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Side-by-side financial comparison of IDACORP INC (IDA) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
IDACORP INC is the larger business by last-quarter revenue ($360.1M vs $253.4M, roughly 1.4× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -4.2%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-216.2M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -7.2%).
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
IDA vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $360.1M | $253.4M |
| Net Profit | $43.6M | — |
| Gross Margin | — | — |
| Operating Margin | 14.9% | 28.7% |
| Net Margin | 12.1% | — |
| Revenue YoY | -4.2% | 62.7% |
| Net Profit YoY | 15.1% | — |
| EPS (diluted) | $0.78 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $360.1M | $253.4M | ||
| Q3 25 | $526.4M | $244.7M | ||
| Q2 25 | $449.3M | $203.3M | ||
| Q1 25 | $411.1M | $174.6M | ||
| Q4 24 | $375.9M | $155.8M | ||
| Q3 24 | $532.5M | $148.5M | ||
| Q2 24 | $442.6M | $131.1M | ||
| Q1 24 | $417.9M | $118.5M |
| Q4 25 | $43.6M | — | ||
| Q3 25 | $124.4M | $51.5M | ||
| Q2 25 | $95.8M | $46.5M | ||
| Q1 25 | $59.6M | $42.9M | ||
| Q4 24 | $37.9M | — | ||
| Q3 24 | $113.6M | $30.5M | ||
| Q2 24 | $89.5M | $25.7M | ||
| Q1 24 | $48.2M | $26.4M |
| Q4 25 | 14.9% | 28.7% | ||
| Q3 25 | 27.5% | 27.4% | ||
| Q2 25 | 22.4% | 29.5% | ||
| Q1 25 | 13.4% | 30.8% | ||
| Q4 24 | 11.0% | 28.9% | ||
| Q3 24 | 25.1% | 25.9% | ||
| Q2 24 | 23.3% | 25.5% | ||
| Q1 24 | 11.9% | 29.0% |
| Q4 25 | 12.1% | — | ||
| Q3 25 | 23.6% | 21.0% | ||
| Q2 25 | 21.3% | 22.9% | ||
| Q1 25 | 14.5% | 24.6% | ||
| Q4 24 | 10.1% | — | ||
| Q3 24 | 21.3% | 20.5% | ||
| Q2 24 | 20.2% | 19.6% | ||
| Q1 24 | 11.5% | 22.3% |
| Q4 25 | $0.78 | $2.05 | ||
| Q3 25 | $2.26 | $1.87 | ||
| Q2 25 | $1.76 | $1.68 | ||
| Q1 25 | $1.10 | $1.57 | ||
| Q4 24 | $0.72 | $1.29 | ||
| Q3 24 | $2.12 | $1.15 | ||
| Q2 24 | $1.71 | $1.00 | ||
| Q1 24 | $0.95 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $215.7M | $106.9M |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $3.6B | $942.7M |
| Total Assets | $10.2B | $3.1B |
| Debt / EquityLower = less leverage | 0.93× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $215.7M | $106.9M | ||
| Q3 25 | $333.2M | $111.7M | ||
| Q2 25 | $474.5M | $81.3M | ||
| Q1 25 | $634.5M | $119.3M | ||
| Q4 24 | $368.9M | $80.4M | ||
| Q3 24 | $427.9M | $86.5M | ||
| Q2 24 | $169.6M | $47.8M | ||
| Q1 24 | $157.6M | $61.4M |
| Q4 25 | $3.3B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.6B | $942.7M | ||
| Q3 25 | $3.5B | $878.1M | ||
| Q2 25 | $3.4B | $847.2M | ||
| Q1 25 | $3.3B | $790.4M | ||
| Q4 24 | $3.3B | $729.0M | ||
| Q3 24 | $3.3B | $703.3M | ||
| Q2 24 | $3.2B | $532.6M | ||
| Q1 24 | $2.9B | $501.7M |
| Q4 25 | $10.2B | $3.1B | ||
| Q3 25 | $10.1B | $2.9B | ||
| Q2 25 | $9.9B | $2.8B | ||
| Q1 25 | $9.6B | $2.4B | ||
| Q4 24 | $9.2B | $2.3B | ||
| Q3 24 | $9.1B | $2.3B | ||
| Q2 24 | $8.7B | $2.0B | ||
| Q1 24 | $8.3B | $1.9B |
| Q4 25 | 0.93× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.92× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $137.8M | $409.1M |
| Free Cash FlowOCF − Capex | $-216.2M | $409.0M |
| FCF MarginFCF / Revenue | -60.0% | 161.4% |
| Capex IntensityCapex / Revenue | 98.3% | 0.1% |
| Cash ConversionOCF / Net Profit | 3.16× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-577.5M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $137.8M | $409.1M | ||
| Q3 25 | $162.8M | $83.6M | ||
| Q2 25 | $176.9M | $120.9M | ||
| Q1 25 | $124.3M | $87.2M | ||
| Q4 24 | $136.4M | $261.2M | ||
| Q3 24 | $201.9M | $100.3M | ||
| Q2 24 | $146.4M | $55.1M | ||
| Q1 24 | $109.7M | $33.1M |
| Q4 25 | $-216.2M | $409.0M | ||
| Q3 25 | $-127.9M | $83.6M | ||
| Q2 25 | $-156.4M | $120.8M | ||
| Q1 25 | $-77.0M | $87.1M | ||
| Q4 24 | $-48.9M | $260.9M | ||
| Q3 24 | $-16.1M | $100.1M | ||
| Q2 24 | $-199.6M | — | ||
| Q1 24 | $-150.3M | — |
| Q4 25 | -60.0% | 161.4% | ||
| Q3 25 | -24.3% | 34.2% | ||
| Q2 25 | -34.8% | 59.4% | ||
| Q1 25 | -18.7% | 49.9% | ||
| Q4 24 | -13.0% | 167.5% | ||
| Q3 24 | -3.0% | 67.4% | ||
| Q2 24 | -45.1% | — | ||
| Q1 24 | -36.0% | — |
| Q4 25 | 98.3% | 0.1% | ||
| Q3 25 | 55.2% | 0.0% | ||
| Q2 25 | 74.2% | 0.0% | ||
| Q1 25 | 49.0% | 0.0% | ||
| Q4 24 | 49.3% | 0.2% | ||
| Q3 24 | 41.0% | 0.1% | ||
| Q2 24 | 78.2% | 0.0% | ||
| Q1 24 | 62.2% | 0.0% |
| Q4 25 | 3.16× | — | ||
| Q3 25 | 1.31× | 1.63× | ||
| Q2 25 | 1.85× | 2.60× | ||
| Q1 25 | 2.08× | 2.03× | ||
| Q4 24 | 3.60× | — | ||
| Q3 24 | 1.78× | 3.29× | ||
| Q2 24 | 1.63× | 2.14× | ||
| Q1 24 | 2.28× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
PLMR
Segment breakdown not available.
