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Side-by-side financial comparison of INTERGROUP CORP (INTG) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.
Orange County Bancorp, Inc. is the larger business by last-quarter revenue ($33.0M vs $17.3M, roughly 1.9× INTERGROUP CORP). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs 8.8%, a 28.9% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs 19.8%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $-481.0K). Over the past eight quarters, Orange County Bancorp, Inc.'s revenue compounded faster (14.3% CAGR vs 7.8%).
Intergroup Corp is a diversified holding firm operating two core segments: real estate and hotel operations. It owns, manages and leases commercial and residential properties across the U.S., and runs limited-service hotels for leisure and business travelers.
Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.
INTG vs OBT — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $17.3M | $33.0M |
| Net Profit | $1.5M | $12.4M |
| Gross Margin | — | — |
| Operating Margin | 11.6% | 41.4% |
| Net Margin | 8.8% | 37.6% |
| Revenue YoY | 19.8% | 20.6% |
| Net Profit YoY | 155.6% | 73.5% |
| EPS (diluted) | $0.71 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $17.3M | $33.0M | ||
| Q3 25 | $17.9M | $33.7M | ||
| Q2 25 | $16.2M | $32.5M | ||
| Q1 25 | $16.8M | $28.0M | ||
| Q4 24 | $14.4M | $27.4M | ||
| Q3 24 | $16.9M | $27.1M | ||
| Q2 24 | $13.4M | $27.9M | ||
| Q1 24 | $14.9M | $25.3M |
| Q4 25 | $1.5M | $12.4M | ||
| Q3 25 | $-535.0K | $10.0M | ||
| Q2 25 | $-2.2M | $10.5M | ||
| Q1 25 | $-578.0K | $8.7M | ||
| Q4 24 | $-2.7M | $7.2M | ||
| Q3 24 | $-398.0K | $3.2M | ||
| Q2 24 | $-4.9M | $8.2M | ||
| Q1 24 | $-3.2M | $9.3M |
| Q4 25 | 11.6% | 41.4% | ||
| Q3 25 | 15.3% | 38.6% | ||
| Q2 25 | 8.1% | 41.9% | ||
| Q1 25 | 14.0% | 40.3% | ||
| Q4 24 | 5.9% | 32.8% | ||
| Q3 24 | 18.5% | 14.8% | ||
| Q2 24 | 3.7% | 36.6% | ||
| Q1 24 | 4.8% | 45.9% |
| Q4 25 | 8.8% | 37.6% | ||
| Q3 25 | -3.0% | 29.7% | ||
| Q2 25 | -13.9% | 32.2% | ||
| Q1 25 | -3.4% | 31.1% | ||
| Q4 24 | -18.9% | 26.2% | ||
| Q3 24 | -2.4% | 11.8% | ||
| Q2 24 | -36.7% | 29.4% | ||
| Q1 24 | -21.3% | 36.7% |
| Q4 25 | $0.71 | $0.94 | ||
| Q3 25 | $-0.25 | $0.75 | ||
| Q2 25 | — | $0.87 | ||
| Q1 25 | $-0.27 | $0.77 | ||
| Q4 24 | $-1.26 | $0.64 | ||
| Q3 24 | $-0.18 | $0.28 | ||
| Q2 24 | — | $0.73 | ||
| Q1 24 | $-1.44 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $7.5M | — |
| Total DebtLower is stronger | $233.2M | — |
| Stockholders' EquityBook value | $-85.2M | $284.4M |
| Total Assets | $101.1M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $7.5M | — | ||
| Q3 25 | $6.0M | — | ||
| Q2 25 | $6.1M | — | ||
| Q1 25 | $4.8M | — | ||
| Q4 24 | $15.4M | — | ||
| Q3 24 | $12.2M | — | ||
| Q2 24 | $11.6M | — | ||
| Q1 24 | $19.5M | — |
| Q4 25 | $233.2M | — | ||
| Q3 25 | $237.8M | — | ||
| Q2 25 | $240.5M | — | ||
| Q1 25 | $241.5M | — | ||
| Q4 24 | $227.2M | — | ||
| Q3 24 | $218.1M | — | ||
| Q2 24 | $225.7M | — | ||
| Q1 24 | $225.0M | — |
| Q4 25 | $-85.2M | $284.4M | ||
| Q3 25 | $-86.7M | $270.1M | ||
| Q2 25 | $-86.1M | $252.6M | ||
| Q1 25 | $-84.5M | $201.3M | ||
| Q4 24 | $-83.9M | $185.5M | ||
| Q3 24 | $-80.9M | $193.1M | ||
| Q2 24 | $-80.3M | $177.5M | ||
| Q1 24 | $-76.4M | $168.7M |
| Q4 25 | $101.1M | $2.7B | ||
| Q3 25 | $102.5M | $2.6B | ||
| Q2 25 | $104.1M | $2.6B | ||
| Q1 25 | $103.2M | $2.6B | ||
| Q4 24 | $110.6M | $2.5B | ||
| Q3 24 | $109.3M | $2.5B | ||
| Q2 24 | $107.8M | $2.5B | ||
| Q1 24 | $119.0M | $2.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-23.0K | $43.8M |
| Free Cash FlowOCF − Capex | $-481.0K | $41.3M |
| FCF MarginFCF / Revenue | -2.8% | 125.1% |
| Capex IntensityCapex / Revenue | 2.6% | 7.6% |
| Cash ConversionOCF / Net Profit | -0.02× | 3.53× |
| TTM Free Cash FlowTrailing 4 quarters | $739.0K | $69.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-23.0K | $43.8M | ||
| Q3 25 | $-296.0K | $30.2M | ||
| Q2 25 | $5.9M | $-5.0M | ||
| Q1 25 | $-854.0K | $4.8M | ||
| Q4 24 | $-781.0K | $34.6M | ||
| Q3 24 | $3.4M | $10.2M | ||
| Q2 24 | $6.8M | $9.3M | ||
| Q1 24 | $1.9M | $2.3M |
| Q4 25 | $-481.0K | $41.3M | ||
| Q3 25 | $-1.3M | $29.6M | ||
| Q2 25 | $3.6M | $-5.7M | ||
| Q1 25 | $-1.2M | $4.3M | ||
| Q4 24 | $-1.1M | $32.9M | ||
| Q3 24 | $3.1M | $10.0M | ||
| Q2 24 | $2.7M | $9.2M | ||
| Q1 24 | $1.1M | $2.0M |
| Q4 25 | -2.8% | 125.1% | ||
| Q3 25 | -7.1% | 87.8% | ||
| Q2 25 | 22.5% | -17.5% | ||
| Q1 25 | -6.8% | 15.5% | ||
| Q4 24 | -7.8% | 120.0% | ||
| Q3 24 | 18.3% | 36.7% | ||
| Q2 24 | 20.4% | 32.8% | ||
| Q1 24 | 7.6% | 7.9% |
| Q4 25 | 2.6% | 7.6% | ||
| Q3 25 | 5.4% | 1.8% | ||
| Q2 25 | 13.9% | 2.3% | ||
| Q1 25 | 1.8% | 1.8% | ||
| Q4 24 | 2.4% | 6.3% | ||
| Q3 24 | 1.6% | 1.1% | ||
| Q2 24 | 30.4% | 0.4% | ||
| Q1 24 | 4.9% | 1.0% |
| Q4 25 | -0.02× | 3.53× | ||
| Q3 25 | — | 3.01× | ||
| Q2 25 | — | -0.47× | ||
| Q1 25 | — | 0.56× | ||
| Q4 24 | — | 4.83× | ||
| Q3 24 | — | 3.19× | ||
| Q2 24 | — | 1.13× | ||
| Q1 24 | — | 0.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
INTG
| Hotel Operations | $12.7M | 73% |
| Real Estate Operation | $4.6M | 27% |
OBT
Segment breakdown not available.
