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Side-by-side financial comparison of ISABELLA BANK CORP (ISBA) and TRX GOLD Corp (TRX). Click either name above to swap in a different company.

TRX GOLD Corp is the larger business by last-quarter revenue ($25.1M vs $21.2M, roughly 1.2× ISABELLA BANK CORP). ISABELLA BANK CORP runs the higher net margin — 22.2% vs -2.0%, a 24.1% gap on every dollar of revenue. On growth, TRX GOLD Corp posted the faster year-over-year revenue change (100.5% vs 14.3%). Over the past eight quarters, TRX GOLD Corp's revenue compounded faster (64.2% CAGR vs 12.6%).

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

TRX Gold Corp is a mineral exploration and development firm primarily engaged in the identification, evaluation, and development of gold resource assets. It conducts most of its operations in East Africa, with core project holdings in Tanzania, targeting high-grade deposits to deliver sustainable production and stakeholder value.

ISBA vs TRX — Head-to-Head

Bigger by revenue
TRX
TRX
1.2× larger
TRX
$25.1M
$21.2M
ISBA
Growing faster (revenue YoY)
TRX
TRX
+86.2% gap
TRX
100.5%
14.3%
ISBA
Higher net margin
ISBA
ISBA
24.1% more per $
ISBA
22.2%
-2.0%
TRX
Faster 2-yr revenue CAGR
TRX
TRX
Annualised
TRX
64.2%
12.6%
ISBA

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ISBA
ISBA
TRX
TRX
Revenue
$21.2M
$25.1M
Net Profit
$4.7M
$-496.0K
Gross Margin
56.6%
Operating Margin
32.2%
Net Margin
22.2%
-2.0%
Revenue YoY
14.3%
100.5%
Net Profit YoY
17.4%
-123.2%
EPS (diluted)
$0.64
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ISBA
ISBA
TRX
TRX
Q4 25
$21.2M
$25.1M
Q3 25
$20.5M
Q2 25
$18.8M
$12.5M
Q1 25
$18.1M
$9.1M
Q4 24
$18.5M
$12.5M
Q3 24
$18.0M
Q2 24
$17.2M
$10.1M
Q1 24
$16.7M
$8.0M
Net Profit
ISBA
ISBA
TRX
TRX
Q4 25
$4.7M
$-496.0K
Q3 25
$5.2M
Q2 25
$5.0M
$1.1M
Q1 25
$3.9M
$-1.9M
Q4 24
$4.0M
$2.1M
Q3 24
$3.3M
Q2 24
$3.5M
$-1.7M
Q1 24
$3.1M
$1.9M
Gross Margin
ISBA
ISBA
TRX
TRX
Q4 25
56.6%
Q3 25
Q2 25
35.1%
Q1 25
23.5%
Q4 24
38.6%
Q3 24
Q2 24
42.9%
Q1 24
41.0%
Operating Margin
ISBA
ISBA
TRX
TRX
Q4 25
32.2%
Q3 25
30.7%
Q2 25
32.8%
Q1 25
26.9%
Q4 24
26.0%
Q3 24
21.3%
Q2 24
23.9%
Q1 24
21.8%
Net Margin
ISBA
ISBA
TRX
TRX
Q4 25
22.2%
-2.0%
Q3 25
25.6%
Q2 25
26.7%
8.9%
Q1 25
21.9%
-21.3%
Q4 24
21.6%
17.1%
Q3 24
18.2%
Q2 24
20.3%
-16.3%
Q1 24
18.7%
24.1%
EPS (diluted)
ISBA
ISBA
TRX
TRX
Q4 25
$0.64
$-0.01
Q3 25
$0.71
Q2 25
$0.68
$0.00
Q1 25
$0.53
$-0.01
Q4 24
$0.54
$0.00
Q3 24
$0.44
Q2 24
$0.46
$-0.01
Q1 24
$0.42
$0.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ISBA
ISBA
TRX
TRX
Cash + ST InvestmentsLiquidity on hand
$26.0M
$9.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$231.4M
$74.5M
Total Assets
$2.2B
$129.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ISBA
ISBA
TRX
TRX
Q4 25
$26.0M
$9.2M
Q3 25
$161.3M
Q2 25
$108.6M
$3.6M
Q1 25
$69.2M
$6.0M
Q4 24
$24.5M
$6.8M
Q3 24
$27.4M
Q2 24
$23.6M
$7.7M
Q1 24
$25.2M
$8.0M
Stockholders' Equity
ISBA
ISBA
TRX
TRX
Q4 25
$231.4M
$74.5M
Q3 25
$227.4M
Q2 25
$220.5M
$69.0M
Q1 25
$215.6M
$67.5M
Q4 24
$210.3M
$68.4M
Q3 24
$213.0M
Q2 24
$202.2M
$62.5M
Q1 24
$200.7M
$63.9M
Total Assets
ISBA
ISBA
TRX
TRX
Q4 25
$2.2B
$129.6M
Q3 25
$2.3B
Q2 25
$2.2B
$112.3M
Q1 25
$2.1B
$106.7M
Q4 24
$2.1B
$102.6M
Q3 24
$2.1B
Q2 24
$2.1B
$92.6M
Q1 24
$2.1B
$88.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ISBA
ISBA
TRX
TRX
Operating Cash FlowLast quarter
$26.8M
$4.0M
Free Cash FlowOCF − Capex
$23.3M
FCF MarginFCF / Revenue
110.2%
Capex IntensityCapex / Revenue
16.4%
Cash ConversionOCF / Net Profit
5.72×
TTM Free Cash FlowTrailing 4 quarters
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ISBA
ISBA
TRX
TRX
Q4 25
$26.8M
$4.0M
Q3 25
$2.7M
Q2 25
$7.8M
$3.4M
Q1 25
$4.7M
$2.0M
Q4 24
$19.6M
$2.4M
Q3 24
$3.6M
Q2 24
$5.5M
$3.1M
Q1 24
$3.4M
$1.0M
Free Cash Flow
ISBA
ISBA
TRX
TRX
Q4 25
$23.3M
Q3 25
$1.7M
Q2 25
$7.2M
Q1 25
$3.7M
Q4 24
$17.5M
Q3 24
$3.2M
Q2 24
$5.1M
Q1 24
$2.6M
FCF Margin
ISBA
ISBA
TRX
TRX
Q4 25
110.2%
Q3 25
8.5%
Q2 25
38.5%
Q1 25
20.6%
Q4 24
94.6%
Q3 24
17.7%
Q2 24
29.8%
Q1 24
15.7%
Capex Intensity
ISBA
ISBA
TRX
TRX
Q4 25
16.4%
Q3 25
5.0%
Q2 25
3.2%
Q1 25
5.5%
Q4 24
11.4%
Q3 24
2.0%
Q2 24
2.4%
Q1 24
4.9%
Cash Conversion
ISBA
ISBA
TRX
TRX
Q4 25
5.72×
Q3 25
0.52×
Q2 25
1.56×
3.10×
Q1 25
1.19×
Q4 24
4.91×
1.11×
Q3 24
1.08×
Q2 24
1.59×
Q1 24
1.10×
0.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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