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Side-by-side financial comparison of IDACORP INC (IDA) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
IDACORP INC is the larger business by last-quarter revenue ($360.1M vs $333.4M, roughly 1.1× PRA GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 12.1%, a 4.8% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs -4.2%). PRA GROUP INC produced more free cash flow last quarter ($-90.4M vs $-216.2M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs -7.2%).
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
IDA vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $360.1M | $333.4M |
| Net Profit | $43.6M | $56.5M |
| Gross Margin | — | — |
| Operating Margin | 14.9% | 37.7% |
| Net Margin | 12.1% | 17.0% |
| Revenue YoY | -4.2% | 13.7% |
| Net Profit YoY | 15.1% | 206.3% |
| EPS (diluted) | $0.78 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $360.1M | $333.4M | ||
| Q3 25 | $526.4M | $311.1M | ||
| Q2 25 | $449.3M | $287.7M | ||
| Q1 25 | $411.1M | $269.6M | ||
| Q4 24 | $375.9M | $293.2M | ||
| Q3 24 | $532.5M | $281.5M | ||
| Q2 24 | $442.6M | $284.2M | ||
| Q1 24 | $417.9M | $255.6M |
| Q4 25 | $43.6M | $56.5M | ||
| Q3 25 | $124.4M | $-407.7M | ||
| Q2 25 | $95.8M | $42.4M | ||
| Q1 25 | $59.6M | $3.7M | ||
| Q4 24 | $37.9M | $18.5M | ||
| Q3 24 | $113.6M | $27.2M | ||
| Q2 24 | $89.5M | $21.5M | ||
| Q1 24 | $48.2M | $3.5M |
| Q4 25 | 14.9% | 37.7% | ||
| Q3 25 | 27.5% | -101.4% | ||
| Q2 25 | 22.4% | 29.6% | ||
| Q1 25 | 13.4% | 27.7% | ||
| Q4 24 | 11.0% | 32.1% | ||
| Q3 24 | 25.1% | 32.0% | ||
| Q2 24 | 23.3% | 31.4% | ||
| Q1 24 | 11.9% | 26.0% |
| Q4 25 | 12.1% | 17.0% | ||
| Q3 25 | 23.6% | -131.0% | ||
| Q2 25 | 21.3% | 14.7% | ||
| Q1 25 | 14.5% | 1.4% | ||
| Q4 24 | 10.1% | 6.3% | ||
| Q3 24 | 21.3% | 9.6% | ||
| Q2 24 | 20.2% | 7.6% | ||
| Q1 24 | 11.5% | 1.4% |
| Q4 25 | $0.78 | $1.47 | ||
| Q3 25 | $2.26 | $-10.43 | ||
| Q2 25 | $1.76 | $1.08 | ||
| Q1 25 | $1.10 | $0.09 | ||
| Q4 24 | $0.72 | $0.47 | ||
| Q3 24 | $2.12 | $0.69 | ||
| Q2 24 | $1.71 | $0.54 | ||
| Q1 24 | $0.95 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $215.7M | $104.4M |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $3.6B | $979.9M |
| Total Assets | $10.2B | $5.1B |
| Debt / EquityLower = less leverage | 0.93× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $215.7M | $104.4M | ||
| Q3 25 | $333.2M | $107.5M | ||
| Q2 25 | $474.5M | $131.6M | ||
| Q1 25 | $634.5M | $128.7M | ||
| Q4 24 | $368.9M | $105.9M | ||
| Q3 24 | $427.9M | $141.1M | ||
| Q2 24 | $169.6M | $118.9M | ||
| Q1 24 | $157.6M | $108.1M |
| Q4 25 | $3.3B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.6B | $979.9M | ||
| Q3 25 | $3.5B | $928.5M | ||
| Q2 25 | $3.4B | $1.3B | ||
| Q1 25 | $3.3B | $1.2B | ||
| Q4 24 | $3.3B | $1.1B | ||
| Q3 24 | $3.3B | $1.2B | ||
| Q2 24 | $3.2B | $1.1B | ||
| Q1 24 | $2.9B | $1.1B |
| Q4 25 | $10.2B | $5.1B | ||
| Q3 25 | $10.1B | $5.0B | ||
| Q2 25 | $9.9B | $5.4B | ||
| Q1 25 | $9.6B | $5.1B | ||
| Q4 24 | $9.2B | $4.9B | ||
| Q3 24 | $9.1B | $4.9B | ||
| Q2 24 | $8.7B | $4.7B | ||
| Q1 24 | $8.3B | $4.5B |
| Q4 25 | 0.93× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.92× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $137.8M | $-85.5M |
| Free Cash FlowOCF − Capex | $-216.2M | $-90.4M |
| FCF MarginFCF / Revenue | -60.0% | -27.1% |
| Capex IntensityCapex / Revenue | 98.3% | 1.4% |
| Cash ConversionOCF / Net Profit | 3.16× | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $-577.5M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $137.8M | $-85.5M | ||
| Q3 25 | $162.8M | $-10.1M | ||
| Q2 25 | $176.9M | $-12.9M | ||
| Q1 25 | $124.3M | $-52.6M | ||
| Q4 24 | $136.4M | $-94.6M | ||
| Q3 24 | $201.9M | $-35.0M | ||
| Q2 24 | $146.4M | $-29.5M | ||
| Q1 24 | $109.7M | $-73.0M |
| Q4 25 | $-216.2M | $-90.4M | ||
| Q3 25 | $-127.9M | $-11.3M | ||
| Q2 25 | $-156.4M | $-14.2M | ||
| Q1 25 | $-77.0M | $-53.5M | ||
| Q4 24 | $-48.9M | $-98.6M | ||
| Q3 24 | $-16.1M | $-36.1M | ||
| Q2 24 | $-199.6M | $-30.8M | ||
| Q1 24 | $-150.3M | $-73.5M |
| Q4 25 | -60.0% | -27.1% | ||
| Q3 25 | -24.3% | -3.6% | ||
| Q2 25 | -34.8% | -4.9% | ||
| Q1 25 | -18.7% | -19.8% | ||
| Q4 24 | -13.0% | -33.6% | ||
| Q3 24 | -3.0% | -12.8% | ||
| Q2 24 | -45.1% | -10.8% | ||
| Q1 24 | -36.0% | -28.8% |
| Q4 25 | 98.3% | 1.4% | ||
| Q3 25 | 55.2% | 0.4% | ||
| Q2 25 | 74.2% | 0.4% | ||
| Q1 25 | 49.0% | 0.3% | ||
| Q4 24 | 49.3% | 1.4% | ||
| Q3 24 | 41.0% | 0.4% | ||
| Q2 24 | 78.2% | 0.5% | ||
| Q1 24 | 62.2% | 0.2% |
| Q4 25 | 3.16× | -1.51× | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 1.85× | -0.30× | ||
| Q1 25 | 2.08× | -14.37× | ||
| Q4 24 | 3.60× | -5.13× | ||
| Q3 24 | 1.78× | -1.29× | ||
| Q2 24 | 1.63× | -1.37× | ||
| Q1 24 | 2.28× | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
