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Side-by-side financial comparison of IDACORP INC (IDA) and TRUPANION, INC. (TRUP). Click either name above to swap in a different company.
TRUPANION, INC. is the larger business by last-quarter revenue ($376.9M vs $360.1M, roughly 1.0× IDACORP INC). On growth, TRUPANION, INC. posted the faster year-over-year revenue change (11.7% vs -4.2%). TRUPANION, INC. produced more free cash flow last quarter ($25.3M vs $-216.2M). Over the past eight quarters, TRUPANION, INC.'s revenue compounded faster (11.0% CAGR vs -7.2%).
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
IDA vs TRUP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $360.1M | $376.9M |
| Net Profit | $43.6M | — |
| Gross Margin | — | 17.3% |
| Operating Margin | 14.9% | 1.9% |
| Net Margin | 12.1% | — |
| Revenue YoY | -4.2% | 11.7% |
| Net Profit YoY | 15.1% | — |
| EPS (diluted) | $0.78 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $360.1M | $376.9M | ||
| Q3 25 | $526.4M | $366.9M | ||
| Q2 25 | $449.3M | $353.6M | ||
| Q1 25 | $411.1M | $342.0M | ||
| Q4 24 | $375.9M | $337.3M | ||
| Q3 24 | $532.5M | $327.5M | ||
| Q2 24 | $442.6M | $314.8M | ||
| Q1 24 | $417.9M | $306.1M |
| Q4 25 | $43.6M | — | ||
| Q3 25 | $124.4M | — | ||
| Q2 25 | $95.8M | — | ||
| Q1 25 | $59.6M | — | ||
| Q4 24 | $37.9M | — | ||
| Q3 24 | $113.6M | — | ||
| Q2 24 | $89.5M | — | ||
| Q1 24 | $48.2M | — |
| Q4 25 | — | 17.3% | ||
| Q3 25 | — | 16.4% | ||
| Q2 25 | — | 15.5% | ||
| Q1 25 | — | 14.9% | ||
| Q4 24 | — | 15.7% | ||
| Q3 24 | — | 15.1% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | — | 11.8% |
| Q4 25 | 14.9% | 1.9% | ||
| Q3 25 | 27.5% | 1.6% | ||
| Q2 25 | 22.4% | 0.7% | ||
| Q1 25 | 13.4% | -0.4% | ||
| Q4 24 | 11.0% | 0.1% | ||
| Q3 24 | 25.1% | 0.5% | ||
| Q2 24 | 23.3% | -1.7% | ||
| Q1 24 | 11.9% | -2.0% |
| Q4 25 | 12.1% | — | ||
| Q3 25 | 23.6% | — | ||
| Q2 25 | 21.3% | — | ||
| Q1 25 | 14.5% | — | ||
| Q4 24 | 10.1% | — | ||
| Q3 24 | 21.3% | — | ||
| Q2 24 | 20.2% | — | ||
| Q1 24 | 11.5% | — |
| Q4 25 | $0.78 | $0.13 | ||
| Q3 25 | $2.26 | $0.13 | ||
| Q2 25 | $1.76 | $0.22 | ||
| Q1 25 | $1.10 | $-0.03 | ||
| Q4 24 | $0.72 | $0.04 | ||
| Q3 24 | $2.12 | $0.03 | ||
| Q2 24 | $1.71 | $-0.14 | ||
| Q1 24 | $0.95 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $215.7M | $370.7M |
| Total DebtLower is stronger | $3.3B | $101.8M |
| Stockholders' EquityBook value | $3.6B | $383.9M |
| Total Assets | $10.2B | $915.0M |
| Debt / EquityLower = less leverage | 0.93× | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $215.7M | $370.7M | ||
| Q3 25 | $333.2M | $348.5M | ||
| Q2 25 | $474.5M | $319.6M | ||
| Q1 25 | $634.5M | $321.8M | ||
| Q4 24 | $368.9M | $307.4M | ||
| Q3 24 | $427.9M | $293.1M | ||
| Q2 24 | $169.6M | $277.2M | ||
| Q1 24 | $157.6M | $275.2M |
| Q4 25 | $3.3B | $101.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.1B | $127.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.6B | $383.9M | ||
| Q3 25 | $3.5B | $368.6M | ||
| Q2 25 | $3.4B | $355.5M | ||
| Q1 25 | $3.3B | $333.7M | ||
| Q4 24 | $3.3B | $323.3M | ||
| Q3 24 | $3.3B | $320.2M | ||
| Q2 24 | $3.2B | $305.8M | ||
| Q1 24 | $2.9B | $303.4M |
| Q4 25 | $10.2B | $915.0M | ||
| Q3 25 | $10.1B | $880.2M | ||
| Q2 25 | $9.9B | $847.8M | ||
| Q1 25 | $9.6B | $837.2M | ||
| Q4 24 | $9.2B | $806.9M | ||
| Q3 24 | $9.1B | $816.1M | ||
| Q2 24 | $8.7B | $795.9M | ||
| Q1 24 | $8.3B | $789.5M |
| Q4 25 | 0.93× | 0.27× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.92× | 0.39× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $137.8M | $29.3M |
| Free Cash FlowOCF − Capex | $-216.2M | $25.3M |
| FCF MarginFCF / Revenue | -60.0% | 6.7% |
| Capex IntensityCapex / Revenue | 98.3% | 1.0% |
| Cash ConversionOCF / Net Profit | 3.16× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-577.5M | $75.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $137.8M | $29.3M | ||
| Q3 25 | $162.8M | $29.2M | ||
| Q2 25 | $176.9M | $15.0M | ||
| Q1 25 | $124.3M | $16.0M | ||
| Q4 24 | $136.4M | $23.7M | ||
| Q3 24 | $201.9M | $15.3M | ||
| Q2 24 | $146.4M | $6.9M | ||
| Q1 24 | $109.7M | $2.4M |
| Q4 25 | $-216.2M | $25.3M | ||
| Q3 25 | $-127.9M | $23.9M | ||
| Q2 25 | $-156.4M | $12.0M | ||
| Q1 25 | $-77.0M | $14.0M | ||
| Q4 24 | $-48.9M | $21.8M | ||
| Q3 24 | $-16.1M | $13.4M | ||
| Q2 24 | $-199.6M | $4.0M | ||
| Q1 24 | $-150.3M | $-631.0K |
| Q4 25 | -60.0% | 6.7% | ||
| Q3 25 | -24.3% | 6.5% | ||
| Q2 25 | -34.8% | 3.4% | ||
| Q1 25 | -18.7% | 4.1% | ||
| Q4 24 | -13.0% | 6.5% | ||
| Q3 24 | -3.0% | 4.1% | ||
| Q2 24 | -45.1% | 1.3% | ||
| Q1 24 | -36.0% | -0.2% |
| Q4 25 | 98.3% | 1.0% | ||
| Q3 25 | 55.2% | 1.4% | ||
| Q2 25 | 74.2% | 0.8% | ||
| Q1 25 | 49.0% | 0.6% | ||
| Q4 24 | 49.3% | 0.6% | ||
| Q3 24 | 41.0% | 0.6% | ||
| Q2 24 | 78.2% | 0.9% | ||
| Q1 24 | 62.2% | 1.0% |
| Q4 25 | 3.16× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 1.85× | — | ||
| Q1 25 | 2.08× | — | ||
| Q4 24 | 3.60× | — | ||
| Q3 24 | 1.78× | — | ||
| Q2 24 | 1.63× | — | ||
| Q1 24 | 2.28× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
