vs

Side-by-side financial comparison of IRONWOOD PHARMACEUTICALS INC (IRWD) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

IRONWOOD PHARMACEUTICALS INC is the larger business by last-quarter revenue ($47.7M vs $31.4M, roughly 1.5× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -4.8%, a 41.1% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -47.3%). IRONWOOD PHARMACEUTICALS INC produced more free cash flow last quarter ($74.6M vs $54.6M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -20.2%).

Ironwood Pharmaceuticals, Inc. is a publicly traded pharmaceutical company. It was originally called Microbia, Inc.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

IRWD vs PDLB — Head-to-Head

Bigger by revenue
IRWD
IRWD
1.5× larger
IRWD
$47.7M
$31.4M
PDLB
Growing faster (revenue YoY)
PDLB
PDLB
+84.9% gap
PDLB
37.6%
-47.3%
IRWD
Higher net margin
PDLB
PDLB
41.1% more per $
PDLB
36.3%
-4.8%
IRWD
More free cash flow
IRWD
IRWD
$20.0M more FCF
IRWD
$74.6M
$54.6M
PDLB
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
-20.2%
IRWD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
IRWD
IRWD
PDLB
PDLB
Revenue
$47.7M
$31.4M
Net Profit
$-2.3M
$10.1M
Gross Margin
Operating Margin
14.3%
43.6%
Net Margin
-4.8%
36.3%
Revenue YoY
-47.3%
37.6%
Net Profit YoY
-200.9%
245.6%
EPS (diluted)
$0.01
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IRWD
IRWD
PDLB
PDLB
Q4 25
$47.7M
$31.4M
Q3 25
$122.1M
$26.7M
Q2 25
$85.2M
$26.5M
Q1 25
$41.1M
$24.6M
Q4 24
$90.5M
$22.8M
Q3 24
$91.6M
$20.2M
Q2 24
$94.4M
$20.2M
Q1 24
$74.9M
$20.5M
Net Profit
IRWD
IRWD
PDLB
PDLB
Q4 25
$-2.3M
$10.1M
Q3 25
$40.1M
$6.5M
Q2 25
$23.6M
$6.1M
Q1 25
$-37.4M
$6.0M
Q4 24
$2.3M
$2.9M
Q3 24
$3.6M
$2.4M
Q2 24
$-860.0K
$3.2M
Q1 24
$-4.2M
$2.4M
Operating Margin
IRWD
IRWD
PDLB
PDLB
Q4 25
14.3%
43.6%
Q3 25
61.8%
32.8%
Q2 25
53.2%
30.2%
Q1 25
-70.7%
32.5%
Q4 24
34.8%
19.6%
Q3 24
28.0%
15.2%
Q2 24
26.5%
21.8%
Q1 24
14.7%
18.3%
Net Margin
IRWD
IRWD
PDLB
PDLB
Q4 25
-4.8%
36.3%
Q3 25
32.8%
24.3%
Q2 25
27.7%
23.0%
Q1 25
-90.9%
24.2%
Q4 24
2.5%
14.1%
Q3 24
4.0%
12.1%
Q2 24
-0.9%
15.8%
Q1 24
-5.6%
11.8%
EPS (diluted)
IRWD
IRWD
PDLB
PDLB
Q4 25
$0.01
$0.43
Q3 25
$0.23
$0.27
Q2 25
$0.14
$0.25
Q1 25
$-0.23
$0.25
Q4 24
$0.03
$0.11
Q3 24
$0.02
$0.10
Q2 24
$-0.01
$0.14
Q1 24
$-0.03
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IRWD
IRWD
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$215.5M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$-261.8M
$541.5M
Total Assets
$396.9M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IRWD
IRWD
PDLB
PDLB
Q4 25
$215.5M
$126.2M
Q3 25
$140.4M
$146.6M
Q2 25
$92.9M
$126.6M
Q1 25
$108.5M
$129.9M
Q4 24
$88.6M
$139.8M
Q3 24
$88.2M
$155.8M
Q2 24
$105.5M
$103.2M
Q1 24
$121.5M
$134.7M
Total Debt
IRWD
IRWD
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$199.5M
$521.1M
Q2 25
$199.3M
$536.1M
Q1 25
$199.2M
$521.1M
Q4 24
$199.0M
$596.1M
Q3 24
$198.8M
$580.4M
Q2 24
$198.6M
$680.4M
Q1 24
$398.3M
$680.4M
Stockholders' Equity
IRWD
IRWD
PDLB
PDLB
Q4 25
$-261.8M
$541.5M
Q3 25
$-264.2M
$529.8M
Q2 25
$-308.2M
$521.1M
Q1 25
$-334.1M
$513.9M
Q4 24
$-301.3M
$505.5M
Q3 24
$-311.3M
$504.6M
Q2 24
$-321.7M
$497.7M
Q1 24
$-330.5M
$493.7M
Total Assets
IRWD
IRWD
PDLB
PDLB
Q4 25
$396.9M
$3.2B
Q3 25
$396.1M
$3.2B
Q2 25
$342.9M
$3.2B
Q1 25
$327.2M
$3.1B
Q4 24
$350.9M
$3.0B
Q3 24
$389.5M
$3.0B
Q2 24
$395.6M
$2.8B
Q1 24
$438.8M
$2.8B
Debt / Equity
IRWD
IRWD
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IRWD
IRWD
PDLB
PDLB
Operating Cash FlowLast quarter
$74.6M
$55.6M
Free Cash FlowOCF − Capex
$74.6M
$54.6M
FCF MarginFCF / Revenue
156.3%
173.9%
Capex IntensityCapex / Revenue
0.0%
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$127.0M
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IRWD
IRWD
PDLB
PDLB
Q4 25
$74.6M
$55.6M
Q3 25
$47.6M
$1.4M
Q2 25
$-15.1M
$6.2M
Q1 25
$20.0M
$13.1M
Q4 24
$15.2M
$7.2M
Q3 24
$9.9M
$-14.6M
Q2 24
$33.5M
$-2.6M
Q1 24
$45.0M
$1.5M
Free Cash Flow
IRWD
IRWD
PDLB
PDLB
Q4 25
$74.6M
$54.6M
Q3 25
$47.6M
$786.0K
Q2 25
$-15.1M
$5.9M
Q1 25
$19.9M
$12.9M
Q4 24
$4.5M
Q3 24
$9.9M
$-15.0M
Q2 24
$33.4M
$-2.6M
Q1 24
$44.9M
$-315.0K
FCF Margin
IRWD
IRWD
PDLB
PDLB
Q4 25
156.3%
173.9%
Q3 25
39.0%
2.9%
Q2 25
-17.7%
22.4%
Q1 25
48.4%
52.6%
Q4 24
19.7%
Q3 24
10.8%
-74.1%
Q2 24
35.4%
-13.0%
Q1 24
60.0%
-1.5%
Capex Intensity
IRWD
IRWD
PDLB
PDLB
Q4 25
0.0%
3.1%
Q3 25
0.0%
2.3%
Q2 25
0.0%
1.0%
Q1 25
0.1%
0.6%
Q4 24
0.0%
11.9%
Q3 24
0.0%
2.0%
Q2 24
0.1%
0.3%
Q1 24
0.1%
8.7%
Cash Conversion
IRWD
IRWD
PDLB
PDLB
Q4 25
5.48×
Q3 25
1.19×
0.21×
Q2 25
-0.64×
1.01×
Q1 25
2.20×
Q4 24
6.74×
2.46×
Q3 24
2.71×
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons