | ||
| Q2 24 | $89.5M | $-9.4M | ||
| Q1 24 | $48.2M | $1.1M |
| Q4 25 | — | 94.0% | ||
| Q3 25 | — | 92.9% | ||
| Q2 25 | — | 91.1% | ||
| Q1 25 | — | 91.3% | ||
| Q4 24 | — | 90.9% | ||
| Q3 24 | — | 90.7% | ||
| Q2 24 | — | 90.1% | ||
| Q1 24 | — | 91.2% |
| Q4 25 | 14.9% | 8.6% | ||
| Q3 25 | 27.5% | 16.0% | ||
| Q2 25 | 22.4% | 5.7% | ||
| Q1 25 | 13.4% | 0.3% | ||
| Q4 24 | 11.0% | 4.7% | ||
| Q3 24 | 25.1% | 3.5% | ||
| Q2 24 | 23.3% | -6.4% | ||
| Q1 24 | 11.9% | 2.3% |
| Q4 25 | 12.1% | 6.2% | ||
| Q3 25 | 23.6% | 12.2% | ||
| Q2 25 | 21.3% | 4.4% | ||
| Q1 25 | 14.5% | 0.1% | ||
| Q4 24 | 10.1% | 21.0% | ||
| Q3 24 | 21.3% | 0.1% | ||
| Q2 24 | 20.2% | -6.2% | ||
| Q1 24 | 11.5% | 0.7% |
| Q4 25 | $0.78 | $0.19 | ||
| Q3 25 | $2.26 | $0.34 | ||
| Q2 25 | $1.76 | $0.11 | ||
| Q1 25 | $1.10 | $0.00 | ||
| Q4 24 | $0.72 | $0.49 | ||
| Q3 24 | $2.12 | $0.00 | ||
| Q2 24 | $1.71 | $-0.12 | ||
| Q1 24 | $0.95 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $215.7M | $98.3M |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $3.6B | $374.5M |
| Total Assets | $10.2B | $461.1M |
| Debt / EquityLower = less leverage | 0.93× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $215.7M | $98.3M | ||
| Q3 25 | $333.2M | $120.6M | ||
| Q2 25 | $474.5M | $105.3M | ||
| Q1 25 | $634.5M | $92.2M | ||
| Q4 24 | $368.9M | $66.3M | ||
| Q3 24 | $427.9M | $71.7M | ||
| Q2 24 | $169.6M | $113.8M | ||
| Q1 24 | $157.6M | $110.9M |
| Q4 25 | $3.3B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.6B | $374.5M | ||
| Q3 25 | $3.5B | $402.4M | ||
| Q2 25 | $3.4B | $390.0M | ||
| Q1 25 | $3.3B | $371.6M | ||
| Q4 24 | $3.3B | $364.2M | ||
| Q3 24 | $3.3B | $322.4M | ||
| Q2 24 | $3.2B | $379.4M | ||
| Q1 24 | $2.9B | $378.7M |
| Q4 25 | $10.2B | $461.1M | ||
| Q3 25 | $10.1B | $492.8M | ||
| Q2 25 | $9.9B | $476.0M | ||
| Q1 25 | $9.6B | $475.0M | ||
| Q4 24 | $9.2B | $437.6M | ||
| Q3 24 | $9.1B | $402.4M | ||
| Q2 24 | $8.7B | $446.2M | ||
| Q1 24 | $8.3B | $446.1M |
| Q4 25 | 0.93× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.92× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $137.8M | $38.9M |
| Free Cash FlowOCF − Capex | $-216.2M | $38.6M |
| FCF MarginFCF / Revenue | -60.0% | 17.1% |
| Capex IntensityCapex / Revenue | 98.3% | 0.1% |
| Cash ConversionOCF / Net Profit | 3.16× | 2.78× |
| TTM Free Cash FlowTrailing 4 quarters | $-577.5M | $130.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $137.8M | $38.9M | ||
| Q3 25 | $162.8M | $48.5M | ||
| Q2 25 | $176.9M | $17.5M | ||
| Q1 25 | $124.3M | $26.7M | ||
| Q4 24 | $136.4M | $9.9M | ||
| Q3 24 | $201.9M | $29.0M | ||
| Q2 24 | $146.4M | $10.2M | ||
| Q1 24 | $109.7M | $22.7M |
| Q4 25 | $-216.2M | $38.6M | ||
| Q3 25 | $-127.9M | $48.4M | ||
| Q2 25 | $-156.4M | $16.8M | ||
| Q1 25 | $-77.0M | $26.5M | ||
| Q4 24 | $-48.9M | $9.7M | ||
| Q3 24 | $-16.1M | $28.9M | ||
| Q2 24 | $-199.6M | $9.9M | ||
| Q1 24 | $-150.3M | — |
| Q4 25 | -60.0% | 17.1% | ||
| Q3 25 | -24.3% | 22.5% | ||
| Q2 25 | -34.8% | 9.0% | ||
| Q1 25 | -18.7% | 12.7% | ||
| Q4 24 | -13.0% | 5.3% | ||
| Q3 24 | -3.0% | 15.1% | ||
| Q2 24 | -45.1% | 6.6% | ||
| Q1 24 | -36.0% | — |
| Q4 25 | 98.3% | 0.1% | ||
| Q3 25 | 55.2% | 0.0% | ||
| Q2 25 | 74.2% | 0.4% | ||
| Q1 25 | 49.0% | 0.1% | ||
| Q4 24 | 49.3% | 0.1% | ||
| Q3 24 | 41.0% | 0.1% | ||
| Q2 24 | 78.2% | 0.2% | ||
| Q1 24 | 62.2% | 0.0% |
| Q4 25 | 3.16× | 2.78× | ||
| Q3 25 | 1.31× | 1.84× | ||
| Q2 25 | 1.85× | 2.13× | ||
| Q1 25 | 2.08× | 133.50× | ||
| Q4 24 | 3.60× | 0.26× | ||
| Q3 24 | 1.78× | 290.00× | ||
| Q2 24 | 1.63× | — | ||
| Q1 24 | 2.28× | 20.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
NRDS
| Insurance | $81.2M | 36% |
| Emerging Verticals | $52.9M | 23% |
| Loans | $42.3M | 19% |
| Credit Card | $26.5M | 12% |
| SMB Products | $22.5M | 10% |
