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Side-by-side financial comparison of INSTEEL INDUSTRIES INC (IIIN) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $159.9M, roughly 1.2× INSTEEL INDUSTRIES INC). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 4.7%, a 44.7% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 23.3%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-2.2M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 12.0%).
Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
IIIN vs TMP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $159.9M | $194.8M |
| Net Profit | $7.6M | $96.2M |
| Gross Margin | 11.3% | — |
| Operating Margin | 6.0% | 71.7% |
| Net Margin | 4.7% | 49.4% |
| Revenue YoY | 23.3% | 152.7% |
| Net Profit YoY | 602.4% | 388.9% |
| EPS (diluted) | $0.39 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $159.9M | $194.8M | ||
| Q3 25 | $177.4M | $87.4M | ||
| Q2 25 | $179.9M | $82.6M | ||
| Q1 25 | $160.7M | $81.7M | ||
| Q4 24 | $129.7M | $77.1M | ||
| Q3 24 | $134.3M | $76.6M | ||
| Q2 24 | $145.8M | $72.7M | ||
| Q1 24 | $127.4M | $72.8M |
| Q4 25 | $7.6M | $96.2M | ||
| Q3 25 | $14.6M | $23.7M | ||
| Q2 25 | $15.2M | $21.5M | ||
| Q1 25 | $10.2M | $19.7M | ||
| Q4 24 | $1.1M | $19.7M | ||
| Q3 24 | $4.7M | $18.6M | ||
| Q2 24 | $6.6M | $15.7M | ||
| Q1 24 | $6.9M | $16.9M |
| Q4 25 | 11.3% | — | ||
| Q3 25 | 16.1% | — | ||
| Q2 25 | 17.1% | — | ||
| Q1 25 | 15.3% | — | ||
| Q4 24 | 7.3% | — | ||
| Q3 24 | 9.1% | — | ||
| Q2 24 | 10.6% | — | ||
| Q1 24 | 12.3% | — |
| Q4 25 | 6.0% | 71.7% | ||
| Q3 25 | 10.8% | 35.6% | ||
| Q2 25 | 11.0% | 34.2% | ||
| Q1 25 | 8.3% | 31.6% | ||
| Q4 24 | 1.1% | 33.4% | ||
| Q3 24 | 4.5% | 32.0% | ||
| Q2 24 | 6.0% | 28.3% | ||
| Q1 24 | 7.0% | 30.4% |
| Q4 25 | 4.7% | 49.4% | ||
| Q3 25 | 8.2% | 27.1% | ||
| Q2 25 | 8.4% | 26.0% | ||
| Q1 25 | 6.4% | 24.1% | ||
| Q4 24 | 0.8% | 25.5% | ||
| Q3 24 | 3.5% | 24.3% | ||
| Q2 24 | 4.5% | 21.6% | ||
| Q1 24 | 5.4% | 23.2% |
| Q4 25 | $0.39 | $6.72 | ||
| Q3 25 | $0.74 | $1.65 | ||
| Q2 25 | $0.78 | $1.50 | ||
| Q1 25 | $0.52 | $1.37 | ||
| Q4 24 | $0.06 | $1.39 | ||
| Q3 24 | $0.24 | $1.30 | ||
| Q2 24 | $0.34 | $1.10 | ||
| Q1 24 | $0.35 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.6M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $358.8M | $938.4M |
| Total Assets | $456.1M | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.6M | $132.8M | ||
| Q3 25 | $38.6M | $193.5M | ||
| Q2 25 | $53.7M | $212.6M | ||
| Q1 25 | $28.4M | $193.1M | ||
| Q4 24 | $36.0M | $134.4M | ||
| Q3 24 | $111.5M | $132.3M | ||
| Q2 24 | $97.7M | $70.9M | ||
| Q1 24 | $83.9M | $57.1M |
| Q4 25 | $358.8M | $938.4M | ||
| Q3 25 | $371.5M | $788.8M | ||
| Q2 25 | $356.2M | $761.8M | ||
| Q1 25 | $341.4M | $741.4M | ||
| Q4 24 | $331.6M | $713.4M | ||
| Q3 24 | $350.9M | $719.9M | ||
| Q2 24 | $346.0M | $674.6M | ||
| Q1 24 | $340.6M | $667.9M |
| Q4 25 | $456.1M | $8.7B | ||
| Q3 25 | $462.6M | $8.5B | ||
| Q2 25 | $471.9M | $8.4B | ||
| Q1 25 | $421.9M | $8.2B | ||
| Q4 24 | $404.7M | $8.1B | ||
| Q3 24 | $422.6M | $8.0B | ||
| Q2 24 | $414.6M | $7.9B | ||
| Q1 24 | $397.2M | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-701.0K | $38.9M |
| Free Cash FlowOCF − Capex | $-2.2M | $31.9M |
| FCF MarginFCF / Revenue | -1.4% | 16.4% |
| Capex IntensityCapex / Revenue | 0.9% | 3.6% |
| Cash ConversionOCF / Net Profit | -0.09× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $439.0K | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-701.0K | $38.9M | ||
| Q3 25 | $-17.0M | $34.9M | ||
| Q2 25 | $28.5M | $18.9M | ||
| Q1 25 | $-3.3M | $22.2M | ||
| Q4 24 | $19.0M | $95.0M | ||
| Q3 24 | $16.2M | $21.2M | ||
| Q2 24 | $18.8M | $27.3M | ||
| Q1 24 | $1.4M | $23.2M |
| Q4 25 | $-2.2M | $31.9M | ||
| Q3 25 | $-18.7M | $33.9M | ||
| Q2 25 | $26.9M | $18.3M | ||
| Q1 25 | $-5.5M | $20.9M | ||
| Q4 24 | $16.3M | $88.8M | ||
| Q3 24 | $14.5M | $18.9M | ||
| Q2 24 | $15.5M | $26.3M | ||
| Q1 24 | $-580.0K | $21.9M |
| Q4 25 | -1.4% | 16.4% | ||
| Q3 25 | -10.6% | 38.8% | ||
| Q2 25 | 15.0% | 22.1% | ||
| Q1 25 | -3.5% | 25.5% | ||
| Q4 24 | 12.6% | 115.1% | ||
| Q3 24 | 10.8% | 24.7% | ||
| Q2 24 | 10.7% | 36.2% | ||
| Q1 24 | -0.5% | 30.0% |
| Q4 25 | 0.9% | 3.6% | ||
| Q3 25 | 1.0% | 1.1% | ||
| Q2 25 | 0.9% | 0.8% | ||
| Q1 25 | 1.4% | 1.7% | ||
| Q4 24 | 2.1% | 8.1% | ||
| Q3 24 | 1.3% | 2.9% | ||
| Q2 24 | 2.2% | 1.3% | ||
| Q1 24 | 1.5% | 1.9% |
| Q4 25 | -0.09× | 0.40× | ||
| Q3 25 | -1.17× | 1.47× | ||
| Q2 25 | 1.88× | 0.88× | ||
| Q1 25 | -0.32× | 1.13× | ||
| Q4 24 | 17.56× | 4.82× | ||
| Q3 24 | 3.48× | 1.14× | ||
| Q2 24 | 2.86× | 1.74× | ||
| Q1 24 | 0.20× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IIIN
| Welded Wire Reinforcement | $108.4M | 68% |
| PC Strand | $51.6M | 32% |
TMP
Segment breakdown not available.
