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Side-by-side financial comparison of IDACORP INC (IDA) and OFG BANCORP (OFG). Click either name above to swap in a different company.
IDACORP INC is the larger business by last-quarter revenue ($360.1M vs $184.3M, roughly 2.0× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 12.1%, a 18.2% gap on every dollar of revenue. On growth, OFG BANCORP posted the faster year-over-year revenue change (0.9% vs -4.2%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $-216.2M). Over the past eight quarters, OFG BANCORP's revenue compounded faster (2.8% CAGR vs -7.2%).
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
IDA vs OFG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $360.1M | $184.3M |
| Net Profit | $43.6M | $55.9M |
| Gross Margin | — | — |
| Operating Margin | 14.9% | 25.7% |
| Net Margin | 12.1% | 30.3% |
| Revenue YoY | -4.2% | 0.9% |
| Net Profit YoY | 15.1% | 11.0% |
| EPS (diluted) | $0.78 | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $360.1M | $184.3M | ||
| Q3 25 | $526.4M | $186.2M | ||
| Q2 25 | $449.3M | $182.4M | ||
| Q1 25 | $411.1M | $178.6M | ||
| Q4 24 | $375.9M | $182.7M | ||
| Q3 24 | $532.5M | $174.7M | ||
| Q2 24 | $442.6M | $179.8M | ||
| Q1 24 | $417.9M | $174.4M |
| Q4 25 | $43.6M | $55.9M | ||
| Q3 25 | $124.4M | $51.8M | ||
| Q2 25 | $95.8M | $51.8M | ||
| Q1 25 | $59.6M | $45.6M | ||
| Q4 24 | $37.9M | $50.3M | ||
| Q3 24 | $113.6M | $47.0M | ||
| Q2 24 | $89.5M | $51.1M | ||
| Q1 24 | $48.2M | $49.7M |
| Q4 25 | 14.9% | 25.7% | ||
| Q3 25 | 27.5% | 33.0% | ||
| Q2 25 | 22.4% | 36.1% | ||
| Q1 25 | 13.4% | 33.3% | ||
| Q4 24 | 11.0% | 28.9% | ||
| Q3 24 | 25.1% | 35.4% | ||
| Q2 24 | 23.3% | 39.6% | ||
| Q1 24 | 11.9% | 38.9% |
| Q4 25 | 12.1% | 30.3% | ||
| Q3 25 | 23.6% | 27.8% | ||
| Q2 25 | 21.3% | 28.4% | ||
| Q1 25 | 14.5% | 25.5% | ||
| Q4 24 | 10.1% | 27.6% | ||
| Q3 24 | 21.3% | 26.9% | ||
| Q2 24 | 20.2% | 28.4% | ||
| Q1 24 | 11.5% | 28.5% |
| Q4 25 | $0.78 | $1.27 | ||
| Q3 25 | $2.26 | $1.16 | ||
| Q2 25 | $1.76 | $1.15 | ||
| Q1 25 | $1.10 | $1.00 | ||
| Q4 24 | $0.72 | $1.10 | ||
| Q3 24 | $2.12 | $1.00 | ||
| Q2 24 | $1.71 | $1.08 | ||
| Q1 24 | $0.95 | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $215.7M | $1.0B |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $3.6B | $1.4B |
| Total Assets | $10.2B | $12.5B |
| Debt / EquityLower = less leverage | 0.93× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $215.7M | $1.0B | ||
| Q3 25 | $333.2M | $740.3M | ||
| Q2 25 | $474.5M | $851.8M | ||
| Q1 25 | $634.5M | $710.6M | ||
| Q4 24 | $368.9M | $591.1M | ||
| Q3 24 | $427.9M | $680.6M | ||
| Q2 24 | $169.6M | $740.4M | ||
| Q1 24 | $157.6M | $754.4M |
| Q4 25 | $3.3B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.6B | $1.4B | ||
| Q3 25 | $3.5B | $1.4B | ||
| Q2 25 | $3.4B | $1.3B | ||
| Q1 25 | $3.3B | $1.3B | ||
| Q4 24 | $3.3B | $1.3B | ||
| Q3 24 | $3.3B | $1.3B | ||
| Q2 24 | $3.2B | $1.2B | ||
| Q1 24 | $2.9B | $1.2B |
| Q4 25 | $10.2B | $12.5B | ||
| Q3 25 | $10.1B | $12.2B | ||
| Q2 25 | $9.9B | $12.2B | ||
| Q1 25 | $9.6B | $11.7B | ||
| Q4 24 | $9.2B | $11.5B | ||
| Q3 24 | $9.1B | $11.5B | ||
| Q2 24 | $8.7B | $11.3B | ||
| Q1 24 | $8.3B | $11.2B |
| Q4 25 | 0.93× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.92× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $137.8M | $217.7M |
| Free Cash FlowOCF − Capex | $-216.2M | $199.3M |
| FCF MarginFCF / Revenue | -60.0% | 108.1% |
| Capex IntensityCapex / Revenue | 98.3% | 10.0% |
| Cash ConversionOCF / Net Profit | 3.16× | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | $-577.5M | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $137.8M | $217.7M | ||
| Q3 25 | $162.8M | $39.5M | ||
| Q2 25 | $176.9M | $35.9M | ||
| Q1 25 | $124.3M | $83.1M | ||
| Q4 24 | $136.4M | $252.5M | ||
| Q3 24 | $201.9M | $58.1M | ||
| Q2 24 | $146.4M | $95.1M | ||
| Q1 24 | $109.7M | $61.0M |
| Q4 25 | $-216.2M | $199.3M | ||
| Q3 25 | $-127.9M | $35.5M | ||
| Q2 25 | $-156.4M | $31.8M | ||
| Q1 25 | $-77.0M | $78.7M | ||
| Q4 24 | $-48.9M | $231.2M | ||
| Q3 24 | $-16.1M | $51.8M | ||
| Q2 24 | $-199.6M | $90.4M | ||
| Q1 24 | $-150.3M | $54.8M |
| Q4 25 | -60.0% | 108.1% | ||
| Q3 25 | -24.3% | 19.1% | ||
| Q2 25 | -34.8% | 17.4% | ||
| Q1 25 | -18.7% | 44.1% | ||
| Q4 24 | -13.0% | 126.5% | ||
| Q3 24 | -3.0% | 29.6% | ||
| Q2 24 | -45.1% | 50.3% | ||
| Q1 24 | -36.0% | 31.4% |
| Q4 25 | 98.3% | 10.0% | ||
| Q3 25 | 55.2% | 2.1% | ||
| Q2 25 | 74.2% | 2.3% | ||
| Q1 25 | 49.0% | 2.4% | ||
| Q4 24 | 49.3% | 11.7% | ||
| Q3 24 | 41.0% | 3.6% | ||
| Q2 24 | 78.2% | 2.6% | ||
| Q1 24 | 62.2% | 3.5% |
| Q4 25 | 3.16× | 3.90× | ||
| Q3 25 | 1.31× | 0.76× | ||
| Q2 25 | 1.85× | 0.69× | ||
| Q1 25 | 2.08× | 1.82× | ||
| Q4 24 | 3.60× | 5.02× | ||
| Q3 24 | 1.78× | 1.24× | ||
| Q2 24 | 1.63× | 1.86× | ||
| Q1 24 | 2.28× | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
OFG
Segment breakdown not available.
